Cincinnati, OH · standard
ZIP Code 45246
Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,133
- 575/sq mi High-density area
- $65,370
- Median income Near-median income area
- $205,500
- Median home value Near-median home value
- 30.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cincinnati pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.
- 39th pct
- household income, US ZIPs
- 45th pct
- home value, US ZIPs
- 575
- people per sq mi
- 57%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45246 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45246 (Cincinnati, OH) rose +11.3% from 2023 to 2024. The all-transactions index moved from 189.6 in 2023 to 211.0 in 2024 (2000 = 100).
ZIP code 45246 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 15,133 residents across 26.3 square miles, a density of 575 people per square mile, in the New York time zone.
ZIP 45246 reports a modest median household income of $65,370 (10% below the average Ohio ZIP), while per-capita income is $39,455. The poverty rate is 11.5%, with unemployment at 2.5%; those measures add context to the income figure. Median home value is $205,500 (4% above the average Ohio ZIP) and median rent is $1,240; 56.6% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 30.5% of adults hold a bachelor's degree or higher, the median age is 39.7, and the average commute is 19 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 45246 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45246
Top 5 sectors by establishment count in Cincinnati, OH
Which industries have the most business establishments in ZIP 45246.
- Health care and social assistance
Health care and social assistance
142 establishments
- Retail trade
Retail trade
139 establishments
- Wholesale trade
Wholesale trade
107 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
89 establishments
- Accommodation and food services
Accommodation and food services
88 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45246, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,133
Population
26.3
Area (sq mi)
575
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45246?
39.7
Median Age
46.0%
Male
54.0%
Female
13.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$65,370
Median Household Income
-10% vs state ZIP avg
$39,455
Per Capita Income
11.5%
Poverty Rate
2.5%
Unemployment Rate
19.4 min
Mean Commute Time
How ZIP 45246 ranks among Ohio ZIPs
Cincinnati, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$65,370 40th percentile higher than 40% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,415housing units
6,415
Total Housing Units
5,906
Occupied Units
509
Vacant Units
2.25
Avg Household Size
Occupancy Type
$205,500
Median Home Value
+4% vs state ZIP avg
$1,240
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.3%
YoY Change (2024)
211
HPI Index (2000 = 100)
+111%
Total Change Since 2000
Home values in ZIP 45246 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +11.4% | 132 |
| 2021 | +15.0% | 152 |
| 2022 | +13.5% | 172 |
| 2023 | +10.1% | 190 |
| 2024 | +11.3% | 211 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,080 business establishments in ZIP 45246, employing approximately 27,776 people with a combined annual payroll of $1,701,856,000.
1,080
Businesses
27,776
Employees
$1.7B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 142 | 13.2% |
| Retail trade | 139 | 12.9% |
| Wholesale trade | 107 | 9.9% |
| Professional, scientific, and technical services | 89 | 8.2% |
| Accommodation and food services | 88 | 8.2% |
| Other services (except public administration) | 88 | 8.2% |
| Administrative and support and waste management and remediation services | 74 | 6.8% |
| Manufacturing | 73 | 6.8% |
| Transportation and warehousing | 65 | 6.0% |
| Finance and insurance | 59 | 5.5% |
| Construction | 50 | 4.6% |
| Real estate and rental and leasing | 40 | 3.7% |
| Management of companies and enterprises | 20 | 1.9% |
| Information | 18 | 1.7% |
| Educational services | 18 | 1.7% |
| Arts, entertainment, and recreation | 8 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45246 vs 45215 →
ZIP 45246 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45069
West Chester (45069)
49,060 residents
- 45014
Fairfield (45014)
43,917 residents
- 45231
Cincinnati (45231)
40,893 residents
- 45215
Cincinnati (45215)
29,623 residents
- 45240
Cincinnati (45240)
27,286 residents
- 45241
Cincinnati (45241)
23,044 residents
- 45212
Cincinnati (45212)
22,253 residents
- 45237
Cincinnati (45237)
20,021 residents
- 45246 15,133
Cincinnati (45246)
15,133 residents
What this shows Among its immediate neighbors, ZIP 45246 ranks #9 by population - useful context the national average alone can't give.
ZIP 45246 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45069
West Chester (45069)
$114,631 median income
- 45241
Cincinnati (45241)
$103,585 median income
- 45014
Fairfield (45014)
$75,661 median income
- 45212
Cincinnati (45212)
$72,422 median income
- 45240
Cincinnati (45240)
$71,947 median income
- 45231
Cincinnati (45231)
$71,353 median income
- 45218
Cincinnati (45218)
$71,000 median income
- 45215
Cincinnati (45215)
$69,372 median income
- 45246
Cincinnati (45246)
$65,370 median income
What this shows By household income, ZIP 45246 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45215 | Cincinnati, OH | 29,623 | 3.8 mi |
| 45240 | Cincinnati, OH | 27,286 | 3.3 mi |
| 45241 | Cincinnati, OH | 23,044 | 3.6 mi |
| 45218 | Cincinnati, OH | 3,846 | 3.4 mi |
| 45216 | Cincinnati, OH | 9,570 | 6.2 mi |
| 45069 | West Chester, OH | 49,060 | 4.7 mi |
| 45237 | Cincinnati, OH | 20,021 | 6.7 mi |
| 45231 | Cincinnati, OH | 40,893 | 4.9 mi |
| 45014 | Fairfield, OH | 43,917 | 5.2 mi |
| 45212 | Cincinnati, OH | 22,253 | 8.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45246, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,133 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45246 in?
ZIP code 45246 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45246?
ZIP code 45246 in Cincinnati, OH has a population of 15,133 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45246?
The median household income in ZIP 45246 is $65,370, which is 14% below the national average of $76,288.
What is the average home value in ZIP 45246?
The median home value in ZIP 45246 is $205,500, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 45246?
The largest racial group in ZIP 45246 is White at 56.5%. Hispanic or Latino residents make up 10.7% of the population.
How many businesses are in ZIP code 45246?
ZIP code 45246 has 1,080 business establishments employing approximately 27,776 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45246?
The top industries by establishment count in ZIP 45246 are: Health care and social assistance (142), Retail trade (139), Wholesale trade (107). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45246?
According to the FHFA House Price Index, home values in ZIP 45246 increased by 11.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45246?
In ZIP code 45246, 57.5% of residents aged 25+ have a high school diploma or higher, and 30.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45246?
The mean commute time for workers in ZIP code 45246 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45246?
In ZIP code 45246, approximately 56.6% of occupied housing units are owner-occupied and 43.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45246?
The poverty rate in ZIP code 45246 is 11.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 45246's numbers, next.
- See how ZIP 45246 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cincinnati, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.