Hamilton, OH · standard

ZIP Code 45013

Butler County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

52,613
176/sq mi
$73,633
Median income
$232,200
Median home value
23.4%
Bachelor's or higher

The verdict

Hamilton pairs an above-median household income with above-median home values, in a rural, homeowner-dominated and unusually populous area.

Top 47%
household income, US ZIPs
Top 47%
home value, US ZIPs
176
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45013 against every reporting US ZIP.

ZIP code 45013 is a densely settled ZIP (a standard USPS delivery area) in Hamilton, Butler County, Ohio, with 52,613 residents across 299.1 square miles, a density of 176 people per square mile, in the New York time zone.

ZIP 45013 lands in the middle-income range, with a median household income of $73,633 (1% above the Ohio average), while per-capita income is $35,022. The poverty rate stands at 11.1% and the unemployment rate at 5.1%. Housing costs here run $232,200 for a typical home value (18% above the state average), with rent averaging $995 a month; 73.5% of homes are owner-occupied.

Educational attainment sits below the national norm: 23.4% of adults hold a bachelor's degree or higher, the median age is 37.4, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Butler County, so you can benchmark 45013 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45013

Top 5 sectors by establishment count in Hamilton, OH

Which industries have the most business establishments in ZIP 45013.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45013, Hamilton, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

52,613

Population

299.1

Area (sq mi)

176

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45013?

37.4

Median Age

49.0%

Male

51.0%

Female

2.0%

Foreign-Born

White 87.5%
African American 2.3%
Asian 0.9%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,633

Median Household Income

+1% vs state

$35,022

Per Capita Income

11.1%

Poverty Rate

5.1%

Unemployment Rate

27.3 min

Mean Commute Time

How ZIP 45013 ranks nationally

Hamilton, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,633 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.8%
Bachelor's Degree or Higher 23.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,689

Total Housing Units

20,404

Occupied Units

1,285

Vacant Units

2.62

Avg Household Size

Occupancy Type

Owner 73.5%
Renter 26.5%

$232,200

Median Home Value

+18% vs state

$995

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.5%

YoY Change (2024)

208

HPI Index (2000 = 100)

+108%

Total Change Since 2000

Home values in ZIP 45013 have increased 9.5% over the past year (2024). Since 2000, this ZIP has seen +108% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 135
2021 +12.4% 152
2022 +15.0% 175
2023 +8.9% 190
2024 +9.5% 208

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 641 business establishments in ZIP 45013, employing approximately 8,257 people with a combined annual payroll of $375,803,000.

641

Businesses

8,257

Employees

$375.8M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 93 14.5%
Health care and social assistance 86 13.4%
Other services (except public administration) 82 12.8%
Construction 77 12.0%
Accommodation and food services 77 12.0%
Administrative and support and waste management and remediation services 40 6.2%
Finance and insurance 31 4.8%
Professional, scientific, and technical services 29 4.5%
Real estate and rental and leasing 25 3.9%
Manufacturing 24 3.7%
Wholesale trade 20 3.1%
Transportation and warehousing 19 3.0%
Information 14 2.2%
Arts, entertainment, and recreation 13 2.0%
Educational services 8 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45013 vs 45252 →

ZIP 45013 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45013 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45013 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45013 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45252 Cincinnati, OH 4,600 9.3 mi
45015 Hamilton, OH 12,038 6.6 mi
45062 Seven Mile, OH 688 7.1 mi
45011 Hamilton, OH 69,677 7.9 mi
45014 Fairfield, OH 43,917 7.6 mi
45056 Oxford, OH 27,038 7.6 mi
45053 Okeana, OH 3,420 8.0 mi
45251 Cincinnati, OH 22,391 10.1 mi
45240 Cincinnati, OH 27,286 10.6 mi
45218 Cincinnati, OH 3,846 11.9 mi

More ZIP Codes in Butler County

Frequently Asked Questions

What county is ZIP code 45013 in?
ZIP code 45013 (Hamilton) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45013?
ZIP code 45013 in Hamilton, OH has a population of 52,613 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45013?
The median household income in ZIP 45013 is $73,633, which is 3% below the national average of $76,288.
What is the average home value in ZIP 45013?
The median home value in ZIP 45013 is $232,200, which is 17% below the national average of $278,155.
What is the demographic makeup of ZIP 45013?
The largest racial group in ZIP 45013 is White at 87.5%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 45013?
ZIP code 45013 has 641 business establishments employing approximately 8,257 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45013?
The top industries by establishment count in ZIP 45013 are: Retail trade (93), Health care and social assistance (86), Other services (except public administration) (82). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45013?
According to the FHFA House Price Index, home values in ZIP 45013 increased by 9.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 108%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45013?
In ZIP code 45013, 64.8% of residents aged 25+ have a high school diploma or higher, and 23.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45013?
The mean commute time for workers in ZIP code 45013 is 27.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45013?
In ZIP code 45013, approximately 73.5% of occupied housing units are owner-occupied and 26.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45013?
The poverty rate in ZIP code 45013 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.