Hardyville, KY · standard
ZIP Code 42746
Hart County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,892
- 16/sq mi Moderate-density area
- $50,000
- Median income Below-median income area
- $115,200
- Median home value Below-median home value
- 8.1%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Hardyville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 14th pct
- household income, US ZIPs
- 15th pct
- home value, US ZIPs
- 16
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42746 against every reporting US ZIP.
ZIP code 42746 covers 121.3 square miles in Hardyville, Hart County, Kentucky (a standard USPS delivery area), with a modest 1,892 residents on file, a density of 16 people per square mile, in the Chicago time zone.
ZIP 42746 reports a modest median household income of $50,000 (16% below the average Kentucky ZIP), while per-capita income is $20,251. The poverty rate is 22.6%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $115,200 (28% below the average Kentucky ZIP), and median rent is $717; owner occupancy is 90.0%.
Formal educational attainment runs low here: just 8.1% of adults hold a bachelor's degree or higher, the median age is 33, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Hart County, so 42746 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42746, Hardyville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,892
Population
121.3
Area (sq mi)
16
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 42746?
33.0
Median Age
49.6%
Male
50.4%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,000
Median Household Income
-16% vs state ZIP avg
$20,251
Per Capita Income
22.6%
Poverty Rate
2.8%
Unemployment Rate
How ZIP 42746 ranks among Kentucky ZIPs
Hardyville, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$50,000 34th percentile higher than 34% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
978housing units
978
Total Housing Units
738
Occupied Units
240
Vacant Units
2.85
Avg Household Size
Occupancy Type
$115,200
Median Home Value
-28% vs state ZIP avg
$717
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 3 business establishments in ZIP 42746, employing approximately 9 people with a combined annual payroll of $577,000.
3
Businesses
9
Employees
$577K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 42746 vs 42722 →
ZIP 42746 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42749
Horse Cave (42749)
5,245 residents
- 42746 1,892
Hardyville (42746)
1,892 residents
- 42782 953
Summersville (42782)
953 residents
- 42722 714
Canmer (42722)
714 residents
- 42214 682
Center (42214)
682 residents
What this shows Among its immediate neighbors, ZIP 42746 ranks #2 by population - useful context the national average alone can't give.
ZIP 42746 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 42722
Canmer (42722)
$60,110 median income
- 42746
Hardyville (42746)
$50,000 median income
- 42214
Center (42214)
$47,188 median income
- 42749
Horse Cave (42749)
$45,500 median income
- 42782
Summersville (42782)
$39,193 median income
What this shows By household income, ZIP 42746 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 42746, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,892 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hart County
Related Areas
Frequently Asked Questions
What county is ZIP code 42746 in?
ZIP code 42746 (Hardyville) is located in Hart County, Kentucky. Hart County contains multiple ZIP codes, see the full list at /counties/hart-ky.
What is the population of ZIP code 42746?
ZIP code 42746 in Hardyville, KY has a population of 1,892 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42746?
The median household income in ZIP 42746 is $50,000, which is 34% below the national average of $76,288.
What is the average home value in ZIP 42746?
The median home value in ZIP 42746 is $115,200, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 42746?
The largest racial group in ZIP 42746 is White at 90.6%.
How many businesses are in ZIP code 42746?
ZIP code 42746 has 3 business establishments employing approximately 9 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 42746?
In ZIP code 42746, 57.4% of residents aged 25+ have a high school diploma or higher, and 8.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 42746?
In ZIP code 42746, approximately 90.0% of occupied housing units are owner-occupied and 10.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42746?
The poverty rate in ZIP code 42746 is 22.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 42746's numbers, next.
- See how ZIP 42746 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Hardyville, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.