Cincinnati, OH · standard
ZIP Code 45203
Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,236
- 679/sq mi High-density area
- $21,973
- Median income Below-median income area
- $356,900
- Median home value Above-median home value
- 35.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cincinnati pairs one of the lowest household incomes in the country with upper-quartile home values, in a low-density, renter-heavy area.
- 1st pct
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 679
- people per sq mi
- 23%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45203 against every reporting US ZIP.
ZIP code 45203 covers 3.3 square miles in Cincinnati, Hamilton County, Ohio (a standard USPS delivery area), with a modest 2,236 residents on file, a density of 679 people per square mile, in the New York time zone.
ZIP 45203 sits on the lower end of the income spectrum: median household income is $21,973 (70% below the average Ohio ZIP), while per-capita income is $34,156. Economic pressure is pronounced: 53.8% of residents are below the poverty line and unemployment is 13.7%. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $356,900 (81% above the average Ohio ZIP), with only 23.0% owner-occupied homes and median rent of $724.
A solid share of residents have a four-year degree: 35.6% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 45203 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45203
Top 5 sectors by establishment count in Cincinnati, OH
Which industries have the most business establishments in ZIP 45203.
- Professional, scientific, and technical services
Professional, scientific, and technical services
32 establishments
- Wholesale trade
Wholesale trade
27 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
- Retail trade
Retail trade
14 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45203, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,236
Population
3.3
Area (sq mi)
679
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45203?
33.6
Median Age
43.7%
Male
56.3%
Female
6.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$21,973
Median Household Income
-70% vs state ZIP avg
$34,156
Per Capita Income
53.8%
Poverty Rate
13.7%
Unemployment Rate
How ZIP 45203 ranks among Ohio ZIPs
Cincinnati, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$21,973 1st percentile higher than 1% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,196housing units
1,196
Total Housing Units
1,108
Occupied Units
88
Vacant Units
2.02
Avg Household Size
Occupancy Type
$356,900
Median Home Value
+81% vs state ZIP avg
$724
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+27.7%
YoY Change (2021)
170
HPI Index (2000 = 100)
+70%
Total Change Since 2000
Home values in ZIP 45203 have increased 27.7% over the past year (2021). Since 2000, this ZIP has seen +70% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2016 | – | 119 |
| 2020 | – | 133 |
| 2021 | +27.7% | 170 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 207 business establishments in ZIP 45203, employing approximately 5,920 people with a combined annual payroll of $427,360,000.
207
Businesses
5,920
Employees
$427.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 32 | 15.5% |
| Wholesale trade | 27 | 13.0% |
| Other services (except public administration) | 17 | 8.2% |
| Retail trade | 14 | 6.8% |
| Real estate and rental and leasing | 14 | 6.8% |
| Manufacturing | 13 | 6.3% |
| Administrative and support and waste management and remediation services | 13 | 6.3% |
| Health care and social assistance | 13 | 6.3% |
| Construction | 11 | 5.3% |
| Transportation and warehousing | 11 | 5.3% |
| Information | 10 | 4.8% |
| Finance and insurance | 9 | 4.3% |
| Accommodation and food services | 8 | 3.9% |
| Utilities | 6 | 2.9% |
| Arts, entertainment, and recreation | 5 | 2.4% |
| Management of companies and enterprises | 4 | 1.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45203 vs 45214 →
ZIP 45203 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41011
Covington (41011)
25,872 residents
- 45205
Cincinnati (45205)
19,389 residents
- 45219
Cincinnati (45219)
16,526 residents
- 45202
Cincinnati (45202)
15,483 residents
- 45220
Cincinnati (45220)
15,313 residents
- 45225 9,040
Cincinnati (45225)
9,040 residents
- 45214 8,738
Cincinnati (45214)
8,738 residents
- 45204 6,972
Cincinnati (45204)
6,972 residents
- 41016 6,075
Covington (41016)
6,075 residents
What this shows Among its immediate neighbors, ZIP 45203 ranks #0 by population - useful context the national average alone can't give.
ZIP 45203 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45202
Cincinnati (45202)
$95,633 median income
- 41016
Covington (41016)
$71,172 median income
- 41073
Bellevue (41073)
$71,166 median income
- 41011
Covington (41011)
$69,970 median income
- 45220
Cincinnati (45220)
$53,440 median income
- 45205
Cincinnati (45205)
$43,682 median income
- 45219 $35,657
Cincinnati (45219)
$35,657 median income
- 45204 $31,236
Cincinnati (45204)
$31,236 median income
- 45214 $27,852
Cincinnati (45214)
$27,852 median income
What this shows By household income, ZIP 45203 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45214 | Cincinnati, OH | 8,738 | 1.4 mi |
| 41016 | Covington, KY | 6,075 | 1.5 mi |
| 45202 | Cincinnati, OH | 15,483 | 1.7 mi |
| 41011 | Covington, KY | 25,872 | 2.5 mi |
| 45219 | Cincinnati, OH | 16,526 | 1.9 mi |
| 45204 | Cincinnati, OH | 6,972 | 2.1 mi |
| 45205 | Cincinnati, OH | 19,389 | 2.3 mi |
| 41073 | Bellevue, KY | 5,955 | 2.9 mi |
| 45220 | Cincinnati, OH | 15,313 | 3.1 mi |
| 45225 | Cincinnati, OH | 9,040 | 2.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45203, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,236 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45203 in?
ZIP code 45203 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45203?
ZIP code 45203 in Cincinnati, OH has a population of 2,236 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45203?
The median household income in ZIP 45203 is $21,973, which is 71% below the national average of $76,288.
What is the average home value in ZIP 45203?
The median home value in ZIP 45203 is $356,900, which is 28% above the national average of $278,155.
What is the demographic makeup of ZIP 45203?
The largest racial group in ZIP 45203 is African American at 59.0%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 45203?
ZIP code 45203 has 207 business establishments employing approximately 5,920 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45203?
The top industries by establishment count in ZIP 45203 are: Professional, scientific, and technical services (32), Wholesale trade (27), Other services (except public administration) (17). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45203?
According to the FHFA House Price Index, home values in ZIP 45203 increased by 27.7% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 70%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45203?
In ZIP code 45203, 70.0% of residents aged 25+ have a high school diploma or higher, and 35.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45203?
In ZIP code 45203, approximately 23.0% of occupied housing units are owner-occupied and 77.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45203?
The poverty rate in ZIP code 45203 is 53.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45203's numbers, next.
- See how ZIP 45203 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cincinnati, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.