ZIP Code 42303
standardSource:
Owensboro · Daviess County · Kentucky
- Population
- 38,909
- Median income
- $64,773
- Median home value
- $198,200
- Bachelor's or higher
- 27.0%
- Land area
- 124.2 sq mi
313/sq mi
▼ 15% vs US
higher than 38% of US ZIPs
▼ 29% vs US
higher than 43% of US ZIPs
Median age 39.9
Chicago
ZIP code 42303 in Owensboro, Kentucky has a population of 38,909. The median household income is $64,773, which is 15% below the national average. Median home value is $198,200, 29% below the US average. 27.0% of residents hold a bachelor's degree or higher.
ZIP code 42303 is classified by USPS as a standard delivery area and covers roughly 124.2 square miles in Owensboro, Daviess County, Kentucky. The area is home to 38,909 residents, producing a population density of 313 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42303 against Kentucky and the nation.
On the economic side, the median household income for ZIP 42303 sits at $64,773 (9% above the Kentucky average), while per-capita income is $39,736. The poverty rate stands at 17.9% and the unemployment rate at 4.1%. On housing, the median home value is $198,200 (25% above the state average) with median rent at $979 per month, and 65.8% of occupied units are owner-occupied, a direct signal of whether 42303 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 27.0% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 18 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Daviess County, so you can benchmark 42303 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 42303
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 42303.
- Health care and social assistance
Health care and social assistance
223 establishments
- Retail trade
Retail trade
189 establishments
- Construction
Construction
92 establishments
- Other services (except public administration) 87
Other services (except public administration)
87 establishments
- Accommodation and food services 86
Accommodation and food services
86 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 42303, Owensboro, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
38,909
Population
124.2
Area (sq mi)
313
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 42303?
39.9
Median Age
48.8%
Male
51.2%
Female
3.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,773
Median Household Income
+9% vs state
$39,736
Per Capita Income
17.9%
Poverty Rate
4.1%
Unemployment Rate
17.7 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
18,070
Total Housing Units
17,220
Occupied Units
850
Vacant Units
2.37
Avg Household Size
Occupancy Type
$198,200
Median Home Value
+25% vs state
$979
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.5%
YoY Change (2024)
215
HPI Index (2000 = 100)
+115%
Total Change Since 2000
Home values in ZIP 42303 have increased 2.5% over the past year (2024). Since 2000, this ZIP has seen +115% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.5% | 156 |
| 2021 | +9.1% | 170 |
| 2022 | +16.7% | 198 |
| 2023 | +5.8% | 210 |
| 2024 | +2.5% | 215 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,118 business establishments in ZIP 42303, employing approximately 19,852 people with a combined annual payroll of $1,005,655,000.
1,118
Businesses
19,852
Employees
$1.0B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 223 | 19.9% |
| Retail trade | 189 | 16.9% |
| Construction | 92 | 8.2% |
| Other services (except public administration) | 87 | 7.8% |
| Accommodation and food services | 86 | 7.7% |
| Professional, scientific, and technical services | 83 | 7.4% |
| Finance and insurance | 75 | 6.7% |
| Administrative and support and waste management and remediation services | 55 | 4.9% |
| Real estate and rental and leasing | 51 | 4.6% |
| Wholesale trade | 44 | 3.9% |
| Manufacturing | 43 | 3.9% |
| Transportation and warehousing | 24 | 2.1% |
| Arts, entertainment, and recreation | 18 | 1.6% |
| Information | 15 | 1.3% |
| Educational services | 14 | 1.3% |
| Management of companies and enterprises | 12 | 1.1% |
| Utilities | 5 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42303 vs 42366 →
More ZIP Codes in Daviess County
Related Areas
Frequently Asked Questions
What county is ZIP code 42303 in? ▼
What is the population of ZIP code 42303? ▼
What is the median household income in ZIP 42303? ▼
What is the average home value in ZIP 42303? ▼
What is the demographic makeup of ZIP 42303? ▼
How many businesses are in ZIP code 42303? ▼
What are the main industries in ZIP code 42303? ▼
How have home values changed in ZIP code 42303? ▼
What is the education level in ZIP code 42303? ▼
What is the average commute time in ZIP 42303? ▼
What percentage of residents own vs. rent in ZIP 42303? ▼
What is the poverty rate in ZIP code 42303? ▼
ZIP Code Research Guides
Official Data Resources for Owensboro, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.