ZIP Code 45056

standard

Source:

Oxford · Butler County · Ohio

Population
27,038

137/sq mi

Median income
$49,233

▼ 35% vs US

higher than 13% of US ZIPs

Median home value
$250,700

▼ 10% vs US

higher than 58% of US ZIPs

Bachelor's or higher
52.1%

Median age 21.6

Land area
196.8 sq mi

New York

ZIP code 45056 in Oxford, Ohio has a population of 27,038. The median household income is $49,233, which is 35% below the national average. Median home value is $250,700, 10% below the US average. 52.1% of residents hold a bachelor's degree or higher.

ZIP code 45056 is classified by USPS as a standard delivery area and covers roughly 196.8 square miles in Oxford, Butler County, Ohio. The area is home to 27,038 residents, producing a population density of 137 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45056 against Ohio and the nation.

On the economic side, the median household income for ZIP 45056 sits at $49,233 (33% below the Ohio average), while per-capita income is $26,069. The poverty rate stands at 36.1% and the unemployment rate at 11.5%. On housing, the median home value is $250,700 (27% above the state average) with median rent at $1,029 per month, and 47.8% of occupied units are owner-occupied, a direct signal of whether 45056 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 52.1% of adults hold a bachelor's degree or higher, the median age is 21.6, and the average commute is 18 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Butler County, so you can benchmark 45056 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45056

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45056.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45056, Oxford, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

27,038

Population

196.8

Area (sq mi)

137

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45056?

21.6

Median Age

48.7%

Male

51.3%

Female

8.0%

Foreign-Born

White 80.9%
African American 4.6%
Asian 6.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.5%
Hispanic or Latino 2.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,233

Median Household Income

-33% vs state

$26,069

Per Capita Income

36.1%

Poverty Rate

11.5%

Unemployment Rate

18.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.4%
Bachelor's Degree or Higher 52.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,720

Total Housing Units

8,371

Occupied Units

1,349

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 47.8%
Renter 52.2%

$250,700

Median Home Value

+27% vs state

$1,029

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.0%

YoY Change (2024)

193

HPI Index (2000 = 100)

+93%

Total Change Since 2000

Home values in ZIP 45056 have increased 4.0% over the past year (2024). Since 2000, this ZIP has seen +93% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.0% 137
2021 +8.8% 149
2022 +14.4% 171
2023 +9.0% 186
2024 +4.0% 193

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 365 business establishments in ZIP 45056, employing approximately 5,429 people with a combined annual payroll of $172,007,000.

365

Businesses

5,429

Employees

$172.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 75 20.6%
Retail trade 51 14.0%
Health care and social assistance 46 12.6%
Other services (except public administration) 45 12.3%
Construction 33 9.0%
Real estate and rental and leasing 26 7.1%
Professional, scientific, and technical services 23 6.3%
Finance and insurance 21 5.8%
Administrative and support and waste management and remediation services 11 3.0%
Arts, entertainment, and recreation 8 2.2%
Manufacturing 5 1.4%
Transportation and warehousing 5 1.4%
Information 5 1.4%
Educational services 4 1.1%
Wholesale trade 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45056 vs 47010 →

ZIP Code City Population Distance
47010 Bath, IN 306 5.3 mi
45003 College Corner, OH 697 7.1 mi
47003 West College Corner, IN 1,040 7.1 mi
45053 Okeana, OH 3,420 9.7 mi
45013 Hamilton, OH 52,613 7.6 mi
45311 Camden, OH 6,367 10.3 mi
45064 Somerville, OH 2,857 9.2 mi
47016 Cedar Grove, IN 793 11.0 mi

More ZIP Codes in Butler County

Frequently Asked Questions

What county is ZIP code 45056 in?
ZIP code 45056 (Oxford) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45056?
ZIP code 45056 in Oxford, OH has a population of 27,038 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45056?
The median household income in ZIP 45056 is $49,233, which is 35% below the national average of $76,288.
What is the average home value in ZIP 45056?
The median home value in ZIP 45056 is $250,700, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 45056?
The largest racial group in ZIP 45056 is White at 80.9%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 45056?
ZIP code 45056 has 365 business establishments employing approximately 5,429 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45056?
The top industries by establishment count in ZIP 45056 are: Accommodation and food services (75), Retail trade (51), Health care and social assistance (46). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45056?
According to the FHFA House Price Index, home values in ZIP 45056 increased by 4.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 93%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45056?
In ZIP code 45056, 77.4% of residents aged 25+ have a high school diploma or higher, and 52.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45056?
The mean commute time for workers in ZIP code 45056 is 18.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45056?
In ZIP code 45056, approximately 47.8% of occupied housing units are owner-occupied and 52.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45056?
The poverty rate in ZIP code 45056 is 36.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Oxford, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.