PlainZIP

Owensboro, KY · standard

ZIP Code 42301

Daviess County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,440
96/sq mi
$66,885
Median income
$198,200
Median home value
26.5%
Bachelor's or higher

The verdict

Owensboro pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

42th pct
household income, US ZIPs
43th pct
home value, US ZIPs
96
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42301 against every reporting US ZIP.

ZIP code 42301 is a densely settled ZIP (a standard USPS delivery area) in Owensboro, Daviess County, Kentucky, with 42,440 residents across 443.0 square miles, a density of 96 people per square mile, in the Chicago time zone.

ZIP 42301 reports a modest median household income of $66,885 (12% above the Kentucky average), while per-capita income is $32,914. Poverty here runs at 14.2%, with unemployment measured at 5.3%. Housing costs here run $198,200 for a typical home value (25% above the state average), with rent averaging $876 a month; 63.0% of homes are owner-occupied.

Educational attainment sits below the national norm: 26.5% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 19 minutes. To put 42301 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Daviess County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42301

Top 5 sectors by establishment count in Owensboro, KY

Which industries have the most business establishments in ZIP 42301.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42301, Owensboro, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

42,440

Population

443.0

Area (sq mi)

96

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42301?

36.6

Median Age

48.5%

Male

51.5%

Female

5.1%

Foreign-Born

White 82.3%
African American 6.5%
Asian 2.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.6%
Hispanic or Latino 4.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,885

Median Household Income

+12% vs state

$32,914

Per Capita Income

14.2%

Poverty Rate

5.3%

Unemployment Rate

18.6 min

Mean Commute Time

How ZIP 42301 ranks nationally

Owensboro, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,885 42nd percentile higher than 42% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.9%
Bachelor's Degree or Higher 26.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

19,762

Total Housing Units

18,381

Occupied Units

1,381

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 63.0%
Renter 37.0%

$198,200

Median Home Value

+25% vs state

$876

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.2%

YoY Change (2024)

225

HPI Index (2000 = 100)

+125%

Total Change Since 2000

Home values in ZIP 42301 have increased 10.2% over the past year (2024). Since 2000, this ZIP has seen +125% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.5% 159
2021 +9.0% 173
2022 +13.6% 197
2023 +3.8% 205
2024 +10.2% 225

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,044 business establishments in ZIP 42301, employing approximately 21,608 people with a combined annual payroll of $1,034,940,000.

1,044

Businesses

21,608

Employees

$1.0B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 181 17.3%
Health care and social assistance 140 13.4%
Other services (except public administration) 116 11.1%
Accommodation and food services 103 9.9%
Finance and insurance 89 8.5%
Construction 74 7.1%
Professional, scientific, and technical services 66 6.3%
Real estate and rental and leasing 54 5.2%
Wholesale trade 53 5.1%
Transportation and warehousing 43 4.1%
Administrative and support and waste management and remediation services 35 3.4%
Manufacturing 33 3.2%
Arts, entertainment, and recreation 16 1.5%
Information 15 1.4%
Educational services 15 1.4%
Management of companies and enterprises 6 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42301 vs 42356 →

ZIP 42301 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42301 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42301 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42301 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42356 Maple Mount, KY 83 5.4 mi
42322 Beech Grove, KY 47 12.0 mi
47635 Rockport, IN 5,671 12.7 mi
42451 Reed, KY 783 12.8 mi

More ZIP Codes in Daviess County

42303 standard
Owensboro, KY
Pop: 38,909
42366 standard
Philpot, KY
Pop: 5,863
42376 standard
Utica, KY
Pop: 5,799
42378 standard
Whitesville, KY
Pop: 3,339
42355 standard
Maceo, KY
Pop: 1,852
42356 standard
Maple Mount, KY
Pop: 83

Related Areas

Daviess County Owensboro, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42301 in? ▼
ZIP code 42301 (Owensboro) is located in Daviess County, Kentucky. Daviess County contains multiple ZIP codes, see the full list at /counties/daviess-ky.
What is the population of ZIP code 42301? ▼
ZIP code 42301 in Owensboro, KY has a population of 42,440 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42301? ▼
The median household income in ZIP 42301 is $66,885, which is 12% below the national average of $76,288.
What is the average home value in ZIP 42301? ▼
The median home value in ZIP 42301 is $198,200, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 42301? ▼
The largest racial group in ZIP 42301 is White at 82.3%. Hispanic or Latino residents make up 4.7% of the population.
How many businesses are in ZIP code 42301? ▼
ZIP code 42301 has 1,044 business establishments employing approximately 21,608 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42301? ▼
The top industries by establishment count in ZIP 42301 are: Retail trade (181), Health care and social assistance (140), Other services (except public administration) (116). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 42301? ▼
According to the FHFA House Price Index, home values in ZIP 42301 increased by 10.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 125%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42301? ▼
In ZIP code 42301, 59.9% of residents aged 25+ have a high school diploma or higher, and 26.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42301? ▼
The mean commute time for workers in ZIP code 42301 is 18.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42301? ▼
In ZIP code 42301, approximately 63.0% of occupied housing units are owner-occupied and 37.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42301? ▼
The poverty rate in ZIP code 42301 is 14.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.