ZIP Code 45238
standardSource:
Cincinnati · Hamilton County · Ohio
- Population
- 45,760
- Median income
- $66,277
- Median home value
- $183,900
- Bachelor's or higher
- 26.4%
- Land area
- 26.1 sq mi
1,755/sq mi
▼ 13% vs US
higher than 41% of US ZIPs
▼ 34% vs US
higher than 39% of US ZIPs
Median age 36.7
New York
ZIP code 45238 in Cincinnati, Ohio has a population of 45,760. The median household income is $66,277, which is 13% below the national average. Median home value is $183,900, 34% below the US average. 26.4% of residents hold a bachelor's degree or higher.
ZIP code 45238 is classified by USPS as a standard delivery area and covers roughly 26.1 square miles in Cincinnati, Hamilton County, Ohio. The area is home to 45,760 residents, producing a population density of 1,755 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45238 against Ohio and the nation.
On the economic side, the median household income for ZIP 45238 sits at $66,277 (9% below the Ohio average), while per-capita income is $35,793. The poverty rate stands at 13.0% and the unemployment rate at 4.4%. On housing, the median home value is $183,900 (7% below the state average) with median rent at $923 per month, and 59.7% of occupied units are owner-occupied, a direct signal of whether 45238 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 26.4% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45238 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45238
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45238.
- Retail trade
Retail trade
94 establishments
- Health care and social assistance
Health care and social assistance
84 establishments
- Accommodation and food services
Accommodation and food services
70 establishments
- Other services (except public administration)
Other services (except public administration)
62 establishments
- Construction
Construction
51 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45238, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
45,760
Population
26.1
Area (sq mi)
1,755
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45238?
36.7
Median Age
48.7%
Male
51.3%
Female
10.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,277
Median Household Income
-9% vs state
$35,793
Per Capita Income
13.0%
Poverty Rate
4.4%
Unemployment Rate
25.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
21,528
Total Housing Units
20,452
Occupied Units
1,076
Vacant Units
2.36
Avg Household Size
Occupancy Type
$183,900
Median Home Value
-7% vs state
$923
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.8%
YoY Change (2024)
191
HPI Index (2000 = 100)
+91%
Total Change Since 2000
Home values in ZIP 45238 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +91% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +9.3% | 125 |
| 2021 | +13.9% | 142 |
| 2022 | +16.5% | 165 |
| 2023 | +9.5% | 181 |
| 2024 | +5.8% | 191 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 539 business establishments in ZIP 45238, employing approximately 7,146 people with a combined annual payroll of $259,022,000.
539
Businesses
7,146
Employees
$259.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 94 | 17.4% |
| Health care and social assistance | 84 | 15.6% |
| Accommodation and food services | 70 | 13.0% |
| Other services (except public administration) | 62 | 11.5% |
| Construction | 51 | 9.5% |
| Professional, scientific, and technical services | 38 | 7.0% |
| Finance and insurance | 35 | 6.5% |
| Real estate and rental and leasing | 29 | 5.4% |
| Administrative and support and waste management and remediation services | 26 | 4.8% |
| Arts, entertainment, and recreation | 11 | 2.0% |
| Educational services | 9 | 1.7% |
| Wholesale trade | 8 | 1.5% |
| Manufacturing | 7 | 1.3% |
| Transportation and warehousing | 7 | 1.3% |
| Information | 7 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45238 vs 45205 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45205 | Cincinnati, OH | 19,389 | 1.9 mi |
| 45051 | Mount Saint Joseph, OH | 177 | 2.1 mi |
| 45204 | Cincinnati, OH | 6,972 | 2.3 mi |
| 45211 | Cincinnati, OH | 36,111 | 3.3 mi |
| 45233 | Cincinnati, OH | 15,808 | 3.0 mi |
| 45214 | Cincinnati, OH | 8,738 | 3.7 mi |
| 45203 | Cincinnati, OH | 2,236 | 4.2 mi |
| 41016 | Covington, KY | 6,075 | 3.7 mi |
| 45225 | Cincinnati, OH | 9,040 | 3.9 mi |
| 41018 | Erlanger, KY | 27,345 | 6.5 mi |
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45238 in? ▼
What is the population of ZIP code 45238? ▼
What is the median household income in ZIP 45238? ▼
What is the average home value in ZIP 45238? ▼
What is the demographic makeup of ZIP 45238? ▼
How many businesses are in ZIP code 45238? ▼
What are the main industries in ZIP code 45238? ▼
How have home values changed in ZIP code 45238? ▼
What is the education level in ZIP code 45238? ▼
What is the average commute time in ZIP 45238? ▼
What percentage of residents own vs. rent in ZIP 45238? ▼
What is the poverty rate in ZIP code 45238? ▼
ZIP Code Research Guides
Official Data Resources for Cincinnati, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.