PlainZIP

Cincinnati, OH · standard

ZIP Code 45238

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

45,760
1,755/sq mi
$66,277
Median income
$183,900
Median home value
26.4%
Bachelor's or higher

The verdict

Cincinnati pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.

41th pct
household income, US ZIPs
39th pct
home value, US ZIPs
1,755
people per sq mi
60%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45238 against every reporting US ZIP.

ZIP code 45238 is a densely settled ZIP (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, with 45,760 residents across 26.1 square miles, a density of 1,755 people per square mile, in the New York time zone.

ZIP 45238 reports a modest median household income of $66,277 (9% below the Ohio average), while per-capita income is $35,793. The poverty rate stands at 13.0% and the unemployment rate at 4.4%. Housing costs here run $183,900 for a typical home value (7% below the state average), with rent averaging $923 a month; 59.7% of homes are owner-occupied.

Educational attainment sits below the national norm: 26.4% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45238 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45238

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45238.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45238, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

45,760

Population

26.1

Area (sq mi)

1,755

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45238?

36.7

Median Age

48.7%

Male

51.3%

Female

10.2%

Foreign-Born

White 62.7%
African American 27.5%
Asian 0.6%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.1%
Hispanic or Latino 2.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,277

Median Household Income

-9% vs state

$35,793

Per Capita Income

13.0%

Poverty Rate

4.4%

Unemployment Rate

25.4 min

Mean Commute Time

How ZIP 45238 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,277 41st percentile higher than 41% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%
Bachelor's Degree or Higher 26.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,528

Total Housing Units

20,452

Occupied Units

1,076

Vacant Units

2.36

Avg Household Size

Occupancy Type

Owner 59.7%
Renter 40.3%

$183,900

Median Home Value

-7% vs state

$923

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.8%

YoY Change (2024)

191

HPI Index (2000 = 100)

+91%

Total Change Since 2000

Home values in ZIP 45238 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +91% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.3% 125
2021 +13.9% 142
2022 +16.5% 165
2023 +9.5% 181
2024 +5.8% 191

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 539 business establishments in ZIP 45238, employing approximately 7,146 people with a combined annual payroll of $259,022,000.

539

Businesses

7,146

Employees

$259.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 94 17.4%
Health care and social assistance 84 15.6%
Accommodation and food services 70 13.0%
Other services (except public administration) 62 11.5%
Construction 51 9.5%
Professional, scientific, and technical services 38 7.0%
Finance and insurance 35 6.5%
Real estate and rental and leasing 29 5.4%
Administrative and support and waste management and remediation services 26 4.8%
Arts, entertainment, and recreation 11 2.0%
Educational services 9 1.7%
Wholesale trade 8 1.5%
Manufacturing 7 1.3%
Transportation and warehousing 7 1.3%
Information 7 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45238 vs 45205 →

ZIP 45238 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45238 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45238 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45238 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45205 Cincinnati, OH 19,389 1.9 mi
45051 Mount Saint Joseph, OH 177 2.1 mi
45204 Cincinnati, OH 6,972 2.3 mi
45211 Cincinnati, OH 36,111 3.3 mi
45233 Cincinnati, OH 15,808 3.0 mi
45214 Cincinnati, OH 8,738 3.7 mi
45203 Cincinnati, OH 2,236 4.2 mi
41016 Covington, KY 6,075 3.7 mi
45225 Cincinnati, OH 9,040 3.9 mi
41018 Erlanger, KY 27,345 6.5 mi

More ZIP Codes in Hamilton County

45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315
45230 standard
Cincinnati, OH
Pop: 27,536

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45238 in? ▼
ZIP code 45238 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45238? ▼
ZIP code 45238 in Cincinnati, OH has a population of 45,760 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45238? ▼
The median household income in ZIP 45238 is $66,277, which is 13% below the national average of $76,288.
What is the average home value in ZIP 45238? ▼
The median home value in ZIP 45238 is $183,900, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 45238? ▼
The largest racial group in ZIP 45238 is White at 62.7%. Hispanic or Latino residents make up 2.6% of the population.
How many businesses are in ZIP code 45238? ▼
ZIP code 45238 has 539 business establishments employing approximately 7,146 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45238? ▼
The top industries by establishment count in ZIP 45238 are: Retail trade (94), Health care and social assistance (84), Accommodation and food services (70). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45238? ▼
According to the FHFA House Price Index, home values in ZIP 45238 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 91%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45238? ▼
In ZIP code 45238, 60.6% of residents aged 25+ have a high school diploma or higher, and 26.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45238? ▼
The mean commute time for workers in ZIP code 45238 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45238? ▼
In ZIP code 45238, approximately 59.7% of occupied housing units are owner-occupied and 40.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45238? ▼
The poverty rate in ZIP code 45238 is 13.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.