ZIP 45014 vs ZIP 45015

This side-by-side compares ZIP 45014 (Fairfield, OH) and ZIP 45015 (Hamilton, OH) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 45014 has a population of 43,917 at 781 people per square mile, while ZIP 45015 has 12,038 at 771 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 45014 reports a median household income of $75,661 against $48,312 in ZIP 45015, with per-capita income of $40,041 vs $25,879. The share of adults holding a bachelor's degree or higher is 30.2% in 45014 and 12.7% in 45015. Poverty rate reads 8.8% vs 17.0%, and unemployment 5.5% vs 4.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $232,400 in 45014 versus $120,700 in 45015, with median rent of $1,235 and $1,031 per month respectively. Homeownership rate is 62.8% vs 59.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.