Residential delivery area · Ohio

ZIP Code 45246: Cincinnati, OH

ZIP code 45246 uses the postal name Cincinnati, Ohio and lies mostly in Hamilton County (77% of its land) with the rest in Butler County (Census 2020 ZIP-county file). About 14,000 people live there (Census Bureau, ACS 2020-2024), the 31st most populous of Cincinnati's 46 residential ZIP codes. Median household income is $65,370 (Census Bureau, ACS 2020-2024). Most of its land (50%) lies in the city of Springdale.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Ohio, Indiana, Kentucky and Michigan
452sectional center: Cincinnati, OH (SCF 450)
46delivery area within it
Town
Cincinnati · 46 residential ZIPs
County
Hamilton County (77%); Butler County (23%)
Census places
Springdale (50%); Glendale (17%); Sharonville (8%)
Metro area
Cincinnati, OH-KY-IN
House district
OH-8 119th Congress
State
Ohio
Time zone
Eastern
Land area
9.4 sq mi · 1,434 people per sq mi
PO Box ZIPs
25 more ZIP codes use the name Cincinnati for PO boxes or single organizations

Where is ZIP code 45246?

45246 centers on 39.290°, -84.464° and covers 9.4 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 45240, 45241, 45215, 45069, 45014, 45011.

45011 · Hamilton45014 · Fairfield45069 · West Chester45215 · Cincinnati45240 · Cincinnati45241 · Cincinnati45246 · Cincinnati (this ZIP)45246450144506945241452154524045011 · Hamilton45014 · Fairfield45069 · West Chester45215 · Cincinnati45240 · Cincinnati45241 · Cincinnati45246 · Cincinnati (this ZIP)45246450144506945241452154524045011 · Hamilton45014 · Fairfield45069 · West Chester45215 · Cincinnati45240 · Cincinnati45241 · Cincinnati45246 · Cincinnati (this ZIP)4524645069452414521545240
Shaded by median household income, in national fifths (ACS 2020-2024); 45246 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 45246, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 45246 compare with the rest of Cincinnati?

Rank of 45246 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure45246In CincinnatiIn Hamilton CountyIn OH
People (ACS 2020-2024)13,52731st of 4634th of 56321st of 1,233
Median household income$65k26th of 3931st of 44468th of 755
Median home value$206k27th of 4132nd of 46371st of 810

Its median household income is higher than in 39% of U.S. residential ZIP codes, and it is denser than 82% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 45246?

The 2020 Census counted 15,249 people in 45246; the ACS, which samples households over 2020-2024, estimates 13,527. Between the 2010 and 2020 censuses its population grew 0.8% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
13,527
2020 Census count
15,249+0.8% since 2010 (15,133)
Households
5,906
Median age
39.7

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 45246?

Of the 13,527 people the ACS estimates in 45246, 23.6% are under 18 and 20.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (52.2%), then Black (not Hispanic) (25.1%).

  • Under 1823.6%
  • 18 to 6456.0%
  • 65 and older20.4%
Age of the people of 45246 (ACS 2020-2024, B01001)
  • White, not Hispanic52.2%
  • Black, not Hispanic25.1%
  • Hispanic or Latino10.7%
  • Other or two or more6.6%
  • Asian, not Hispanic5.3%
Race and Hispanic origin in 45246 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 45246 earn?

Median household income is $65,370 (ACS 2020-2024), the 31st highest of the 44 ranked ZIP codes in Hamilton County. It is not measurably different from 2015-2019 ($71,627 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$65,370±$8,993
Income per person
$39,455
Below the poverty line
11.5%
Unemployed (of the labor force)
2.6%
Adults 25+ with a bachelor's degree
30.5%
Adjusted gross income per tax return, 2022
$76,0417,410 returns; wages 61% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 45246?

FHFA's house price index for 45246, built from repeat sales and appraisals of the same homes, rose 108% from 2015 to 2025 and rose 66% from 2020 to 2025, and moved +5.2% in 2025.

Median home value (owners' estimate)
$205,500
Median gross rent
$1,240
Homes owned by their occupants
56.6%
Housing units
6,415
0 200 400 600 197619902000201020202025 0 200 400 600 197619902000201020202025 0 200 400 600 197619902000201020202025
Index = 100 in 1976, the first year FHFA reports for 45246; 2025: 653.2. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 45246?

1,080 business establishments had a location in this ZIP code in 2023, 72 fewer than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).

  • Health care and social assistance142
  • Retail trade139
  • Wholesale trade107
  • Professional, scientific, and technical services89
  • Accommodation and food services88
  • Other services (except public administration)88

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 45246?

ZIP codes that share a boundary with 45246, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
45240Cincinnati29,600$72k3.3 mi
45241Cincinnati23,955$104k3.6 mi
45215Cincinnati30,586$69k3.8 mi
45069West Chester56,037$115k4.6 mi
45014Fairfield45,773$76k5.3 mi
45011Hamilton75,864$92k9.6 mi
45218Cincinnati3,836$71k3.4 mi (near)
45231Cincinnati40,463$71k4.8 mi (near)
45216Cincinnati9,569$44k6.3 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.