Residential delivery area · Ohio
ZIP Code 45174: Terrace Park, OH
ZIP code 45174 is in Terrace Park, Ohio, entirely in Hamilton County (Census 2020 ZIP-county file). About 2,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $193,750 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Terrace Park · its only residential ZIP
- County
- Hamilton County
- Census places
- Terrace Park
- Metro area
- Cincinnati, OH-KY-IN
- House district
- OH-1 119th Congress
- State
- Ohio
- Time zone
- Eastern
- Land area
- 1.2 sq mi · 1,878 people per sq mi
Where is ZIP code 45174?
45174 centers on 39.159°, -84.312° and covers 1.2 square miles of land plus 0.1 of water. It borders 4 ZIP codes: 45243, 45244, 45227, 45150.
The map draws ZIP code areas only. For the streets inside 45174, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 45174 compare with the rest of Hamilton County?
| Measure | 45174 | In Hamilton County | In OH |
|---|---|---|---|
| People (ACS 2020-2024) | 2,321 | 50th of 56 | 741st of 1,233 |
| Median household income | $194k | 1st of 44 | 1st of 755 |
| Median home value | $604k | 2nd of 46 | 2nd of 810 |
Its median household income is higher than in 99% of U.S. residential ZIP codes, and it is denser than 84% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 45174?
The 2020 Census counted 2,359 people in 45174; the ACS, which samples households over 2020-2024, estimates 2,321. Between the 2010 and 2020 censuses its population grew 4.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,321±242 (90% margin)
- 2020 Census count
- 2,359+4.5% since 2010 (2,258)
- Households
- 745
- Median age
- 37.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 45174?
Of the 2,321 people the ACS estimates in 45174, 37.4% are under 18 and 12.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (88.2%).
- Under 1837.4%
- 18 to 6450.0%
- 65 and older12.6%
- White, not Hispanic88.2%
- Other or two or more5.9%
- Hispanic or Latino5.4%
- Asian, not Hispanic0.4%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 45174 earn?
Median household income is $193,750 (ACS 2020-2024), the highest of the 44 ranked ZIP codes in Hamilton County. It is not measurably different from 2015-2019 ($213,190 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $193,750±$27,039
- Income per person
- $87,039
- Below the poverty line
- 2.1%
- Unemployed (of the labor force)
- 3.9%
- Adults 25+ with a bachelor's degree
- 85.2%
- Adjusted gross income per tax return, 2022
- $344,490990 returns; wages 53% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 45174?
FHFA's house price index for 45174, built from repeat sales and appraisals of the same homes, rose 78% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +4.1% in 2025.
- Median home value (owners' estimate)
- $603,800
- Median gross rent
- $3,125
- Homes owned by their occupants
- 96.6%
- Housing units
- 779
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 45174?
54 business establishments had a location in this ZIP code in 2023, 5 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services10
- Administrative and support and waste management and remediation services7
- Wholesale trade6
- Construction5
- Finance and insurance5
- Retail trade4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 45174?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 45243 | Cincinnati | 16,103 | $171k | 2.4 mi |
| 45244 | Cincinnati | 28,511 | $109k | 3.2 mi |
| 45227 | Cincinnati | 18,893 | $72k | 4.0 mi |
| 45150 | Milford | 33,527 | $94k | 4.4 mi |
| 45111 | Camp Dennison | 265 | $101k | 3.2 mi (near) |
| 45147 | Miamiville | 57 | – | 3.6 mi (near) |
| 45236 | Cincinnati | 24,513 | $84k | 5.8 mi (near) |
| 45213 | Cincinnati | 11,139 | $76k | 6.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.