Residential delivery area · Kentucky
ZIP Code 42765: Munfordville, KY
ZIP code 42765 uses the postal name Munfordville, Kentucky and lies entirely in Hart County (Census 2020 ZIP-county file). About 7,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $59,688 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in Munfordville; 98% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Munfordville · its only residential ZIP
- County
- Hart County
- Census places
- Munfordville
- House district
- KY-2 119th Congress
- State
- Kentucky
- Time zone
- Central
- Land area
- 114.7 sq mi · 62 people per sq mi
Where is ZIP code 42765?
42765 centers on 37.307°, -85.935° and covers 114.7 square miles of land plus 1.2 of water. It borders 9 ZIP codes: 42713, 42729, 42749, 42784, 42722, 42757, 42746, 42259, 42726.
The map draws ZIP code areas only. For the streets inside 42765, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 42765 compare with the rest of Hart County?
| Measure | 42765 | In Hart County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 7,149 | 1st of 10 | 161st of 780 |
| Median household income | $60k | 2nd of 4 | 176th of 310 |
| Median home value | $144k | 5th of 5 | 213th of 320 |
Its median household income is higher than in 29% of U.S. residential ZIP codes, and it is denser than 46% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 42765?
The 2020 Census counted 6,342 people in 42765; the ACS, which samples households over 2020-2024, estimates 7,149. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 7,149±816 (90% margin)
- 2020 Census count
- 6,342
- Households
- 2,589
- Median age
- 36.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 42765?
Of the 7,149 people the ACS estimates in 42765, 27.1% are under 18 and 15.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.1%).
- Under 1827.1%
- 18 to 6457.4%
- 65 and older15.5%
- White, not Hispanic92.1%
- Hispanic or Latino3.9%
- Other or two or more2.0%
- Black, not Hispanic1.7%
- Asian, not Hispanic0.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 42765 earn?
Median household income is $59,688 (ACS 2020-2024), the 2nd highest of the 4 ranked ZIP codes in Hart County.
- Median household income
- $59,688±$10,366
- Income per person
- $29,910
- Below the poverty line
- 15.3%
- Unemployed (of the labor force)
- 2.8%
- Adults 25+ with a bachelor's degree
- 15.7%
- Adjusted gross income per tax return, 2022
- $56,8012,440 returns; wages 58% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 42765?
FHFA's house price index for 42765, built from repeat sales and appraisals of the same homes, rose 91% from 2015 to 2025 and rose 67% from 2020 to 2025, and moved +4.7% in 2025.
- Median home value (owners' estimate)
- $143,600
- Median gross rent
- $707
- Homes owned by their occupants
- 66.1%
- Housing units
- 2,778
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 42765?
135 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade25
- Construction23
- Health care and social assistance19
- Other services (except public administration)17
- Finance and insurance11
- Accommodation and food services11
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 42765?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 42713 | Bonnieville | 1,781 | $60k | 5.8 mi |
| 42729 | Cub Run | 2,142 | $55k | 8.9 mi |
| 42749 | Horse Cave | 4,423 | $46k | 9.1 mi |
| 42784 | Upton | 3,089 | $69k | 10.0 mi |
| 42722 | Canmer | 596 | $60k | 12.2 mi |
| 42757 | Magnolia | 2,547 | $53k | 12.8 mi |
| 42746 | Hardyville | 2,101 | $50k | 12.9 mi |
| 42259 | Mammoth Cave | 1,090 | $34k | 13.7 mi |
| 42726 | Clarkson | 4,758 | $60k | 14.3 mi |
| 42127 | Cave City | 7,030 | $43k | 12.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.