Residential delivery area · Kentucky

ZIP Code 42301: Owensboro, KY

ZIP code 42301 uses the postal name Owensboro, Kentucky and lies mostly in Daviess County (95% of its land) with the rest in Henderson County (Census 2020 ZIP-county file). About 45,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Owensboro's 2 residential ZIP codes. Median household income is $66,885 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Owensboro (7%), Sorgho (3%), Moseleyville (under 1%), Stanley (under 1%), Curdsville (under 1%), St. Joseph (under 1%) and West Louisville (under 1%); 89% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Kentucky, Indiana, Michigan and Ohio
423sectional center: Evansville, IN (SCF 476)
01delivery area within it
Town
Owensboro · 2 residential ZIPs
Census places
Owensboro (7%); Sorgho (3%) census-designated place; Moseleyville (under 1%) census-designated place; Stanley (under 1%) census-designated place
Metro area
Owensboro, KY
House districts
KY-2 (96%), KY-1 (4%) 119th Congress, by share of land
Time zone
Central
Land area
173.0 sq mi · 263 people per sq mi
PO Box ZIPs
42302, 42304 also use the name Owensboro

Where is ZIP code 42301?

42301 centers on 37.736°, -87.249° and covers 173.0 square miles of land plus 2.3 of water. It borders 7 ZIP codes: 42356, 42303, 42327, 42376, 42451, 42420, 42452.

42303 · Owensboro42327 · Calhoun42356 · Maple Mount42376 · Utica42420 · Henderson42451 · Reed42452 · Robards42301 · Owensboro (this ZIP)4230142420423274237642452423034245142303 · Owensboro42327 · Calhoun42356 · Maple Mount42376 · Utica42420 · Henderson42451 · Reed42452 · Robards42301 · Owensboro (this ZIP)4230142420423274237642452423034245142303 · Owensboro42327 · Calhoun42356 · Maple Mount42376 · Utica42420 · Henderson42451 · Reed42452 · Robards42301 · Owensboro (this ZIP)42301424204232742376424524230342451
Shaded by median household income, in national fifths (ACS 2020-2024); 42301 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 42301, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 42301 compare with the rest of Owensboro?

Rank of 42301 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure42301In OwensboroIn Daviess CountyIn KY
People (ACS 2020-2024)45,4451st of 21st of 99th of 780
Median household income$67k1st of 25th of 6112th of 310
Median home value$198k1st of 23rd of 8110th of 320

Its median household income is higher than in 42% of U.S. residential ZIP codes, and it is denser than 66% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 42301?

The 2020 Census counted 44,883 people in 42301; the ACS, which samples households over 2020-2024, estimates 45,445. Between the 2010 and 2020 censuses its population grew 5.8% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
45,445
2020 Census count
44,883+5.8% since 2010 (42,440)
Households
18,381
Median age
36.6

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 42301?

Of the 45,445 people the ACS estimates in 42301, 25.1% are under 18 and 16.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (81.5%).

  • Under 1825.1%
  • 18 to 6458.8%
  • 65 and older16.2%
Age of the people of 42301 (ACS 2020-2024, B01001)
  • White, not Hispanic81.5%
  • Black, not Hispanic6.3%
  • Hispanic or Latino4.7%
  • Other or two or more4.6%
  • Asian, not Hispanic2.9%
Race and Hispanic origin in 42301 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 42301 earn?

Median household income is $66,885 (ACS 2020-2024), the 5th highest of the 6 ranked ZIP codes in Daviess County. It rose from $58,406 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$66,885
Income per person
$32,914
Below the poverty line
14.2%
Unemployed (of the labor force)
5.3%
Adults 25+ with a bachelor's degree
26.5%
Adjusted gross income per tax return, 2022
$60,91020,130 returns; wages 69% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 42301?

FHFA's house price index for 42301, built from repeat sales and appraisals of the same homes, rose 75% from 2015 to 2025 and rose 42% from 2020 to 2025, and moved +0.4% in 2025.

Median home value (owners' estimate)
$198,200
Median gross rent
$876
Homes owned by their occupants
63.0%
Housing units
19,762
0 100 200 300 400 197819902000201020202025 0 100 200 300 400 197819902000201020202025 0 100 200 300 400 197819902000201020202025
Index = 100 in 1978, the first year FHFA reports for 42301; 2025: 456.4. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 42301?

1,044 business establishments had a location in this ZIP code in 2023, 6 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade181
  • Health care and social assistance140
  • Other services (except public administration)116
  • Accommodation and food services103
  • Finance and insurance89
  • Construction74

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 42301?

ZIP codes that share a boundary with 42301, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
42356Maple Mount132–5.0 mi
42303Owensboro42,119$65k10.9 mi
42327Calhoun4,206$67k11.0 mi
42376Utica6,886$76k12.1 mi
42451Reed600$57k12.9 mi
42420Henderson38,133$57k15.2 mi
42452Robards1,943$80k16.3 mi
42322Beech Grove53–10.9 mi (near)
42458Spottsville979$59k12.8 mi (near)
47635Rockport, IN5,362$66k13.0 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.