ZIP Code 42765

standard

Source:

Munfordville · Hart County · Kentucky

Population
5,840

19/sq mi

Median income
$59,688

▼ 22% vs US

higher than 28% of US ZIPs

Median home value
$143,600

▼ 48% vs US

higher than 24% of US ZIPs

Bachelor's or higher
15.7%

Median age 36.7

Land area
305.8 sq mi

Chicago

ZIP code 42765 in Munfordville, Kentucky has a population of 5,840. The median household income is $59,688, which is 22% below the national average. Median home value is $143,600, 48% below the US average. 15.7% of residents hold a bachelor's degree or higher.

ZIP code 42765 is classified by USPS as a standard delivery area and covers roughly 305.8 square miles in Munfordville, Hart County, Kentucky. The area is home to 5,840 residents, producing a population density of 19 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42765 against Kentucky and the nation.

On the economic side, the median household income for ZIP 42765 sits at $59,688 (0% above the Kentucky average), while per-capita income is $29,910. The poverty rate stands at 15.3% and the unemployment rate at 2.8%. On housing, the median home value is $143,600 (10% below the state average) with median rent at $707 per month, and 66.1% of occupied units are owner-occupied, a direct signal of whether 42765 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.7% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 32 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hart County, so you can benchmark 42765 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 42765

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 42765.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 42765, Munfordville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,840

Population

305.8

Area (sq mi)

19

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42765?

36.7

Median Age

50.7%

Male

49.3%

Female

0.3%

Foreign-Born

White 94.2%
African American 1.7%
Asian 0.3%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,688

Median Household Income

+0% vs state

$29,910

Per Capita Income

15.3%

Poverty Rate

2.8%

Unemployment Rate

32.0 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.4%
Bachelor's Degree or Higher 15.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,778

Total Housing Units

2,589

Occupied Units

189

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 66.1%
Renter 33.9%

$143,600

Median Home Value

-10% vs state

$707

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 135 business establishments in ZIP 42765, employing approximately 882 people with a combined annual payroll of $31,222,000.

135

Businesses

882

Employees

$31.2M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 25 18.5%
Construction 23 17.0%
Health care and social assistance 19 14.1%
Other services (except public administration) 17 12.6%
Finance and insurance 11 8.2%
Accommodation and food services 11 8.2%
Professional, scientific, and technical services 9 6.7%
Manufacturing 7 5.2%
Wholesale trade 4 3.0%
Transportation and warehousing 4 3.0%
Real estate and rental and leasing 3 2.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42765 vs 42713 →

ZIP Code City Population Distance
42713 Bonnieville, KY 1,641 5.2 mi
42784 Upton, KY 2,685 9.5 mi
42749 Horse Cave, KY 5,245 8.9 mi

More ZIP Codes in Hart County

Frequently Asked Questions

What county is ZIP code 42765 in?
ZIP code 42765 (Munfordville) is located in Hart County, Kentucky. Hart County contains multiple ZIP codes, see the full list at /counties/hart-ky.
What is the population of ZIP code 42765?
ZIP code 42765 in Munfordville, KY has a population of 5,840 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42765?
The median household income in ZIP 42765 is $59,688, which is 22% below the national average of $76,288.
What is the average home value in ZIP 42765?
The median home value in ZIP 42765 is $143,600, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 42765?
The largest racial group in ZIP 42765 is White at 94.2%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 42765?
ZIP code 42765 has 135 business establishments employing approximately 882 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42765?
The top industries by establishment count in ZIP 42765 are: Retail trade (25), Construction (23), Health care and social assistance (19). There are 11 industry sectors represented in total.
What is the education level in ZIP code 42765?
In ZIP code 42765, 50.4% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42765?
The mean commute time for workers in ZIP code 42765 is 32.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42765?
In ZIP code 42765, approximately 66.1% of occupied housing units are owner-occupied and 33.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42765?
The poverty rate in ZIP code 42765 is 15.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Munfordville, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.