ZIP Code 45150

standard

Source:

Milford · Clermont County · Ohio

Population
31,394

370/sq mi

Median income
$93,595

▲ 23% vs US

higher than 76% of US ZIPs

Median home value
$288,800

▲ 4% vs US

higher than 65% of US ZIPs

Bachelor's or higher
40.5%

Median age 44.5

Land area
84.8 sq mi

New York

ZIP code 45150 in Milford, Ohio has a population of 31,394. The median household income is $93,595, which is 23% above the national average. Median home value is $288,800, 4% above the US average. 40.5% of residents hold a bachelor's degree or higher.

ZIP code 45150 is classified by USPS as a standard delivery area and covers roughly 84.8 square miles in Milford, Clermont County, Ohio. The area is home to 31,394 residents, producing a population density of 370 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45150 against Ohio and the nation.

On the economic side, the median household income for ZIP 45150 sits at $93,595 (28% above the Ohio average), while per-capita income is $49,546. The poverty rate stands at 6.2% and the unemployment rate at 3.6%. On housing, the median home value is $288,800 (46% above the state average) with median rent at $1,127 per month, and 74.2% of occupied units are owner-occupied, a direct signal of whether 45150 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 40.5% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clermont County, so you can benchmark 45150 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45150

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45150.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45150, Milford, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

31,394

Population

84.8

Area (sq mi)

370

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45150?

44.5

Median Age

48.4%

Male

51.6%

Female

2.2%

Foreign-Born

White 92.2%
African American 1.9%
Asian 1.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.6%
Hispanic or Latino 1.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$93,595

Median Household Income

+28% vs state

$49,546

Per Capita Income

6.2%

Poverty Rate

3.6%

Unemployment Rate

25.2 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.8%
Bachelor's Degree or Higher 40.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,581

Total Housing Units

14,148

Occupied Units

433

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 74.2%
Renter 25.8%

$288,800

Median Home Value

+46% vs state

$1,127

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.9%

YoY Change (2024)

235

HPI Index (2000 = 100)

+135%

Total Change Since 2000

Home values in ZIP 45150 have increased 10.9% over the past year (2024). Since 2000, this ZIP has seen +135% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.8% 152
2021 +13.0% 171
2022 +12.5% 193
2023 +9.9% 212
2024 +10.9% 235

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 936 business establishments in ZIP 45150, employing approximately 15,649 people with a combined annual payroll of $816,519,000.

936

Businesses

15,649

Employees

$816.5M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 115 12.3%
Retail trade 111 11.9%
Accommodation and food services 109 11.7%
Other services (except public administration) 101 10.8%
Health care and social assistance 93 9.9%
Professional, scientific, and technical services 88 9.4%
Wholesale trade 51 5.5%
Finance and insurance 51 5.5%
Administrative and support and waste management and remediation services 48 5.1%
Real estate and rental and leasing 45 4.8%
Manufacturing 35 3.7%
Arts, entertainment, and recreation 21 2.2%
Transportation and warehousing 20 2.1%
Information 20 2.1%
Management of companies and enterprises 13 1.4%
Educational services 9 1.0%
Utilities 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45150 vs 45174 →

ZIP Code City Population Distance
45174 Terrace Park, OH 2,258 4.2 mi
45111 Camp Dennison, OH 376 3.7 mi
45147 Miamiville, OH 147 4.1 mi
45140 Loveland, OH 53,267 6.4 mi
45243 Cincinnati, OH 14,891 6.0 mi
45160 Owensville, OH 699 5.9 mi
45244 Cincinnati, OH 28,565 6.0 mi
45245 Cincinnati, OH 18,542 7.5 mi
45158 Newtonsville, OH 370 7.7 mi
45103 Batavia, OH 31,485 6.9 mi

More ZIP Codes in Clermont County

Frequently Asked Questions

What county is ZIP code 45150 in?
ZIP code 45150 (Milford) is located in Clermont County, Ohio. Clermont County contains multiple ZIP codes, see the full list at /counties/clermont-oh.
What is the population of ZIP code 45150?
ZIP code 45150 in Milford, OH has a population of 31,394 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45150?
The median household income in ZIP 45150 is $93,595, which is 23% above the national average of $76,288.
What is the average home value in ZIP 45150?
The median home value in ZIP 45150 is $288,800, which is 4% above the national average of $278,155.
What is the demographic makeup of ZIP 45150?
The largest racial group in ZIP 45150 is White at 92.2%. Hispanic or Latino residents make up 1.8% of the population.
How many businesses are in ZIP code 45150?
ZIP code 45150 has 936 business establishments employing approximately 15,649 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45150?
The top industries by establishment count in ZIP 45150 are: Construction (115), Retail trade (111), Accommodation and food services (109). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 45150?
According to the FHFA House Price Index, home values in ZIP 45150 increased by 10.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 135%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45150?
In ZIP code 45150, 67.8% of residents aged 25+ have a high school diploma or higher, and 40.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45150?
The mean commute time for workers in ZIP code 45150 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45150?
In ZIP code 45150, approximately 74.2% of occupied housing units are owner-occupied and 25.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45150?
The poverty rate in ZIP code 45150 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Milford, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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