PlainZIP

Cincinnati, OH · standard

ZIP Code 45203

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,236
679/sq mi
$21,973
Median income
$356,900
Median home value
35.6%
Bachelor's or higher

The verdict

Cincinnati pairs one of the lowest household incomes in the country with upper-quartile home values, in a low-density, renter-heavy area.

1th pct
household income, US ZIPs
Top 25%
home value, US ZIPs
679
people per sq mi
23%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45203 against every reporting US ZIP.

ZIP code 45203 covers 3.3 square miles in Cincinnati, Hamilton County, Ohio (a standard USPS delivery area), with a modest 2,236 residents on file, a density of 679 people per square mile, in the New York time zone.

ZIP 45203 sits on the lower end of the income spectrum: median household income is $21,973 (70% below the Ohio average), while per-capita income is $34,156. Poverty here runs at 53.8%, with unemployment measured at 13.7%. Housing costs here run $356,900 for a typical home value (81% above the state average), with rent averaging $724 a month; 23.0% of homes are owner-occupied.

A solid share of residents have a four-year degree: 35.6% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is -. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hamilton County, letting you compare 45203 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45203

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45203.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45203, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,236

Population

3.3

Area (sq mi)

679

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45203?

33.6

Median Age

43.7%

Male

56.3%

Female

6.8%

Foreign-Born

White 28.4%
African American 59.0%
Asian 8.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$21,973

Median Household Income

-70% vs state

$34,156

Per Capita Income

53.8%

Poverty Rate

13.7%

Unemployment Rate

How ZIP 45203 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$21,973 1st percentile higher than 1% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.0%
Bachelor's Degree or Higher 35.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,196

Total Housing Units

1,108

Occupied Units

88

Vacant Units

2.02

Avg Household Size

Occupancy Type

Owner 23.0%
Renter 77.0%

$356,900

Median Home Value

+81% vs state

$724

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+27.7%

YoY Change (2021)

170

HPI Index (2000 = 100)

+70%

Total Change Since 2000

Home values in ZIP 45203 have increased 27.7% over the past year (2021). Since 2000, this ZIP has seen +70% cumulative appreciation.

Year Annual Change HPI Index
2016 – 119
2020 – 133
2021 +27.7% 170

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 207 business establishments in ZIP 45203, employing approximately 5,920 people with a combined annual payroll of $427,360,000.

207

Businesses

5,920

Employees

$427.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 32 15.5%
Wholesale trade 27 13.0%
Other services (except public administration) 17 8.2%
Retail trade 14 6.8%
Real estate and rental and leasing 14 6.8%
Manufacturing 13 6.3%
Administrative and support and waste management and remediation services 13 6.3%
Health care and social assistance 13 6.3%
Construction 11 5.3%
Transportation and warehousing 11 5.3%
Information 10 4.8%
Finance and insurance 9 4.3%
Accommodation and food services 8 3.9%
Utilities 6 2.9%
Arts, entertainment, and recreation 5 2.4%
Management of companies and enterprises 4 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45203 vs 45214 →

ZIP 45203 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45203 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45203 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45203 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45214 Cincinnati, OH 8,738 1.4 mi
41016 Covington, KY 6,075 1.5 mi
45202 Cincinnati, OH 15,483 1.7 mi
41011 Covington, KY 25,872 2.5 mi
45219 Cincinnati, OH 16,526 1.9 mi
45204 Cincinnati, OH 6,972 2.1 mi
45205 Cincinnati, OH 19,389 2.3 mi
41073 Bellevue, KY 5,955 2.9 mi
45220 Cincinnati, OH 15,313 3.1 mi
45225 Cincinnati, OH 9,040 2.9 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45203 in? ▼
ZIP code 45203 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45203? ▼
ZIP code 45203 in Cincinnati, OH has a population of 2,236 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45203? ▼
The median household income in ZIP 45203 is $21,973, which is 71% below the national average of $76,288.
What is the average home value in ZIP 45203? ▼
The median home value in ZIP 45203 is $356,900, which is 28% above the national average of $278,155.
What is the demographic makeup of ZIP 45203? ▼
The largest racial group in ZIP 45203 is African American at 59.0%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 45203? ▼
ZIP code 45203 has 207 business establishments employing approximately 5,920 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45203? ▼
The top industries by establishment count in ZIP 45203 are: Professional, scientific, and technical services (32), Wholesale trade (27), Other services (except public administration) (17). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45203? ▼
According to the FHFA House Price Index, home values in ZIP 45203 increased by 27.7% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 70%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45203? ▼
In ZIP code 45203, 70.0% of residents aged 25+ have a high school diploma or higher, and 35.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45203? ▼
In ZIP code 45203, approximately 23.0% of occupied housing units are owner-occupied and 77.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45203? ▼
The poverty rate in ZIP code 45203 is 53.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.