ZIP 42765 vs ZIP 42749

This side-by-side compares ZIP 42765 (Munfordville, KY) and ZIP 42749 (Horse Cave, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 42765 has a population of 5,840 at 19 people per square mile, while ZIP 42749 has 5,245 at 22 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 42765 reports a median household income of $59,688 against $45,500 in ZIP 42749, with per-capita income of $29,910 vs $27,153. The share of adults holding a bachelor's degree or higher is 15.7% in 42765 and 11.9% in 42749. Poverty rate reads 15.3% vs 21.2%, and unemployment 2.8% vs 4.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $143,600 in 42765 versus $142,200 in 42749, with median rent of $707 and $726 per month respectively. Homeownership rate is 66.1% vs 65.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.