PlainZIP

Utica, KY · standard

ZIP Code 42376

Daviess County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,799
22/sq mi
$76,098
Median income
$207,900
Median home value
22.4%
Bachelor's or higher

The verdict

Utica pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 43%
household income, US ZIPs
46th pct
home value, US ZIPs
22
people per sq mi
91%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42376 against every reporting US ZIP.

ZIP code 42376 is a mid-sized community (a standard USPS delivery area) in Utica, Daviess County, Kentucky, home to 5,799 residents across 258.9 square miles, a density of 22 people per square mile, in the Chicago time zone.

ZIP 42376 lands in the middle-income range, with a median household income of $76,098 (28% above the Kentucky average), while per-capita income is $39,232. Local economic indicators show a 10.7% poverty rate alongside 1.2% unemployment. Median home value sits at $207,900 (31% above the state average), median rent at $791 a month, and owner-occupancy at 91.3%.

Educational attainment sits below the national norm: 22.4% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 22 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Daviess County, letting you compare 42376 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42376

Top 5 sectors by establishment count in Utica, KY

Which industries have the most business establishments in ZIP 42376.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42376, Utica, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,799

Population

258.9

Area (sq mi)

22

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42376?

39.9

Median Age

54.4%

Male

45.6%

Female

1.0%

Foreign-Born

White 94.7%
African American 0.4%
Asian 2.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.0%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,098

Median Household Income

+28% vs state

$39,232

Per Capita Income

10.7%

Poverty Rate

1.2%

Unemployment Rate

21.9 min

Mean Commute Time

How ZIP 42376 ranks nationally

Utica, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,098 Top 43% higher than 57% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.5%
Bachelor's Degree or Higher 22.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,868

Total Housing Units

2,639

Occupied Units

229

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 91.3%
Renter 8.7%

$207,900

Median Home Value

+31% vs state

$791

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.1%

YoY Change (2024)

251

HPI Index (2000 = 100)

+151%

Total Change Since 2000

Home values in ZIP 42376 have increased 10.1% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.3% 157
2021 +13.7% 178
2022 +7.6% 192
2023 +18.5% 228
2024 +10.1% 251

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 60 business establishments in ZIP 42376, employing approximately 255 people with a combined annual payroll of $9,037,000.

60

Businesses

255

Employees

$9.0M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 20 33.3%
Other services (except public administration) 13 21.7%
Retail trade 9 15.0%
Administrative and support and waste management and remediation services 5 8.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42376 vs 42352 →

ZIP 42376 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42376 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42376 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42376 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42352 Livermore, KY 2,060 7.0 mi
42303 Owensboro, KY 38,909 10.2 mi
42366 Philpot, KY 5,863 10.7 mi

More ZIP Codes in Daviess County

42301 standard
Owensboro, KY
Pop: 42,440
42303 standard
Owensboro, KY
Pop: 38,909
42366 standard
Philpot, KY
Pop: 5,863
42378 standard
Whitesville, KY
Pop: 3,339
42355 standard
Maceo, KY
Pop: 1,852
42356 standard
Maple Mount, KY
Pop: 83

Related Areas

Daviess County Utica, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42376 in? ▼
ZIP code 42376 (Utica) is located in Daviess County, Kentucky. Daviess County contains multiple ZIP codes, see the full list at /counties/daviess-ky.
What is the population of ZIP code 42376? ▼
ZIP code 42376 in Utica, KY has a population of 5,799 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42376? ▼
The median household income in ZIP 42376 is $76,098, which is 0% below the national average of $76,288.
What is the average home value in ZIP 42376? ▼
The median home value in ZIP 42376 is $207,900, which is 25% below the national average of $278,155.
What is the demographic makeup of ZIP 42376? ▼
The largest racial group in ZIP 42376 is White at 94.7%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 42376? ▼
ZIP code 42376 has 60 business establishments employing approximately 255 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42376? ▼
The top industries by establishment count in ZIP 42376 are: Construction (20), Other services (except public administration) (13), Retail trade (9). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 42376? ▼
According to the FHFA House Price Index, home values in ZIP 42376 increased by 10.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 151%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42376? ▼
In ZIP code 42376, 60.5% of residents aged 25+ have a high school diploma or higher, and 22.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42376? ▼
The mean commute time for workers in ZIP code 42376 is 21.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42376? ▼
In ZIP code 42376, approximately 91.3% of occupied housing units are owner-occupied and 8.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42376? ▼
The poverty rate in ZIP code 42376 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.