ZIP Code 42746

ZIP code 42746 is classified by USPS as a standard delivery area and covers roughly 121.3 square miles in Hardyville, Hart County, Kentucky. The area is home to 1,892 residents, producing a population density of 16 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42746 against Kentucky and the nation.

On the economic side, the median household income for ZIP 42746 sits at $50,000 (16% below the Kentucky average), while per-capita income is $20,251. The poverty rate stands at 22.6% and the unemployment rate at 2.8%. On housing, the median home value is $115,200 (28% below the state average) with median rent at $717 per month, and 90.0% of occupied units are owner-occupied, a direct signal of whether 42746 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 8.1% of adults hold a bachelor's degree or higher, the median age is 33, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hart County, so you can benchmark 42746 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →