PlainZIP

Philpot, KY · standard

ZIP Code 42366

Daviess County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,863
28/sq mi
$87,672
Median income
$229,700
Median home value
22.8%
Bachelor's or higher

The verdict

Philpot pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 29%
household income, US ZIPs
Top 48%
home value, US ZIPs
28
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42366 against every reporting US ZIP.

ZIP code 42366 is a mid-sized community (a standard USPS delivery area) in Philpot, Daviess County, Kentucky, home to 5,863 residents across 208.6 square miles, a density of 28 people per square mile, in the Chicago time zone.

ZIP 42366 lands in the middle-income range, with a median household income of $87,672 (47% above the Kentucky average), while per-capita income is $40,992. Poverty here runs at 2.4%, with unemployment measured at 4.0%. The typical home here is valued at $229,700 (44% above the state average); renters pay a median of $878 monthly, and 90.3% of units are owner-occupied.

Educational attainment sits below the national norm: 22.8% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 26 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 42366, plus 6 more within Daviess County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42366

Top 5 sectors by establishment count in Philpot, KY

Which industries have the most business establishments in ZIP 42366.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42366, Philpot, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,863

Population

208.6

Area (sq mi)

28

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42366?

42.6

Median Age

50.7%

Male

49.3%

Female

0.3%

Foreign-Born

White 98.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 1.4%
Hispanic or Latino 0.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,672

Median Household Income

+47% vs state

$40,992

Per Capita Income

2.4%

Poverty Rate

4.0%

Unemployment Rate

25.5 min

Mean Commute Time

How ZIP 42366 ranks nationally

Philpot, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$87,672 Top 29% higher than 71% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.7%
Bachelor's Degree or Higher 22.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,377

Total Housing Units

2,208

Occupied Units

169

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 90.3%
Renter 9.7%

$229,700

Median Home Value

+44% vs state

$878

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-19.4%

YoY Change (2024)

204

HPI Index (2000 = 100)

+104%

Total Change Since 2000

Home values in ZIP 42366 have decreased 19.4% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.2% 171
2021 +10.5% 189
2022 +12.5% 213
2023 +18.5% 253
2024 -19.4% 204

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 70 business establishments in ZIP 42366, employing approximately 474 people with a combined annual payroll of $19,442,000.

70

Businesses

474

Employees

$19.4M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 23 32.9%
Administrative and support and waste management and remediation services 11 15.7%
Other services (except public administration) 7 10.0%
Retail trade 6 8.6%
Wholesale trade 3 4.3%
Transportation and warehousing 3 4.3%
Health care and social assistance 3 4.3%
Arts, entertainment, and recreation 3 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42366 vs 42303 →

ZIP 42366 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42366 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42366 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42366 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42303 Owensboro, KY 38,909 6.3 mi
42378 Whitesville, KY 3,339 6.2 mi
42355 Maceo, KY 1,852 9.6 mi
42376 Utica, KY 5,799 10.7 mi

More ZIP Codes in Daviess County

42301 standard
Owensboro, KY
Pop: 42,440
42303 standard
Owensboro, KY
Pop: 38,909
42376 standard
Utica, KY
Pop: 5,799
42378 standard
Whitesville, KY
Pop: 3,339
42355 standard
Maceo, KY
Pop: 1,852
42356 standard
Maple Mount, KY
Pop: 83

Related Areas

Daviess County Philpot, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42366 in? ▼
ZIP code 42366 (Philpot) is located in Daviess County, Kentucky. Daviess County contains multiple ZIP codes, see the full list at /counties/daviess-ky.
What is the population of ZIP code 42366? ▼
ZIP code 42366 in Philpot, KY has a population of 5,863 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42366? ▼
The median household income in ZIP 42366 is $87,672, which is 15% above the national average of $76,288.
What is the average home value in ZIP 42366? ▼
The median home value in ZIP 42366 is $229,700, which is 17% below the national average of $278,155.
What is the demographic makeup of ZIP 42366? ▼
The largest racial group in ZIP 42366 is White at 98.1%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 42366? ▼
ZIP code 42366 has 70 business establishments employing approximately 474 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42366? ▼
The top industries by establishment count in ZIP 42366 are: Construction (23), Administrative and support and waste management and remediation services (11), Other services (except public administration) (7). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 42366? ▼
According to the FHFA House Price Index, home values in ZIP 42366 decreased by 19.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42366? ▼
In ZIP code 42366, 60.7% of residents aged 25+ have a high school diploma or higher, and 22.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42366? ▼
The mean commute time for workers in ZIP code 42366 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42366? ▼
In ZIP code 42366, approximately 90.3% of occupied housing units are owner-occupied and 9.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42366? ▼
The poverty rate in ZIP code 42366 is 2.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.