ZIP Code 41016
standardSource:
Covington · Kenton County · Kentucky
- Population
- 6,075
- Median income
- $71,172
- Median home value
- $173,500
- Bachelor's or higher
- 31.9%
- Land area
- 4.2 sq mi
1,460/sq mi
▼ 7% vs US
higher than 49% of US ZIPs
▼ 38% vs US
higher than 36% of US ZIPs
Median age 38.4
New York
ZIP code 41016 in Covington, Kentucky has a population of 6,075. The median household income is $71,172, which is 7% below the national average. Median home value is $173,500, 38% below the US average. 31.9% of residents hold a bachelor's degree or higher.
ZIP code 41016 is classified by USPS as a standard delivery area and covers roughly 4.2 square miles in Covington, Kenton County, Kentucky. The area is home to 6,075 residents, producing a population density of 1,460 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41016 against Kentucky and the nation.
On the economic side, the median household income for ZIP 41016 sits at $71,172 (19% above the Kentucky average), while per-capita income is $34,358. The poverty rate stands at 19.6% and the unemployment rate at 3.7%. On housing, the median home value is $173,500 (9% above the state average) with median rent at $1,138 per month, and 71.6% of occupied units are owner-occupied, a direct signal of whether 41016 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 31.9% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kenton County, so you can benchmark 41016 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 41016
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 41016.
- Accommodation and food services
Accommodation and food services
11 establishments
- Construction
Construction
10 establishments
- Retail trade
Retail trade
9 establishments
- Manufacturing
Manufacturing
8 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 41016, Covington, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
6,075
Population
4.2
Area (sq mi)
1,460
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41016?
38.4
Median Age
48.0%
Male
52.0%
Female
1.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,172
Median Household Income
+19% vs state
$34,358
Per Capita Income
19.6%
Poverty Rate
3.7%
Unemployment Rate
21.6 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,844
Total Housing Units
2,483
Occupied Units
361
Vacant Units
2.31
Avg Household Size
Occupancy Type
$173,500
Median Home Value
+9% vs state
$1,138
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.1%
YoY Change (2024)
249
HPI Index (2000 = 100)
+149%
Total Change Since 2000
Home values in ZIP 41016 have increased 0.1% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 164 |
| 2021 | +13.7% | 186 |
| 2022 | +19.1% | 222 |
| 2023 | +12.3% | 249 |
| 2024 | +0.1% | 249 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 70 business establishments in ZIP 41016, employing approximately 466 people with a combined annual payroll of $12,808,000.
70
Businesses
466
Employees
$12.8M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 11 | 15.7% |
| Construction | 10 | 14.3% |
| Retail trade | 9 | 12.9% |
| Manufacturing | 8 | 11.4% |
| Professional, scientific, and technical services | 6 | 8.6% |
| Other services (except public administration) | 6 | 8.6% |
| Wholesale trade | 4 | 5.7% |
| Health care and social assistance | 4 | 5.7% |
| Information | 3 | 4.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41016 vs 45204 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45204 | Cincinnati, OH | 6,972 | 1.4 mi |
| 45203 | Cincinnati, OH | 2,236 | 1.5 mi |
| 41011 | Covington, KY | 25,872 | 1.7 mi |
| 45214 | Cincinnati, OH | 8,738 | 2.5 mi |
| 45205 | Cincinnati, OH | 19,389 | 2.1 mi |
| 45225 | Cincinnati, OH | 9,040 | 3.9 mi |
| 41014 | Covington, KY | 6,942 | 2.8 mi |
| 45202 | Cincinnati, OH | 15,483 | 2.9 mi |
| 41017 | Ft Mitchell, KY | 38,940 | 4.1 mi |
| 45219 | Cincinnati, OH | 16,526 | 3.4 mi |
More ZIP Codes in Kenton County
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Frequently Asked Questions
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ZIP Code Research Guides
Official Data Resources for Covington, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.