PlainZIP

Milford, OH · standard

ZIP Code 45150

Clermont County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,394
370/sq mi
$93,595
Median income
$288,800
Median home value
40.5%
Bachelor's or higher

The verdict

Milford pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 24%
household income, US ZIPs
Top 35%
home value, US ZIPs
370
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45150 against every reporting US ZIP.

ZIP code 45150 is a densely settled ZIP (a standard USPS delivery area) in Milford, Clermont County, Ohio, with 31,394 residents across 84.8 square miles, a density of 370 people per square mile, in the New York time zone.

ZIP 45150 lands in the middle-income range, with a median household income of $93,595 (28% above the Ohio average), while per-capita income is $49,546. Local economic indicators show a 6.2% poverty rate alongside 3.6% unemployment. On housing, the median home value is $288,800 (46% above the state average) with median rent at $1,127 per month, and 74.2% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 40.5% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is 25 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 45150, plus 6 more within Clermont County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45150

Top 5 sectors by establishment count in Milford, OH

Which industries have the most business establishments in ZIP 45150.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45150, Milford, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

31,394

Population

84.8

Area (sq mi)

370

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45150?

44.5

Median Age

48.4%

Male

51.6%

Female

2.2%

Foreign-Born

White 92.2%
African American 1.9%
Asian 1.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.6%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,595

Median Household Income

+28% vs state

$49,546

Per Capita Income

6.2%

Poverty Rate

3.6%

Unemployment Rate

25.2 min

Mean Commute Time

How ZIP 45150 ranks nationally

Milford, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$93,595 Top 24% higher than 76% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.8%
Bachelor's Degree or Higher 40.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,581

Total Housing Units

14,148

Occupied Units

433

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 74.2%
Renter 25.8%

$288,800

Median Home Value

+46% vs state

$1,127

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.9%

YoY Change (2024)

235

HPI Index (2000 = 100)

+135%

Total Change Since 2000

Home values in ZIP 45150 have increased 10.9% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 152
2021 +13.0% 171
2022 +12.5% 193
2023 +9.9% 212
2024 +10.9% 235

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 936 business establishments in ZIP 45150, employing approximately 15,649 people with a combined annual payroll of $816,519,000.

936

Businesses

15,649

Employees

$816.5M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 115 12.3%
Retail trade 111 11.9%
Accommodation and food services 109 11.7%
Other services (except public administration) 101 10.8%
Health care and social assistance 93 9.9%
Professional, scientific, and technical services 88 9.4%
Wholesale trade 51 5.5%
Finance and insurance 51 5.5%
Administrative and support and waste management and remediation services 48 5.1%
Real estate and rental and leasing 45 4.8%
Manufacturing 35 3.7%
Arts, entertainment, and recreation 21 2.2%
Transportation and warehousing 20 2.1%
Information 20 2.1%
Management of companies and enterprises 13 1.4%
Educational services 9 1.0%
Utilities 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45150 vs 45174 →

ZIP 45150 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45150 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45150 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45150 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45174 Terrace Park, OH 2,258 4.2 mi
45111 Camp Dennison, OH 376 3.7 mi
45147 Miamiville, OH 147 4.1 mi
45140 Loveland, OH 53,267 6.4 mi
45243 Cincinnati, OH 14,891 6.0 mi
45160 Owensville, OH 699 5.9 mi
45244 Cincinnati, OH 28,565 6.0 mi
45245 Cincinnati, OH 18,542 7.5 mi
45158 Newtonsville, OH 370 7.7 mi
45103 Batavia, OH 31,485 6.9 mi

More ZIP Codes in Clermont County

45140 standard
Loveland, OH
Pop: 53,267
45103 standard
Batavia, OH
Pop: 31,485
45102 standard
Amelia, OH
Pop: 22,680
45245 standard
Cincinnati, OH
Pop: 18,542
45106 standard
Bethel, OH
Pop: 12,349
45122 standard
Goshen, OH
Pop: 11,054

Related Areas

Clermont County Milford, OH Ohio

Frequently Asked Questions

What county is ZIP code 45150 in? ▼
ZIP code 45150 (Milford) is located in Clermont County, Ohio. Clermont County contains multiple ZIP codes, see the full list at /counties/clermont-oh.
What is the population of ZIP code 45150? ▼
ZIP code 45150 in Milford, OH has a population of 31,394 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45150? ▼
The median household income in ZIP 45150 is $93,595, which is 23% above the national average of $76,288.
What is the average home value in ZIP 45150? ▼
The median home value in ZIP 45150 is $288,800, which is 4% above the national average of $278,155.
What is the demographic makeup of ZIP 45150? ▼
The largest racial group in ZIP 45150 is White at 92.2%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 45150? ▼
ZIP code 45150 has 936 business establishments employing approximately 15,649 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45150? ▼
The top industries by establishment count in ZIP 45150 are: Construction (115), Retail trade (111), Accommodation and food services (109). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 45150? ▼
According to the FHFA House Price Index, home values in ZIP 45150 increased by 10.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45150? ▼
In ZIP code 45150, 67.8% of residents aged 25+ have a high school diploma or higher, and 40.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45150? ▼
The mean commute time for workers in ZIP code 45150 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45150? ▼
In ZIP code 45150, approximately 74.2% of occupied housing units are owner-occupied and 25.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45150? ▼
The poverty rate in ZIP code 45150 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.