PlainZIP

Fairfield, OH · standard

ZIP Code 45014

Butler County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

43,917
781/sq mi
$75,661
Median income
$232,400
Median home value
30.2%
Bachelor's or higher

The verdict

Fairfield pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 44%
household income, US ZIPs
Top 47%
home value, US ZIPs
781
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45014 against every reporting US ZIP.

ZIP code 45014 is a densely settled ZIP (a standard USPS delivery area) in Fairfield, Butler County, Ohio, with 43,917 residents across 56.3 square miles, a density of 781 people per square mile, in the New York time zone.

ZIP 45014 lands in the middle-income range, with a median household income of $75,661 (4% above the Ohio average), while per-capita income is $40,041. Local economic indicators show a 8.8% poverty rate alongside 5.5% unemployment. The typical home here is valued at $232,400 (18% above the state average); renters pay a median of $1,235 monthly, and 62.8% of units are owner-occupied.

A solid share of residents have a four-year degree: 30.2% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 24 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 45014, plus 6 more within Butler County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45014

Top 5 sectors by establishment count in Fairfield, OH

Which industries have the most business establishments in ZIP 45014.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45014, Fairfield, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

43,917

Population

56.3

Area (sq mi)

781

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45014?

38.0

Median Age

49.6%

Male

50.4%

Female

11.8%

Foreign-Born

White 61.8%
African American 14.6%
Asian 7.2%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.3%
Hispanic or Latino 11.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,661

Median Household Income

+4% vs state

$40,041

Per Capita Income

8.8%

Poverty Rate

5.5%

Unemployment Rate

23.8 min

Mean Commute Time

How ZIP 45014 ranks nationally

Fairfield, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,661 Top 44% higher than 56% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.0%
Bachelor's Degree or Higher 30.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

20,064

Total Housing Units

18,888

Occupied Units

1,176

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 62.8%
Renter 37.2%

$232,400

Median Home Value

+18% vs state

$1,235

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.8%

YoY Change (2024)

212

HPI Index (2000 = 100)

+112%

Total Change Since 2000

Home values in ZIP 45014 have increased 6.8% over the past year (2024). Since 2000, this ZIP has seen +112% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.5% 139
2021 +12.8% 156
2022 +19.1% 186
2023 +6.4% 198
2024 +6.8% 212

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,123 business establishments in ZIP 45014, employing approximately 28,920 people with a combined annual payroll of $1,859,974,000.

1,123

Businesses

28,920

Employees

$1.9B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 158 14.1%
Health care and social assistance 147 13.1%
Other services (except public administration) 113 10.1%
Accommodation and food services 109 9.7%
Construction 87 7.8%
Manufacturing 77 6.9%
Wholesale trade 77 6.9%
Professional, scientific, and technical services 70 6.2%
Administrative and support and waste management and remediation services 67 6.0%
Transportation and warehousing 60 5.3%
Finance and insurance 58 5.2%
Real estate and rental and leasing 49 4.4%
Information 17 1.5%
Arts, entertainment, and recreation 11 1.0%
Management of companies and enterprises 9 0.8%
Educational services 8 0.7%
Utilities 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45014 vs 45015 →

ZIP 45014 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45014 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45014 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45014 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45015 Hamilton, OH 12,038 2.4 mi
45240 Cincinnati, OH 27,286 3.2 mi
45218 Cincinnati, OH 3,846 4.5 mi
45231 Cincinnati, OH 40,893 5.8 mi
45251 Cincinnati, OH 22,391 4.7 mi
45246 Cincinnati, OH 15,133 5.2 mi
45252 Cincinnati, OH 4,600 5.7 mi
45224 Cincinnati, OH 19,837 8.8 mi
45011 Hamilton, OH 69,677 7.5 mi
45239 Cincinnati, OH 28,315 8.7 mi

More ZIP Codes in Butler County

45011 standard
Hamilton, OH
Pop: 69,677
45044 standard
Middletown, OH
Pop: 52,822
45013 standard
Hamilton, OH
Pop: 52,613
45069 standard
West Chester, OH
Pop: 49,060
45056 standard
Oxford, OH
Pop: 27,038
45042 standard
Middletown, OH
Pop: 26,451

Related Areas

Butler County Fairfield, OH Ohio

Frequently Asked Questions

What county is ZIP code 45014 in? ▼
ZIP code 45014 (Fairfield) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45014? ▼
ZIP code 45014 in Fairfield, OH has a population of 43,917 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45014? ▼
The median household income in ZIP 45014 is $75,661, which is 1% below the national average of $76,288.
What is the average home value in ZIP 45014? ▼
The median home value in ZIP 45014 is $232,400, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 45014? ▼
The largest racial group in ZIP 45014 is White at 61.8%. Hispanic or Latino residents make up 11.1% of the population.
How many businesses are in ZIP code 45014? ▼
ZIP code 45014 has 1,123 business establishments employing approximately 28,920 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45014? ▼
The top industries by establishment count in ZIP 45014 are: Retail trade (158), Health care and social assistance (147), Other services (except public administration) (113). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 45014? ▼
According to the FHFA House Price Index, home values in ZIP 45014 increased by 6.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 112%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45014? ▼
In ZIP code 45014, 61.0% of residents aged 25+ have a high school diploma or higher, and 30.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45014? ▼
The mean commute time for workers in ZIP code 45014 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45014? ▼
In ZIP code 45014, approximately 62.8% of occupied housing units are owner-occupied and 37.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45014? ▼
The poverty rate in ZIP code 45014 is 8.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.