PlainZIP

Cincinnati, OH · standard

ZIP Code 45244

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,565
502/sq mi
$109,287
Median income
$382,100
Median home value
52.7%
Bachelor's or higher

The verdict

Cincinnati pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 23%
home value, US ZIPs
502
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45244 against every reporting US ZIP.

ZIP code 45244 is a densely settled ZIP (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, with 28,565 residents across 56.9 square miles, a density of 502 people per square mile, in the New York time zone.

ZIP 45244 lands in the middle-income range, with a median household income of $109,287 (50% above the Ohio average), while per-capita income is $62,759. Poverty here runs at 7.0%, with unemployment measured at 2.9%. Median home value sits at $382,100 (94% above the state average), median rent at $1,145 a month, and owner-occupancy at 80.7%.

This is a highly-educated ZIP: 52.7% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 24 minutes. To put 45244 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hamilton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45244

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45244.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45244, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

28,565

Population

56.9

Area (sq mi)

502

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45244?

40.8

Median Age

50.0%

Male

50.0%

Female

3.8%

Foreign-Born

White 88.8%
African American 2.4%
Asian 2.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 4.8%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$109,287

Median Household Income

+50% vs state

$62,759

Per Capita Income

7.0%

Poverty Rate

2.9%

Unemployment Rate

24.4 min

Mean Commute Time

How ZIP 45244 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$109,287 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.0%
Bachelor's Degree or Higher 52.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,294

Total Housing Units

10,961

Occupied Units

333

Vacant Units

2.59

Avg Household Size

Occupancy Type

Owner 80.7%
Renter 19.3%

$382,100

Median Home Value

+94% vs state

$1,145

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.5%

YoY Change (2024)

219

HPI Index (2000 = 100)

+119%

Total Change Since 2000

Home values in ZIP 45244 have increased 7.5% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 145
2021 +11.5% 162
2022 +14.8% 186
2023 +9.6% 203
2024 +7.5% 219

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 497 business establishments in ZIP 45244, employing approximately 5,307 people with a combined annual payroll of $314,631,000.

497

Businesses

5,307

Employees

$314.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 79 15.9%
Construction 67 13.5%
Retail trade 48 9.7%
Other services (except public administration) 45 9.1%
Administrative and support and waste management and remediation services 44 8.8%
Real estate and rental and leasing 38 7.7%
Health care and social assistance 34 6.8%
Wholesale trade 30 6.0%
Accommodation and food services 23 4.6%
Finance and insurance 22 4.4%
Manufacturing 18 3.6%
Information 13 2.6%
Transportation and warehousing 11 2.2%
Educational services 9 1.8%
Arts, entertainment, and recreation 8 1.6%
Management of companies and enterprises 6 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45244 vs 45174 →

ZIP 45244 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45244 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45244 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45244 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45174 Terrace Park, OH 2,258 2.8 mi
45255 Cincinnati, OH 21,775 4.2 mi
45243 Cincinnati, OH 14,891 4.5 mi
45227 Cincinnati, OH 17,486 3.9 mi
45226 Cincinnati, OH 5,476 5.0 mi
45230 Cincinnati, OH 27,536 4.6 mi
45245 Cincinnati, OH 18,542 4.8 mi
45111 Camp Dennison, OH 376 5.6 mi
45208 Cincinnati, OH 17,614 5.8 mi
45147 Miamiville, OH 147 6.3 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45239 standard
Cincinnati, OH
Pop: 28,315
45230 standard
Cincinnati, OH
Pop: 27,536

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45244 in? ▼
ZIP code 45244 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45244? ▼
ZIP code 45244 in Cincinnati, OH has a population of 28,565 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45244? ▼
The median household income in ZIP 45244 is $109,287, which is 43% above the national average of $76,288.
What is the average home value in ZIP 45244? ▼
The median home value in ZIP 45244 is $382,100, which is 37% above the national average of $278,155.
What is the demographic makeup of ZIP 45244? ▼
The largest racial group in ZIP 45244 is White at 88.8%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 45244? ▼
ZIP code 45244 has 497 business establishments employing approximately 5,307 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45244? ▼
The top industries by establishment count in ZIP 45244 are: Professional, scientific, and technical services (79), Construction (67), Retail trade (48). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45244? ▼
According to the FHFA House Price Index, home values in ZIP 45244 increased by 7.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45244? ▼
In ZIP code 45244, 71.0% of residents aged 25+ have a high school diploma or higher, and 52.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45244? ▼
The mean commute time for workers in ZIP code 45244 is 24.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45244? ▼
In ZIP code 45244, approximately 80.7% of occupied housing units are owner-occupied and 19.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45244? ▼
The poverty rate in ZIP code 45244 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.