ZIP Code 45174
standardSource:
Terrace Park · Hamilton County · Ohio
- Population
- 2,258
- Median income
- $193,750
- Median home value
- $603,800
- Bachelor's or higher
- 85.2%
- Land area
- 3.2 sq mi
709/sq mi
▲ 154% vs US
higher than 99% of US ZIPs
▲ 117% vs US
higher than 91% of US ZIPs
Median age 37.9
New York
ZIP code 45174 in Terrace Park, Ohio has a population of 2,258. The median household income is $193,750, which is 154% above the national average. Median home value is $603,800, 117% above the US average. 85.2% of residents hold a bachelor's degree or higher.
ZIP code 45174 is classified by USPS as a standard delivery area and covers roughly 3.2 square miles in Terrace Park, Hamilton County, Ohio. The area is home to 2,258 residents, producing a population density of 709 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45174 against Ohio and the nation.
On the economic side, the median household income for ZIP 45174 sits at $193,750 (165% above the Ohio average), while per-capita income is $87,039. The poverty rate stands at 2.1% and the unemployment rate at 3.8%. On housing, the median home value is $603,800 (206% above the state average) with median rent at $3,125 per month, and 96.6% of occupied units are owner-occupied, a direct signal of whether 45174 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 85.2% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45174 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45174
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45174.
- Professional, scientific, and technical services
Professional, scientific, and technical services
10 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
7 establishments
- Wholesale trade
Wholesale trade
6 establishments
- Construction
Construction
5 establishments
- Finance and insurance
Finance and insurance
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45174, Terrace Park, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,258
Population
3.2
Area (sq mi)
709
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45174?
37.9
Median Age
50.9%
Male
49.1%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$193,750
Median Household Income
+165% vs state
$87,039
Per Capita Income
2.1%
Poverty Rate
3.8%
Unemployment Rate
25.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
779
Total Housing Units
745
Occupied Units
34
Vacant Units
3.12
Avg Household Size
Occupancy Type
$603,800
Median Home Value
+206% vs state
$3,125
Median Rent
1954
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2024)
252
HPI Index (2000 = 100)
+152%
Total Change Since 2000
Home values in ZIP 45174 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +152% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.7% | 167 |
| 2021 | +9.8% | 183 |
| 2022 | +8.8% | 199 |
| 2023 | +23.4% | 246 |
| 2024 | +2.6% | 252 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 54 business establishments in ZIP 45174, employing approximately 172 people with a combined annual payroll of $11,591,000.
54
Businesses
172
Employees
$11.6M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 10 | 18.5% |
| Administrative and support and waste management and remediation services | 7 | 13.0% |
| Wholesale trade | 6 | 11.1% |
| Construction | 5 | 9.3% |
| Finance and insurance | 5 | 9.3% |
| Retail trade | 4 | 7.4% |
| Real estate and rental and leasing | 4 | 7.4% |
| Health care and social assistance | 4 | 7.4% |
| Arts, entertainment, and recreation | 3 | 5.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45174 vs 45244 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45244 | Cincinnati, OH | 28,565 | 2.8 mi |
| 45243 | Cincinnati, OH | 14,891 | 2.4 mi |
| 45111 | Camp Dennison, OH | 376 | 2.8 mi |
| 45147 | Miamiville, OH | 147 | 3.5 mi |
| 45227 | Cincinnati, OH | 17,486 | 4.0 mi |
| 45150 | Milford, OH | 31,394 | 4.2 mi |
| 45255 | Cincinnati, OH | 21,775 | 7.0 mi |
| 45209 | Cincinnati, OH | 9,605 | 6.2 mi |
| 45242 | Cincinnati, OH | 22,055 | 6.3 mi |
| 45245 | Cincinnati, OH | 18,542 | 6.9 mi |
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45174 in? ▼
What is the population of ZIP code 45174? ▼
What is the median household income in ZIP 45174? ▼
What is the average home value in ZIP 45174? ▼
What is the demographic makeup of ZIP 45174? ▼
How many businesses are in ZIP code 45174? ▼
What are the main industries in ZIP code 45174? ▼
How have home values changed in ZIP code 45174? ▼
What is the education level in ZIP code 45174? ▼
What is the average commute time in ZIP 45174? ▼
What percentage of residents own vs. rent in ZIP 45174? ▼
What is the poverty rate in ZIP code 45174? ▼
ZIP Code Research Guides
Official Data Resources for Terrace Park, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.