PlainZIP

Cincinnati, OH · standard

ZIP Code 45249

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,902
761/sq mi
$105,804
Median income
$495,000
Median home value
66.8%
Bachelor's or higher

The verdict

Cincinnati pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 13%
home value, US ZIPs
761
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45249 against every reporting US ZIP.

ZIP code 45249 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 12,902 residents across 17.0 square miles, a density of 761 people per square mile, in the New York time zone.

ZIP 45249 lands in the middle-income range, with a median household income of $105,804 (45% above the Ohio average), while per-capita income is $64,324. Poverty here runs at 8.9%, with unemployment measured at 2.8%. Median home value sits at $495,000 (151% above the state average), median rent at $1,519 a month, and owner-occupancy at 66.8%.

This is a highly-educated ZIP: 66.8% of adults hold a bachelor's degree or higher, the median age is 39.1, and the average commute is 24 minutes. To put 45249 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hamilton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45249

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45249.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45249, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,902

Population

17.0

Area (sq mi)

761

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45249?

39.1

Median Age

49.4%

Male

50.6%

Female

18.5%

Foreign-Born

White 68.8%
African American 4.3%
Asian 11.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 1.2%
Two or More Ethnicities 9.1%
Hispanic or Latino 9.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$105,804

Median Household Income

+45% vs state

$64,324

Per Capita Income

8.9%

Poverty Rate

2.8%

Unemployment Rate

23.5 min

Mean Commute Time

How ZIP 45249 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$105,804 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.2%
Bachelor's Degree or Higher 66.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,981

Total Housing Units

5,638

Occupied Units

343

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 66.8%
Renter 33.2%

$495,000

Median Home Value

+151% vs state

$1,519

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.5%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 45249 have increased 3.5% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.5% 143
2021 +11.1% 159
2022 +10.4% 176
2023 +14.8% 202
2024 +3.5% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 697 business establishments in ZIP 45249, employing approximately 18,620 people with a combined annual payroll of $1,215,595,000.

697

Businesses

18,620

Employees

$1.2B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 105 15.1%
Retail trade 99 14.2%
Health care and social assistance 75 10.8%
Accommodation and food services 64 9.2%
Other services (except public administration) 64 9.2%
Finance and insurance 52 7.5%
Real estate and rental and leasing 41 5.9%
Wholesale trade 37 5.3%
Construction 35 5.0%
Administrative and support and waste management and remediation services 35 5.0%
Information 19 2.7%
Manufacturing 17 2.4%
Arts, entertainment, and recreation 17 2.4%
Educational services 15 2.1%
Transportation and warehousing 11 1.6%
Management of companies and enterprises 8 1.1%
Utilities 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45249 vs 45242 →

ZIP 45249 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45249 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45249 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45249 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45242 Cincinnati, OH 22,055 2.7 mi
45241 Cincinnati, OH 23,044 4.0 mi
45040 Mason, OH 50,627 5.4 mi
45140 Loveland, OH 53,267 4.8 mi
45243 Cincinnati, OH 14,891 6.4 mi
45147 Miamiville, OH 147 5.2 mi
45111 Camp Dennison, OH 376 5.8 mi
45174 Terrace Park, OH 2,258 8.1 mi
45236 Cincinnati, OH 24,552 5.9 mi
45039 Maineville, OH 22,814 6.0 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45249 in? ▼
ZIP code 45249 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45249? ▼
ZIP code 45249 in Cincinnati, OH has a population of 12,902 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45249? ▼
The median household income in ZIP 45249 is $105,804, which is 39% above the national average of $76,288.
What is the average home value in ZIP 45249? ▼
The median home value in ZIP 45249 is $495,000, which is 78% above the national average of $278,155.
What is the demographic makeup of ZIP 45249? ▼
The largest racial group in ZIP 45249 is White at 68.8%. Hispanic or Latino residents make up 9.9% of the population.
How many businesses are in ZIP code 45249? ▼
ZIP code 45249 has 697 business establishments employing approximately 18,620 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45249? ▼
The top industries by establishment count in ZIP 45249 are: Professional, scientific, and technical services (105), Retail trade (99), Health care and social assistance (75). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 45249? ▼
According to the FHFA House Price Index, home values in ZIP 45249 increased by 3.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45249? ▼
In ZIP code 45249, 77.2% of residents aged 25+ have a high school diploma or higher, and 66.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45249? ▼
The mean commute time for workers in ZIP code 45249 is 23.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45249? ▼
In ZIP code 45249, approximately 66.8% of occupied housing units are owner-occupied and 33.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45249? ▼
The poverty rate in ZIP code 45249 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.