Cincinnati, OH · standard
ZIP Code 45238
Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 45,760
- 1,755/sq mi High-density area
- $66,277
- Median income Near-median income area
- $183,900
- Median home value Near-median home value
- 26.4%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cincinnati pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.
- 41st pct
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 1,755
- people per sq mi
- 60%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45238 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45238 (Cincinnati, OH) rose +5.8% from 2023 to 2024. The all-transactions index moved from 181.0 in 2023 to 191.4 in 2024 (2000 = 100).
ZIP code 45238 is a densely settled ZIP (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, with 45,760 residents across 26.1 square miles, a density of 1,755 people per square mile, in the New York time zone.
ZIP 45238 reports a modest median household income of $66,277 (9% below the average Ohio ZIP), while per-capita income is $35,793. The poverty rate is 13.0%, with unemployment at 4.4%; those measures add context to the income figure. Median home value is $183,900 (7% below the average Ohio ZIP) and median rent is $923; 59.7% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 26.4% of adults hold a bachelor's degree or higher, the median age is 36.7, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 45238 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45238
Top 5 sectors by establishment count in Cincinnati, OH
Which industries have the most business establishments in ZIP 45238.
- Retail trade
Retail trade
94 establishments
- Health care and social assistance
Health care and social assistance
84 establishments
- Accommodation and food services
Accommodation and food services
70 establishments
- Other services (except public administration)
Other services (except public administration)
62 establishments
- Construction
Construction
51 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45238, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
45,760
Population
26.1
Area (sq mi)
1,755
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45238?
36.7
Median Age
48.7%
Male
51.3%
Female
10.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,277
Median Household Income
-9% vs state ZIP avg
$35,793
Per Capita Income
13.0%
Poverty Rate
4.4%
Unemployment Rate
25.4 min
Mean Commute Time
How ZIP 45238 ranks nationally
Cincinnati, OH household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$66,277 41st percentile higher than 41% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
21,528housing units
21,528
Total Housing Units
20,452
Occupied Units
1,076
Vacant Units
2.36
Avg Household Size
Occupancy Type
$183,900
Median Home Value
-7% vs state ZIP avg
$923
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.8%
YoY Change (2024)
191
HPI Index (2000 = 100)
+91%
Total Change Since 2000
Home values in ZIP 45238 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +91% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +9.3% | 125 |
| 2021 | +13.9% | 142 |
| 2022 | +16.5% | 165 |
| 2023 | +9.5% | 181 |
| 2024 | +5.8% | 191 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 539 business establishments in ZIP 45238, employing approximately 7,146 people with a combined annual payroll of $259,022,000.
539
Businesses
7,146
Employees
$259.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 94 | 17.4% |
| Health care and social assistance | 84 | 15.6% |
| Accommodation and food services | 70 | 13.0% |
| Other services (except public administration) | 62 | 11.5% |
| Construction | 51 | 9.5% |
| Professional, scientific, and technical services | 38 | 7.0% |
| Finance and insurance | 35 | 6.5% |
| Real estate and rental and leasing | 29 | 5.4% |
| Administrative and support and waste management and remediation services | 26 | 4.8% |
| Arts, entertainment, and recreation | 11 | 2.0% |
| Educational services | 9 | 1.7% |
| Wholesale trade | 8 | 1.5% |
| Manufacturing | 7 | 1.3% |
| Transportation and warehousing | 7 | 1.3% |
| Information | 7 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45238 vs 45205 →
ZIP 45238 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45238
Cincinnati (45238)
45,760 residents
- 45211
Cincinnati (45211)
36,111 residents
- 41018
Erlanger (41018)
27,345 residents
- 45205
Cincinnati (45205)
19,389 residents
- 45233 15,808
Cincinnati (45233)
15,808 residents
- 45225 9,040
Cincinnati (45225)
9,040 residents
- 45214 8,738
Cincinnati (45214)
8,738 residents
- 45204 6,972
Cincinnati (45204)
6,972 residents
- 41016 6,075
Covington (41016)
6,075 residents
What this shows Among its immediate neighbors, ZIP 45238 ranks the most populous - useful context the national average alone can't give.
ZIP 45238 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45233
Cincinnati (45233)
$110,742 median income
- 41016
Covington (41016)
$71,172 median income
- 41018
Erlanger (41018)
$68,605 median income
- 45051
Mount Saint Joseph (45051)
$66,932 median income
- 45238
Cincinnati (45238)
$66,277 median income
- 45211
Cincinnati (45211)
$53,868 median income
- 45205 $43,682
Cincinnati (45205)
$43,682 median income
- 45204 $31,236
Cincinnati (45204)
$31,236 median income
- 45214 $27,852
Cincinnati (45214)
$27,852 median income
What this shows By household income, ZIP 45238 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45205 | Cincinnati, OH | 19,389 | 1.9 mi |
| 45051 | Mount Saint Joseph, OH | 177 | 2.1 mi |
| 45204 | Cincinnati, OH | 6,972 | 2.3 mi |
| 45211 | Cincinnati, OH | 36,111 | 3.3 mi |
| 45233 | Cincinnati, OH | 15,808 | 3.0 mi |
| 45214 | Cincinnati, OH | 8,738 | 3.7 mi |
| 45203 | Cincinnati, OH | 2,236 | 4.2 mi |
| 41016 | Covington, KY | 6,075 | 3.7 mi |
| 45225 | Cincinnati, OH | 9,040 | 3.9 mi |
| 41018 | Erlanger, KY | 27,345 | 6.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45238, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (45,760 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45238 in?
ZIP code 45238 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45238?
ZIP code 45238 in Cincinnati, OH has a population of 45,760 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45238?
The median household income in ZIP 45238 is $66,277, which is 13% below the national average of $76,288.
What is the average home value in ZIP 45238?
The median home value in ZIP 45238 is $183,900, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 45238?
The largest racial group in ZIP 45238 is White at 62.7%. Hispanic or Latino residents make up 2.6% of the population.
How many businesses are in ZIP code 45238?
ZIP code 45238 has 539 business establishments employing approximately 7,146 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45238?
The top industries by establishment count in ZIP 45238 are: Retail trade (94), Health care and social assistance (84), Accommodation and food services (70). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45238?
According to the FHFA House Price Index, home values in ZIP 45238 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 91%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45238?
In ZIP code 45238, 60.6% of residents aged 25+ have a high school diploma or higher, and 26.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45238?
The mean commute time for workers in ZIP code 45238 is 25.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45238?
In ZIP code 45238, approximately 59.7% of occupied housing units are owner-occupied and 40.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45238?
The poverty rate in ZIP code 45238 is 13.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45238's numbers, next.
- See how ZIP 45238 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cincinnati, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.