ZIP Code 45249
standardSource:
Cincinnati · Hamilton County · Ohio
- Population
- 12,902
- Median income
- $105,804
- Median home value
- $495,000
- Bachelor's or higher
- 66.8%
- Land area
- 17.0 sq mi
761/sq mi
▲ 39% vs US
higher than 85% of US ZIPs
▲ 78% vs US
higher than 87% of US ZIPs
Median age 39.1
New York
ZIP code 45249 in Cincinnati, Ohio has a population of 12,902. The median household income is $105,804, which is 39% above the national average. Median home value is $495,000, 78% above the US average. 66.8% of residents hold a bachelor's degree or higher.
ZIP code 45249 is classified by USPS as a standard delivery area and covers roughly 17.0 square miles in Cincinnati, Hamilton County, Ohio. The area is home to 12,902 residents, producing a population density of 761 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45249 against Ohio and the nation.
On the economic side, the median household income for ZIP 45249 sits at $105,804 (45% above the Ohio average), while per-capita income is $64,324. The poverty rate stands at 8.9% and the unemployment rate at 2.8%. On housing, the median home value is $495,000 (151% above the state average) with median rent at $1,519 per month, and 66.8% of occupied units are owner-occupied, a direct signal of whether 45249 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 66.8% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 24 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45249 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45249
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45249.
- Professional, scientific, and technical services
Professional, scientific, and technical services
105 establishments
- Retail trade
Retail trade
99 establishments
- Health care and social assistance
Health care and social assistance
75 establishments
- Accommodation and food services
Accommodation and food services
64 establishments
- Other services (except public administration)
Other services (except public administration)
64 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45249, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
12,902
Population
17.0
Area (sq mi)
761
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45249?
39.1
Median Age
49.4%
Male
50.6%
Female
18.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$105,804
Median Household Income
+45% vs state
$64,324
Per Capita Income
8.9%
Poverty Rate
2.8%
Unemployment Rate
23.5 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,981
Total Housing Units
5,638
Occupied Units
343
Vacant Units
2.57
Avg Household Size
Occupancy Type
$495,000
Median Home Value
+151% vs state
$1,519
Median Rent
1986
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.5%
YoY Change (2024)
209
HPI Index (2000 = 100)
+109%
Total Change Since 2000
Home values in ZIP 45249 have increased 3.5% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.5% | 143 |
| 2021 | +11.1% | 159 |
| 2022 | +10.4% | 176 |
| 2023 | +14.8% | 202 |
| 2024 | +3.5% | 209 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 697 business establishments in ZIP 45249, employing approximately 18,620 people with a combined annual payroll of $1,215,595,000.
697
Businesses
18,620
Employees
$1.2B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 105 | 15.1% |
| Retail trade | 99 | 14.2% |
| Health care and social assistance | 75 | 10.8% |
| Accommodation and food services | 64 | 9.2% |
| Other services (except public administration) | 64 | 9.2% |
| Finance and insurance | 52 | 7.5% |
| Real estate and rental and leasing | 41 | 5.9% |
| Wholesale trade | 37 | 5.3% |
| Construction | 35 | 5.0% |
| Administrative and support and waste management and remediation services | 35 | 5.0% |
| Information | 19 | 2.7% |
| Manufacturing | 17 | 2.4% |
| Arts, entertainment, and recreation | 17 | 2.4% |
| Educational services | 15 | 2.1% |
| Transportation and warehousing | 11 | 1.6% |
| Management of companies and enterprises | 8 | 1.1% |
| Utilities | 3 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45249 vs 45242 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45242 | Cincinnati, OH | 22,055 | 2.7 mi |
| 45241 | Cincinnati, OH | 23,044 | 4.0 mi |
| 45040 | Mason, OH | 50,627 | 5.4 mi |
| 45140 | Loveland, OH | 53,267 | 4.8 mi |
| 45243 | Cincinnati, OH | 14,891 | 6.4 mi |
| 45147 | Miamiville, OH | 147 | 5.2 mi |
| 45111 | Camp Dennison, OH | 376 | 5.8 mi |
| 45174 | Terrace Park, OH | 2,258 | 8.1 mi |
| 45236 | Cincinnati, OH | 24,552 | 5.9 mi |
| 45039 | Maineville, OH | 22,814 | 6.0 mi |
More ZIP Codes in Hamilton County
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Frequently Asked Questions
What county is ZIP code 45249 in? ▼
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How many businesses are in ZIP code 45249? ▼
What are the main industries in ZIP code 45249? ▼
How have home values changed in ZIP code 45249? ▼
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What percentage of residents own vs. rent in ZIP 45249? ▼
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ZIP Code Research Guides
Official Data Resources for Cincinnati, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.