PlainZIP

Waverly, KY · standard

ZIP Code 42462

Union County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,319
12/sq mi
$66,373
Median income
$137,300
Median home value
19.4%
Bachelor's or higher

The verdict

Waverly pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

41th pct
household income, US ZIPs
22th pct
home value, US ZIPs
12
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42462 against every reporting US ZIP.

ZIP code 42462 is a sparsely populated ZIP (a standard USPS delivery area) in Waverly, Union County, Kentucky, home to just 1,319 residents across 114.7 square miles, a density of 12 people per square mile, in the Chicago time zone.

ZIP 42462 reports a modest median household income of $66,373 (11% above the Kentucky average), while per-capita income is $27,280. The poverty rate stands at 8.5% and the unemployment rate at 1.7%. The typical home here is valued at $137,300 (14% below the state average); renters pay a median of $975 monthly, and 80.9% of units are owner-occupied.

Educational attainment sits below the national norm: 19.4% of adults hold a bachelor's degree or higher, the median age is 40.9, and the average commute is 26 minutes. To put 42462 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 3 additional ZIPs in Union County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42462, Waverly, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,319

Population

114.7

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42462?

40.9

Median Age

46.8%

Male

53.2%

Female

0.0%

Foreign-Born

White 83.4%
African American 12.7%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,373

Median Household Income

+11% vs state

$27,280

Per Capita Income

8.5%

Poverty Rate

1.7%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 42462 ranks nationally

Waverly, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,373 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.0%
Bachelor's Degree or Higher 19.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

580

Total Housing Units

498

Occupied Units

82

Vacant Units

3.10

Avg Household Size

Occupancy Type

Owner 80.9%
Renter 19.1%

$137,300

Median Home Value

-14% vs state

$975

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 14 business establishments in ZIP 42462, employing approximately 833 people with a combined annual payroll of $87,434,000.

14

Businesses

833

Employees

$87.4M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 4 28.6%
Construction 3 21.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42462 vs 42406 →

ZIP 42462 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42462 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42462 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42462 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42406 Corydon, KY 3,555 4.1 mi
42461 Uniontown, KY 1,481 7.0 mi
42437 Morganfield, KY 8,324 9.1 mi

More ZIP Codes in Union County

42437 standard
Morganfield, KY
Pop: 8,324
42459 standard
Sturgis, KY
Pop: 4,423
42461 standard
Uniontown, KY
Pop: 1,481

Related Areas

Union County Waverly, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42462 in? ▼
ZIP code 42462 (Waverly) is located in Union County, Kentucky. Union County contains multiple ZIP codes, see the full list at /counties/union-ky.
What is the population of ZIP code 42462? ▼
ZIP code 42462 in Waverly, KY has a population of 1,319 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42462? ▼
The median household income in ZIP 42462 is $66,373, which is 13% below the national average of $76,288.
What is the average home value in ZIP 42462? ▼
The median home value in ZIP 42462 is $137,300, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 42462? ▼
The largest racial group in ZIP 42462 is White at 83.4%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 42462? ▼
ZIP code 42462 has 14 business establishments employing approximately 833 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 42462? ▼
In ZIP code 42462, 67.0% of residents aged 25+ have a high school diploma or higher, and 19.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42462? ▼
The mean commute time for workers in ZIP code 42462 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42462? ▼
In ZIP code 42462, approximately 80.9% of occupied housing units are owner-occupied and 19.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42462? ▼
The poverty rate in ZIP code 42462 is 8.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.