Milford, OH · standard
ZIP Code 45150
Clermont County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,394
- 370/sq mi High-density area
- $93,595
- Median income Above-median income area
- $288,800
- Median home value Near-median home value
- 40.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Milford pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 24%
- household income, US ZIPs
- Top 35%
- home value, US ZIPs
- 370
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45150 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45150 (Milford, OH) rose +10.9% from 2023 to 2024. The all-transactions index moved from 212.0 in 2023 to 235.0 in 2024 (2000 = 100).
ZIP code 45150 is a densely settled ZIP (a standard USPS delivery area) in Milford, Clermont County, Ohio, with 31,394 residents across 84.8 square miles, a density of 370 people per square mile, in the New York time zone.
ZIP 45150 lands in the middle-income range, with a median household income of $93,595 (28% above the average Ohio ZIP), while per-capita income is $49,546. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.2% and unemployment is 3.6%. Housing is both higher-cost and owner-heavy: median home value is $288,800 (46% above the average Ohio ZIP), while 74.2% of occupied homes are owner-occupied and median rent is $1,127.
A solid share of residents have a four-year degree: 40.5% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Clermont County, so 45150 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45150
Top 5 sectors by establishment count in Milford, OH
Which industries have the most business establishments in ZIP 45150.
- Construction
Construction
115 establishments
- Retail trade
Retail trade
111 establishments
- Accommodation and food services
Accommodation and food services
109 establishments
- Other services (except public administration)
Other services (except public administration)
101 establishments
- Health care and social assistance
Health care and social assistance
93 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45150, Milford, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
31,394
Population
84.8
Area (sq mi)
370
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45150?
44.5
Median Age
48.4%
Male
51.6%
Female
2.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,595
Median Household Income
+28% vs state ZIP avg
$49,546
Per Capita Income
6.2%
Poverty Rate
3.6%
Unemployment Rate
25.2 min
Mean Commute Time
How ZIP 45150 ranks nationally
Milford, OH household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$93,595 Top 24% higher than 76% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,581housing units
14,581
Total Housing Units
14,148
Occupied Units
433
Vacant Units
2.34
Avg Household Size
Occupancy Type
$288,800
Median Home Value
+46% vs state ZIP avg
$1,127
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.9%
YoY Change (2024)
235
HPI Index (2000 = 100)
+135%
Total Change Since 2000
Home values in ZIP 45150 have increased 10.9% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.8% | 152 |
| 2021 | +13.0% | 171 |
| 2022 | +12.5% | 193 |
| 2023 | +9.9% | 212 |
| 2024 | +10.9% | 235 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 936 business establishments in ZIP 45150, employing approximately 15,649 people with a combined annual payroll of $816,519,000.
936
Businesses
15,649
Employees
$816.5M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 115 | 12.3% |
| Retail trade | 111 | 11.9% |
| Accommodation and food services | 109 | 11.7% |
| Other services (except public administration) | 101 | 10.8% |
| Health care and social assistance | 93 | 9.9% |
| Professional, scientific, and technical services | 88 | 9.4% |
| Wholesale trade | 51 | 5.5% |
| Finance and insurance | 51 | 5.5% |
| Administrative and support and waste management and remediation services | 48 | 5.1% |
| Real estate and rental and leasing | 45 | 4.8% |
| Manufacturing | 35 | 3.7% |
| Arts, entertainment, and recreation | 21 | 2.2% |
| Transportation and warehousing | 20 | 2.1% |
| Information | 20 | 2.1% |
| Management of companies and enterprises | 13 | 1.4% |
| Educational services | 9 | 1.0% |
| Utilities | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45150 vs 45174 →
ZIP 45150 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45140
Loveland (45140)
53,267 residents
- 45103
Batavia (45103)
31,485 residents
- 45150
Milford (45150)
31,394 residents
- 45244
Cincinnati (45244)
28,565 residents
- 45245 18,542
Cincinnati (45245)
18,542 residents
- 45243 14,891
Cincinnati (45243)
14,891 residents
- 45174 2,258
Terrace Park (45174)
2,258 residents
- 45160 699
Owensville (45160)
699 residents
- 45111 376
Camp Dennison (45111)
376 residents
What this shows Among its immediate neighbors, ZIP 45150 ranks #3 by population - useful context the national average alone can't give.
ZIP 45150 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45174
Terrace Park (45174)
$193,750 median income
- 45243
Cincinnati (45243)
$171,172 median income
- 45140
Loveland (45140)
$114,827 median income
- 45244
Cincinnati (45244)
$109,287 median income
- 45111
Camp Dennison (45111)
$100,893 median income
- 45150
Milford (45150)
$93,595 median income
- 45158
Newtonsville (45158)
$81,336 median income
- 45245
Cincinnati (45245)
$80,147 median income
- 45103
Batavia (45103)
$79,793 median income
What this shows By household income, ZIP 45150 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45174 | Terrace Park, OH | 2,258 | 4.2 mi |
| 45111 | Camp Dennison, OH | 376 | 3.7 mi |
| 45147 | Miamiville, OH | 147 | 4.1 mi |
| 45140 | Loveland, OH | 53,267 | 6.4 mi |
| 45243 | Cincinnati, OH | 14,891 | 6.0 mi |
| 45160 | Owensville, OH | 699 | 5.9 mi |
| 45244 | Cincinnati, OH | 28,565 | 6.0 mi |
| 45245 | Cincinnati, OH | 18,542 | 7.5 mi |
| 45158 | Newtonsville, OH | 370 | 7.7 mi |
| 45103 | Batavia, OH | 31,485 | 6.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45150, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (31,394 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clermont County
Related Areas
Frequently Asked Questions
What county is ZIP code 45150 in?
ZIP code 45150 (Milford) is located in Clermont County, Ohio. Clermont County contains multiple ZIP codes, see the full list at /counties/clermont-oh.
What is the population of ZIP code 45150?
ZIP code 45150 in Milford, OH has a population of 31,394 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45150?
The median household income in ZIP 45150 is $93,595, which is 23% above the national average of $76,288.
What is the average home value in ZIP 45150?
The median home value in ZIP 45150 is $288,800, which is 4% above the national average of $278,155.
What is the demographic makeup of ZIP 45150?
The largest racial group in ZIP 45150 is White at 92.2%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 45150?
ZIP code 45150 has 936 business establishments employing approximately 15,649 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45150?
The top industries by establishment count in ZIP 45150 are: Construction (115), Retail trade (111), Accommodation and food services (109). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 45150?
According to the FHFA House Price Index, home values in ZIP 45150 increased by 10.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45150?
In ZIP code 45150, 67.8% of residents aged 25+ have a high school diploma or higher, and 40.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45150?
The mean commute time for workers in ZIP code 45150 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45150?
In ZIP code 45150, approximately 74.2% of occupied housing units are owner-occupied and 25.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45150?
The poverty rate in ZIP code 45150 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45150's numbers, next.
- See how ZIP 45150 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Milford, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.