PlainZIP

Hardyville, KY · standard

ZIP Code 42746

Hart County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,892
16/sq mi
$50,000
Median income
$115,200
Median home value
8.1%
Bachelor's or higher

The verdict

Hardyville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

14th pct
household income, US ZIPs
15th pct
home value, US ZIPs
16
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42746 against every reporting US ZIP.

ZIP code 42746 covers 121.3 square miles in Hardyville, Hart County, Kentucky (a standard USPS delivery area), with a modest 1,892 residents on file, a density of 16 people per square mile, in the Chicago time zone.

ZIP 42746 reports a modest median household income of $50,000 (16% below the Kentucky average), while per-capita income is $20,251. Local economic indicators show a 22.6% poverty rate alongside 2.8% unemployment. The typical home here is valued at $115,200 (28% below the state average); renters pay a median of $717 monthly, and 90.0% of units are owner-occupied.

Formal educational attainment runs low here: just 8.1% of adults hold a bachelor's degree or higher, the median age is 33, and the average commute is -. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hart County, letting you compare 42746 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42746, Hardyville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,892

Population

121.3

Area (sq mi)

16

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42746?

33.0

Median Age

49.6%

Male

50.4%

Female

1.6%

Foreign-Born

White 90.6%
African American 0.7%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,000

Median Household Income

-16% vs state

$20,251

Per Capita Income

22.6%

Poverty Rate

2.8%

Unemployment Rate

How ZIP 42746 ranks nationally

Hardyville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,000 14th percentile higher than 14% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.4%
Bachelor's Degree or Higher 8.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

978

Total Housing Units

738

Occupied Units

240

Vacant Units

2.85

Avg Household Size

Occupancy Type

Owner 90.0%
Renter 10.0%

$115,200

Median Home Value

-28% vs state

$717

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 42746, employing approximately 9 people with a combined annual payroll of $577,000.

3

Businesses

9

Employees

$577K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42746 vs 42722 →

ZIP 42746 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42746 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42746 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42746 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42722 Canmer, KY 714 4.5 mi
42214 Center, KY 682 5.5 mi
42749 Horse Cave, KY 5,245 8.2 mi
42782 Summersville, KY 953 10.7 mi

More ZIP Codes in Hart County

42765 standard
Munfordville, KY
Pop: 5,840
42749 standard
Horse Cave, KY
Pop: 5,245
42757 standard
Magnolia, KY
Pop: 2,974
42713 standard
Bonnieville, KY
Pop: 1,641
42729 standard
Cub Run, KY
Pop: 1,617
42722 standard
Canmer, KY
Pop: 714

Related Areas

Hart County Hardyville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42746 in? ▼
ZIP code 42746 (Hardyville) is located in Hart County, Kentucky. Hart County contains multiple ZIP codes, see the full list at /counties/hart-ky.
What is the population of ZIP code 42746? ▼
ZIP code 42746 in Hardyville, KY has a population of 1,892 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42746? ▼
The median household income in ZIP 42746 is $50,000, which is 34% below the national average of $76,288.
What is the average home value in ZIP 42746? ▼
The median home value in ZIP 42746 is $115,200, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 42746? ▼
The largest racial group in ZIP 42746 is White at 90.6%.
How many businesses are in ZIP code 42746? ▼
ZIP code 42746 has 3 business establishments employing approximately 9 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 42746? ▼
In ZIP code 42746, 57.4% of residents aged 25+ have a high school diploma or higher, and 8.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 42746? ▼
In ZIP code 42746, approximately 90.0% of occupied housing units are owner-occupied and 10.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42746? ▼
The poverty rate in ZIP code 42746 is 22.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.