Fairfield, OH · standard
ZIP Code 45014
Butler County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 43,917
- 781/sq mi High-density area
- $75,661
- Median income Near-median income area
- $232,400
- Median home value Near-median home value
- 30.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Fairfield pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 44%
- household income, US ZIPs
- Top 47%
- home value, US ZIPs
- 781
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45014 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45014 (Fairfield, OH) rose +6.8% from 2023 to 2024. The all-transactions index moved from 198.3 in 2023 to 211.8 in 2024 (2000 = 100).
ZIP code 45014 is a densely settled ZIP (a standard USPS delivery area) in Fairfield, Butler County, Ohio, with 43,917 residents across 56.3 square miles, a density of 781 people per square mile, in the New York time zone.
ZIP 45014 lands in the middle-income range, with a median household income of $75,661 (4% above the average Ohio ZIP), while per-capita income is $40,041. The poverty rate is 8.8%, with unemployment at 5.5%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $232,400 (18% above the average Ohio ZIP), while 62.8% of occupied homes are owner-occupied and median rent is $1,235.
A solid share of residents have a four-year degree: 30.2% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Butler County, so 45014 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45014
Top 5 sectors by establishment count in Fairfield, OH
Which industries have the most business establishments in ZIP 45014.
- Retail trade
Retail trade
158 establishments
- Health care and social assistance
Health care and social assistance
147 establishments
- Other services (except public administration)
Other services (except public administration)
113 establishments
- Accommodation and food services
Accommodation and food services
109 establishments
- Construction
Construction
87 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45014, Fairfield, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
43,917
Population
56.3
Area (sq mi)
781
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45014?
38.0
Median Age
49.6%
Male
50.4%
Female
11.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$75,661
Median Household Income
+4% vs state ZIP avg
$40,041
Per Capita Income
8.8%
Poverty Rate
5.5%
Unemployment Rate
23.8 min
Mean Commute Time
How ZIP 45014 ranks nationally
Fairfield, OH household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$75,661 Top 44% higher than 56% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
20,064housing units
20,064
Total Housing Units
18,888
Occupied Units
1,176
Vacant Units
2.40
Avg Household Size
Occupancy Type
$232,400
Median Home Value
+18% vs state ZIP avg
$1,235
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.8%
YoY Change (2024)
212
HPI Index (2000 = 100)
+112%
Total Change Since 2000
Home values in ZIP 45014 have increased 6.8% over the past year (2024). Since 2000, this ZIP has seen +112% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.5% | 139 |
| 2021 | +12.8% | 156 |
| 2022 | +19.1% | 186 |
| 2023 | +6.4% | 198 |
| 2024 | +6.8% | 212 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,123 business establishments in ZIP 45014, employing approximately 28,920 people with a combined annual payroll of $1,859,974,000.
1,123
Businesses
28,920
Employees
$1.9B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 158 | 14.1% |
| Health care and social assistance | 147 | 13.1% |
| Other services (except public administration) | 113 | 10.1% |
| Accommodation and food services | 109 | 9.7% |
| Construction | 87 | 7.8% |
| Manufacturing | 77 | 6.9% |
| Wholesale trade | 77 | 6.9% |
| Professional, scientific, and technical services | 70 | 6.2% |
| Administrative and support and waste management and remediation services | 67 | 6.0% |
| Transportation and warehousing | 60 | 5.3% |
| Finance and insurance | 58 | 5.2% |
| Real estate and rental and leasing | 49 | 4.4% |
| Information | 17 | 1.5% |
| Arts, entertainment, and recreation | 11 | 1.0% |
| Management of companies and enterprises | 9 | 0.8% |
| Educational services | 8 | 0.7% |
| Utilities | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45014 vs 45015 →
ZIP 45014 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45011
Hamilton (45011)
69,677 residents
- 45014
Fairfield (45014)
43,917 residents
- 45231
Cincinnati (45231)
40,893 residents
- 45239
Cincinnati (45239)
28,315 residents
- 45240 27,286
Cincinnati (45240)
27,286 residents
- 45251 22,391
Cincinnati (45251)
22,391 residents
- 45224 19,837
Cincinnati (45224)
19,837 residents
- 45246 15,133
Cincinnati (45246)
15,133 residents
- 45015 12,038
Hamilton (45015)
12,038 residents
What this shows Among its immediate neighbors, ZIP 45014 ranks #2 by population - useful context the national average alone can't give.
ZIP 45014 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45011
Hamilton (45011)
$91,873 median income
- 45252
Cincinnati (45252)
$84,963 median income
- 45014
Fairfield (45014)
$75,661 median income
- 45251
Cincinnati (45251)
$74,614 median income
- 45240
Cincinnati (45240)
$71,947 median income
- 45231
Cincinnati (45231)
$71,353 median income
- 45218
Cincinnati (45218)
$71,000 median income
- 45246
Cincinnati (45246)
$65,370 median income
- 45239
Cincinnati (45239)
$60,324 median income
What this shows By household income, ZIP 45014 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45015 | Hamilton, OH | 12,038 | 2.4 mi |
| 45240 | Cincinnati, OH | 27,286 | 3.2 mi |
| 45218 | Cincinnati, OH | 3,846 | 4.5 mi |
| 45231 | Cincinnati, OH | 40,893 | 5.8 mi |
| 45251 | Cincinnati, OH | 22,391 | 4.7 mi |
| 45246 | Cincinnati, OH | 15,133 | 5.2 mi |
| 45252 | Cincinnati, OH | 4,600 | 5.7 mi |
| 45224 | Cincinnati, OH | 19,837 | 8.8 mi |
| 45011 | Hamilton, OH | 69,677 | 7.5 mi |
| 45239 | Cincinnati, OH | 28,315 | 8.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45014, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (43,917 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Butler County
Related Areas
Frequently Asked Questions
What county is ZIP code 45014 in?
ZIP code 45014 (Fairfield) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45014?
ZIP code 45014 in Fairfield, OH has a population of 43,917 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45014?
The median household income in ZIP 45014 is $75,661, which is 1% below the national average of $76,288.
What is the average home value in ZIP 45014?
The median home value in ZIP 45014 is $232,400, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 45014?
The largest racial group in ZIP 45014 is White at 61.8%. Hispanic or Latino residents make up 11.1% of the population.
How many businesses are in ZIP code 45014?
ZIP code 45014 has 1,123 business establishments employing approximately 28,920 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45014?
The top industries by establishment count in ZIP 45014 are: Retail trade (158), Health care and social assistance (147), Other services (except public administration) (113). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 45014?
According to the FHFA House Price Index, home values in ZIP 45014 increased by 6.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 112%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45014?
In ZIP code 45014, 61.0% of residents aged 25+ have a high school diploma or higher, and 30.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45014?
The mean commute time for workers in ZIP code 45014 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45014?
In ZIP code 45014, approximately 62.8% of occupied housing units are owner-occupied and 37.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45014?
The poverty rate in ZIP code 45014 is 8.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45014's numbers, next.
- See how ZIP 45014 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Fairfield, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.