PlainZIP

Oxford, OH · standard

ZIP Code 45056

Butler County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

27,038
137/sq mi
$49,233
Median income
$250,700
Median home value
52.1%
Bachelor's or higher

The verdict

Oxford pairs one of the lowest household incomes in the country with above-median home values, in a rural, mixed-tenure area.

13th pct
household income, US ZIPs
Top 42%
home value, US ZIPs
137
people per sq mi
48%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45056 against every reporting US ZIP.

ZIP code 45056 is a densely settled ZIP (a standard USPS delivery area) in Oxford, Butler County, Ohio, with 27,038 residents across 196.8 square miles, a density of 137 people per square mile, in the New York time zone.

ZIP 45056 reports a modest median household income of $49,233 (33% below the Ohio average), while per-capita income is $26,069. Local economic indicators show a 36.1% poverty rate alongside 11.5% unemployment. The typical home here is valued at $250,700 (27% above the state average); renters pay a median of $1,029 monthly, and 47.8% of units are owner-occupied.

This is a highly-educated ZIP: 52.1% of adults hold a bachelor's degree or higher, the median age is 21.6, and the average commute is 18 minutes. A geography-based comparison follows: 8 ZIP codes within about 10 miles of 45056, plus 6 more within Butler County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45056

Top 5 sectors by establishment count in Oxford, OH

Which industries have the most business establishments in ZIP 45056.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45056, Oxford, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

27,038

Population

196.8

Area (sq mi)

137

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45056?

21.6

Median Age

48.7%

Male

51.3%

Female

8.0%

Foreign-Born

White 80.9%
African American 4.6%
Asian 6.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.5%
Hispanic or Latino 2.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,233

Median Household Income

-33% vs state

$26,069

Per Capita Income

36.1%

Poverty Rate

11.5%

Unemployment Rate

18.1 min

Mean Commute Time

How ZIP 45056 ranks nationally

Oxford, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$49,233 13th percentile higher than 13% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.4%
Bachelor's Degree or Higher 52.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,720

Total Housing Units

8,371

Occupied Units

1,349

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 47.8%
Renter 52.2%

$250,700

Median Home Value

+27% vs state

$1,029

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.0%

YoY Change (2024)

193

HPI Index (2000 = 100)

+93%

Total Change Since 2000

Home values in ZIP 45056 have increased 4.0% over the past year (2024). Since 2000, this ZIP has seen +93% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.0% 137
2021 +8.8% 149
2022 +14.4% 171
2023 +9.0% 186
2024 +4.0% 193

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 365 business establishments in ZIP 45056, employing approximately 5,429 people with a combined annual payroll of $172,007,000.

365

Businesses

5,429

Employees

$172.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 75 20.6%
Retail trade 51 14.0%
Health care and social assistance 46 12.6%
Other services (except public administration) 45 12.3%
Construction 33 9.0%
Real estate and rental and leasing 26 7.1%
Professional, scientific, and technical services 23 6.3%
Finance and insurance 21 5.8%
Administrative and support and waste management and remediation services 11 3.0%
Arts, entertainment, and recreation 8 2.2%
Manufacturing 5 1.4%
Transportation and warehousing 5 1.4%
Information 5 1.4%
Educational services 4 1.1%
Wholesale trade 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45056 vs 47010 →

ZIP 45056 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45056 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45056 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45056 ranks #8 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
47010 Bath, IN 306 5.3 mi
45003 College Corner, OH 697 7.1 mi
47003 West College Corner, IN 1,040 7.1 mi
45053 Okeana, OH 3,420 9.7 mi
45013 Hamilton, OH 52,613 7.6 mi
45311 Camden, OH 6,367 10.3 mi
45064 Somerville, OH 2,857 9.2 mi
47016 Cedar Grove, IN 793 11.0 mi

More ZIP Codes in Butler County

45011 standard
Hamilton, OH
Pop: 69,677
45044 standard
Middletown, OH
Pop: 52,822
45013 standard
Hamilton, OH
Pop: 52,613
45069 standard
West Chester, OH
Pop: 49,060
45014 standard
Fairfield, OH
Pop: 43,917
45042 standard
Middletown, OH
Pop: 26,451

Related Areas

Butler County Oxford, OH Ohio

Frequently Asked Questions

What county is ZIP code 45056 in? ▼
ZIP code 45056 (Oxford) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45056? ▼
ZIP code 45056 in Oxford, OH has a population of 27,038 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45056? ▼
The median household income in ZIP 45056 is $49,233, which is 35% below the national average of $76,288.
What is the average home value in ZIP 45056? ▼
The median home value in ZIP 45056 is $250,700, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 45056? ▼
The largest racial group in ZIP 45056 is White at 80.9%. Hispanic or Latino residents make up 2.8% of the population.
How many businesses are in ZIP code 45056? ▼
ZIP code 45056 has 365 business establishments employing approximately 5,429 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45056? ▼
The top industries by establishment count in ZIP 45056 are: Accommodation and food services (75), Retail trade (51), Health care and social assistance (46). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45056? ▼
According to the FHFA House Price Index, home values in ZIP 45056 increased by 4.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 93%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45056? ▼
In ZIP code 45056, 77.4% of residents aged 25+ have a high school diploma or higher, and 52.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45056? ▼
The mean commute time for workers in ZIP code 45056 is 18.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45056? ▼
In ZIP code 45056, approximately 47.8% of occupied housing units are owner-occupied and 52.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45056? ▼
The poverty rate in ZIP code 45056 is 36.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.