Owensboro, KY

Single-footprint Census roll-up for Owensboro, KY: 2 USPS ZIPs, population 81,349. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet OWENSBORO-KY · Owensboro, KY 2 ZIPs · 81,349 pop · #15058/25278 · Daviess County

INC-MID · RANK-MID · ABOVE-PEER · BOOK-FEW · OWN-LOW · POP-SMALL · SPREAD-TIGHT · HOME-LOW

  • INC-MID $65,829
  • RANK-MID #15058/25278
  • ABOVE-PEER over Maceo
  • BOOK-FEW 2 ZIPs
  • OWN-LOW 64% owners
  • POP-SMALL 81,349
  • SPREAD-TIGHT 42303→42301
  • HOME-LOW $198,200

Nearest income peer: Maceo, KY ( $5,704 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Owensboro

Lowest/highest poles plus county-sharing cities nearest Owensboro on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Owensboro, KY sits among US cities with a below-median household income, on a small-city population base, across a handful of delivery areas.

40th pct
household income vs 25,278 US cities
81,349
city population (Census)
2
USPS ZIP codes covered
$65,829
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Below-median income with few delivery areas (2): read cost-of-living from the primary ZIP. Household income $65,829 and poverty 16.0% concentrate in 42301.

Owner-occupancy is comparatively low (64.4%) for this income tier, rent $928 may matter more than the home-value average.

Within Kentucky, Frankfort is the closest lower-income city and Trenton the closest higher-income city by average ZIP household income. Their 1 and 1 ZIP footprints are the immediate statewide comparison set for Owensboro.

Within-city ZIP comparison

Where the ZIP codes inside Owensboro differ

The published income range is comparatively compact across the ZIPs in Owensboro: $64,773 in ZIP 42303 to $66,885 in 42301. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.0×

42303 to 42301

Home-value high-to-low ratio
1.0×

42301 to 42303

Poverty-rate spread
3.7 points

42301 to 42303

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Lead ZIP 42301 skews compact Owensboro

In this 2-ZIP cluster, 42301 covers about 52% of Owensboro's 81,349 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.

Census ZBP business roll-up

Employer-heavy short list in Owensboro

Citywide ZBP: 2,162 establishments, 41,460 employees , annual payroll $2,040,595k (~27 establishments per 1,000 residents) across 2 of 2 ZIPs. Peak business ZIP 42303 (1,118 units) ; leading NAICS Retail trade (370) · also Health care and social assistance · Other services (except public administration) .

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ZIP Codes in Owensboro, KY

These ZIP codes sit in Daviess County, which covers 7 ZIP codes in all; 2 of them fall in Owensboro. See the Daviess County roll-up →

Owensboro sits in the lower half of Daviess County on income: Philpot, Utica and Whitesville report more, and only Maceo reports less. Philpot marks the far end of that range at $87,672, 33% above Owensboro.

Side-by-side: Compare 42301 vs 42303 →

ZIP Code Population Median income Establishments Density
42301 42,440 $66,885 1,044 96
42303 38,909 $64,773 1,118 313

Owensboro roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Owensboro, .