ZIP Code 45140
standardSource:
Loveland · Clermont County · Ohio
- Population
- 53,267
- Median income
- $114,827
- Median home value
- $360,300
- Bachelor's or higher
- 52.5%
- Land area
- 120.0 sq mi
444/sq mi
▲ 51% vs US
higher than 89% of US ZIPs
▲ 30% vs US
higher than 75% of US ZIPs
Median age 41.6
New York
ZIP code 45140 in Loveland, Ohio has a population of 53,267. The median household income is $114,827, which is 51% above the national average. Median home value is $360,300, 30% above the US average. 52.5% of residents hold a bachelor's degree or higher.
ZIP code 45140 is classified by USPS as a standard delivery area and covers roughly 120.0 square miles in Loveland, Clermont County, Ohio. The area is home to 53,267 residents, producing a population density of 444 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45140 against Ohio and the nation.
On the economic side, the median household income for ZIP 45140 sits at $114,827 (57% above the Ohio average), while per-capita income is $58,296. The poverty rate stands at 4.6% and the unemployment rate at 3.7%. On housing, the median home value is $360,300 (83% above the state average) with median rent at $1,478 per month, and 80.4% of occupied units are owner-occupied, a direct signal of whether 45140 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 52.5% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clermont County, so you can benchmark 45140 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45140
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45140.
- Construction
Construction
126 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
126 establishments
- Retail trade
Retail trade
101 establishments
- Health care and social assistance
Health care and social assistance
98 establishments
- Other services (except public administration)
Other services (except public administration)
87 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45140, Loveland, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
53,267
Population
120.0
Area (sq mi)
444
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45140?
41.6
Median Age
49.6%
Male
50.4%
Female
6.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$114,827
Median Household Income
+57% vs state
$58,296
Per Capita Income
4.6%
Poverty Rate
3.7%
Unemployment Rate
27.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
22,880
Total Housing Units
22,015
Occupied Units
865
Vacant Units
2.58
Avg Household Size
Occupancy Type
$360,300
Median Home Value
+83% vs state
$1,478
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.0%
YoY Change (2024)
229
HPI Index (2000 = 100)
+129%
Total Change Since 2000
Home values in ZIP 45140 have increased 8.0% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 148 |
| 2021 | +11.6% | 165 |
| 2022 | +17.0% | 193 |
| 2023 | +9.8% | 212 |
| 2024 | +8.0% | 229 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 962 business establishments in ZIP 45140, employing approximately 11,981 people with a combined annual payroll of $641,009,000.
962
Businesses
11,981
Employees
$641.0M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 126 | 13.1% |
| Professional, scientific, and technical services | 126 | 13.1% |
| Retail trade | 101 | 10.5% |
| Health care and social assistance | 98 | 10.2% |
| Other services (except public administration) | 87 | 9.0% |
| Accommodation and food services | 78 | 8.1% |
| Administrative and support and waste management and remediation services | 69 | 7.2% |
| Finance and insurance | 58 | 6.0% |
| Wholesale trade | 51 | 5.3% |
| Real estate and rental and leasing | 50 | 5.2% |
| Manufacturing | 31 | 3.2% |
| Transportation and warehousing | 27 | 2.8% |
| Arts, entertainment, and recreation | 21 | 2.2% |
| Educational services | 19 | 2.0% |
| Information | 14 | 1.5% |
| Management of companies and enterprises | 5 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45140 vs 45039 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45039 | Maineville, OH | 22,814 | 4.9 mi |
| 45147 | Miamiville, OH | 147 | 4.3 mi |
| 45150 | Milford, OH | 31,394 | 6.4 mi |
| 45249 | Cincinnati, OH | 12,902 | 4.8 mi |
| 45034 | Kings Mills, OH | 1,184 | 7.0 mi |
| 45111 | Camp Dennison, OH | 376 | 5.0 mi |
| 45242 | Cincinnati, OH | 22,055 | 6.2 mi |
| 45065 | South Lebanon, OH | 4,442 | 8.0 mi |
| 45122 | Goshen, OH | 11,054 | 7.2 mi |
| 45040 | Mason, OH | 50,627 | 7.5 mi |
More ZIP Codes in Clermont County
Related Areas
Frequently Asked Questions
What county is ZIP code 45140 in? ▼
What is the population of ZIP code 45140? ▼
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How many businesses are in ZIP code 45140? ▼
What are the main industries in ZIP code 45140? ▼
How have home values changed in ZIP code 45140? ▼
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What is the average commute time in ZIP 45140? ▼
What percentage of residents own vs. rent in ZIP 45140? ▼
What is the poverty rate in ZIP code 45140? ▼
ZIP Code Research Guides
Official Data Resources for Loveland, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.