PlainZIP

Henderson, KY · standard

ZIP Code 42420

Henderson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

38,192
78/sq mi
$57,053
Median income
$170,300
Median home value
20.8%
Bachelor's or higher

The verdict

Henderson pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

24th pct
household income, US ZIPs
34th pct
home value, US ZIPs
78
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42420 against every reporting US ZIP.

ZIP code 42420 is a densely settled ZIP (a standard USPS delivery area) in Henderson, Henderson County, Kentucky, with 38,192 residents across 488.4 square miles, a density of 78 people per square mile, in the Chicago time zone.

ZIP 42420 reports a modest median household income of $57,053 (4% below the Kentucky average), while per-capita income is $32,723. Local economic indicators show a 14.9% poverty rate alongside 2.5% unemployment. Median home value sits at $170,300 (7% above the state average), median rent at $774 a month, and owner-occupancy at 62.1%.

Educational attainment sits below the national norm: 20.8% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 22 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 42420, plus 4 more within Henderson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42420

Top 5 sectors by establishment count in Henderson, KY

Which industries have the most business establishments in ZIP 42420.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42420, Henderson, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

38,192

Population

488.4

Area (sq mi)

78

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42420?

40.1

Median Age

48.0%

Male

52.0%

Female

1.3%

Foreign-Born

White 84.2%
African American 9.1%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 4.3%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,053

Median Household Income

-4% vs state

$32,723

Per Capita Income

14.9%

Poverty Rate

2.5%

Unemployment Rate

21.5 min

Mean Commute Time

How ZIP 42420 ranks nationally

Henderson, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,053 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.0%
Bachelor's Degree or Higher 20.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,394

Total Housing Units

16,047

Occupied Units

1,347

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 62.1%
Renter 37.9%

$170,300

Median Home Value

+7% vs state

$774

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.2%

YoY Change (2024)

211

HPI Index (2000 = 100)

+111%

Total Change Since 2000

Home values in ZIP 42420 have increased 5.2% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 150
2021 +9.7% 165
2022 +11.6% 184
2023 +8.6% 200
2024 +5.2% 211

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 850 business establishments in ZIP 42420, employing approximately 13,143 people with a combined annual payroll of $644,126,000.

850

Businesses

13,143

Employees

$644.1M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 138 16.2%
Health care and social assistance 123 14.5%
Other services (except public administration) 91 10.7%
Accommodation and food services 85 10.0%
Construction 69 8.1%
Finance and insurance 63 7.4%
Professional, scientific, and technical services 59 6.9%
Manufacturing 51 6.0%
Real estate and rental and leasing 39 4.6%
Wholesale trade 33 3.9%
Administrative and support and waste management and remediation services 32 3.8%
Transportation and warehousing 25 2.9%
Information 14 1.6%
Arts, entertainment, and recreation 9 1.1%
Mining, quarrying, and oil and gas extraction 6 0.7%
Management of companies and enterprises 6 0.7%
Educational services 5 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42420 vs 42452 →

ZIP 42420 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42420 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42420 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42420 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42452 Robards, KY 2,141 8.0 mi
42458 Spottsville, KY 1,151 5.7 mi
42451 Reed, KY 783 8.9 mi
47712 Evansville, IN 26,012 11.7 mi

More ZIP Codes in Henderson County

42406 standard
Corydon, KY
Pop: 3,555
42452 standard
Robards, KY
Pop: 2,141
42458 standard
Spottsville, KY
Pop: 1,151
42451 standard
Reed, KY
Pop: 783

Related Areas

Henderson County Henderson, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42420 in? ▼
ZIP code 42420 (Henderson) is located in Henderson County, Kentucky. Henderson County contains multiple ZIP codes, see the full list at /counties/henderson-ky.
What is the population of ZIP code 42420? ▼
ZIP code 42420 in Henderson, KY has a population of 38,192 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42420? ▼
The median household income in ZIP 42420 is $57,053, which is 25% below the national average of $76,288.
What is the average home value in ZIP 42420? ▼
The median home value in ZIP 42420 is $170,300, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 42420? ▼
The largest racial group in ZIP 42420 is White at 84.2%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 42420? ▼
ZIP code 42420 has 850 business establishments employing approximately 13,143 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42420? ▼
The top industries by establishment count in ZIP 42420 are: Retail trade (138), Health care and social assistance (123), Other services (except public administration) (91). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 42420? ▼
According to the FHFA House Price Index, home values in ZIP 42420 increased by 5.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42420? ▼
In ZIP code 42420, 56.0% of residents aged 25+ have a high school diploma or higher, and 20.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42420? ▼
The mean commute time for workers in ZIP code 42420 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42420? ▼
In ZIP code 42420, approximately 62.1% of occupied housing units are owner-occupied and 37.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42420? ▼
The poverty rate in ZIP code 42420 is 14.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.