Residential delivery area · Ohio

ZIP Code 45238: Cincinnati, OH

ZIP code 45238 uses the postal name Cincinnati, Ohio and lies entirely in Hamilton County (Census 2020 ZIP-county file). About 48,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Cincinnati's 46 residential ZIP codes. Median household income is $66,277 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cincinnati (34%), Delhi Hills (14%), Covedale (12%) and Delshire (7%), and 2% in smaller places; 30% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Ohio, Indiana, Kentucky and Michigan
452sectional center: Cincinnati, OH (SCF 450)
38delivery area within it
Town
Cincinnati · 46 residential ZIPs
Census places
Cincinnati (34%); Delhi Hills (14%) census-designated place; Covedale (12%) census-designated place; Delshire (7%) census-designated place
Metro area
Cincinnati, OH-KY-IN
House districts
OH-1 (86%), OH-8 (14%) 119th Congress, by share of land
State
Ohio
Time zone
Eastern
Land area
10.3 sq mi · 4,697 people per sq mi
PO Box ZIPs
25 more ZIP codes use the name Cincinnati for PO boxes or single organizations

Where is ZIP code 45238?

45238 centers on 39.109°, -84.609° and covers 10.3 square miles of land plus 0.0 of water. It borders 6 ZIP codes: 45205, 45204, 45211, 45233, 45214, 45248.

45204 · Cincinnati45205 · Cincinnati45211 · Cincinnati45214 · Cincinnati45233 · Cincinnati45248 · Cincinnati45238 · Cincinnati (this ZIP)4523845248452334520445211452144520545204 · Cincinnati45205 · Cincinnati45211 · Cincinnati45214 · Cincinnati45233 · Cincinnati45248 · Cincinnati45238 · Cincinnati (this ZIP)4523845248452334520445211452144520545204 · Cincinnati45205 · Cincinnati45211 · Cincinnati45214 · Cincinnati45233 · Cincinnati45248 · Cincinnati45238 · Cincinnati (this ZIP)45238452484523345204452114521445205
Shaded by median household income, in national fifths (ACS 2020-2024); 45238 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 45238, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 45238 compare with the rest of Cincinnati?

Rank of 45238 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure45238In CincinnatiIn Hamilton CountyIn OH
People (ACS 2020-2024)48,3511st of 463rd of 5628th of 1,233
Median household income$66k25th of 3930th of 44461st of 755
Median home value$184k31st of 4136th of 46446th of 810

Its median household income is higher than in 41% of U.S. residential ZIP codes, and it is denser than 93% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 45238?

The 2020 Census counted 46,864 people in 45238; the ACS, which samples households over 2020-2024, estimates 48,351. Between the 2010 and 2020 censuses its population grew 2.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
48,351
2020 Census count
46,864+2.4% since 2010 (45,760)
Households
20,452
Median age
36.7

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 45238?

Of the 48,351 people the ACS estimates in 45238, 25.1% are under 18 and 15.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (62.4%), then Black (not Hispanic) (27.5%).

  • Under 1825.1%
  • 18 to 6459.9%
  • 65 and older15.0%
Age of the people of 45238 (ACS 2020-2024, B01001)
  • White, not Hispanic62.4%
  • Black, not Hispanic27.5%
  • Other or two or more6.9%
  • Hispanic or Latino2.6%
  • Asian, not Hispanic0.6%
Race and Hispanic origin in 45238 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 45238 earn?

Median household income is $66,277 (ACS 2020-2024), the 30th highest of the 44 ranked ZIP codes in Hamilton County. It is not measurably different from 2015-2019 ($63,065 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$66,277
Income per person
$35,793
Below the poverty line
13.0%
Unemployed (of the labor force)
4.4%
Adults 25+ with a bachelor's degree
26.4%
Adjusted gross income per tax return, 2022
$58,19722,880 returns; wages 76% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 45238?

FHFA's house price index for 45238, built from repeat sales and appraisals of the same homes, rose 110% from 2015 to 2025 and rose 58% from 2020 to 2025, and moved +3.0% in 2025.

Median home value (owners' estimate)
$183,900
Median gross rent
$923
Homes owned by their occupants
59.7%
Housing units
21,528
0 200 400 600 197519902000201020202025 0 200 400 600 197519902000201020202025 0 200 400 600 197519902000201020202025
Index = 100 in 1975, the first year FHFA reports for 45238; 2025: 611.4. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 45238?

539 business establishments had a location in this ZIP code in 2023, 7 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade94
  • Health care and social assistance84
  • Accommodation and food services70
  • Other services (except public administration)62
  • Construction51
  • Professional, scientific, and technical services38

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 45238?

ZIP codes that share a boundary with 45238, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
45205Cincinnati18,651$44k1.8 mi
45204Cincinnati8,412$31k2.1 mi
45211Cincinnati38,049$54k3.5 mi
45233Cincinnati15,981$111k3.5 mi
45214Cincinnati8,630$28k4.0 mi
45248Cincinnati22,576$85k4.8 mi
45051Mount Saint Joseph334$67k2.6 mi (near)
41016Covington, KY5,795$71k3.5 mi (near)
45225Cincinnati9,583$20k3.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.