PlainZIP

Cincinnati, OH · standard

ZIP Code 45230

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

27,536
776/sq mi
$89,516
Median income
$262,100
Median home value
54.5%
Bachelor's or higher

The verdict

Cincinnati pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 40%
home value, US ZIPs
776
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45230 against every reporting US ZIP.

ZIP code 45230 is a densely settled ZIP (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, with 27,536 residents across 35.5 square miles, a density of 776 people per square mile, in the New York time zone.

ZIP 45230 lands in the middle-income range, with a median household income of $89,516 (23% above the Ohio average), while per-capita income is $52,995. The poverty rate stands at 8.9% and the unemployment rate at 4.0%. Housing costs here run $262,100 for a typical home value (33% above the state average), with rent averaging $1,053 a month; 74.7% of homes are owner-occupied.

This is a highly-educated ZIP: 54.5% of adults hold a bachelor's degree or higher, the median age is 37.7, and the average commute is 23 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hamilton County, letting you compare 45230 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45230

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45230.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45230, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

27,536

Population

35.5

Area (sq mi)

776

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45230?

37.7

Median Age

45.9%

Male

54.1%

Female

3.5%

Foreign-Born

White 84.6%
African American 4.4%
Asian 1.6%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.7%
Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,516

Median Household Income

+23% vs state

$52,995

Per Capita Income

8.9%

Poverty Rate

4.0%

Unemployment Rate

23.3 min

Mean Commute Time

How ZIP 45230 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$89,516 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.9%
Bachelor's Degree or Higher 54.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,157

Total Housing Units

11,867

Occupied Units

290

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 74.7%
Renter 25.3%

$262,100

Median Home Value

+33% vs state

$1,053

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.0%

YoY Change (2024)

223

HPI Index (2000 = 100)

+123%

Total Change Since 2000

Home values in ZIP 45230 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 148
2021 +10.3% 163
2022 +17.1% 191
2023 +8.9% 208
2024 +7.0% 223

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 435 business establishments in ZIP 45230, employing approximately 4,546 people with a combined annual payroll of $222,992,000.

435

Businesses

4,546

Employees

$223.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 74 17.0%
Health care and social assistance 66 15.2%
Finance and insurance 52 11.9%
Other services (except public administration) 51 11.7%
Real estate and rental and leasing 34 7.8%
Retail trade 31 7.1%
Accommodation and food services 28 6.4%
Construction 25 5.8%
Administrative and support and waste management and remediation services 25 5.8%
Wholesale trade 17 3.9%
Educational services 8 1.8%
Arts, entertainment, and recreation 8 1.8%
Manufacturing 5 1.1%
Information 5 1.1%
Transportation and warehousing 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45230 vs 41085 →

ZIP 45230 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45230 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45230 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45230 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41085 Silver Grove, KY 724 2.7 mi
41075 Fort Thomas, KY 16,459 3.2 mi
45226 Cincinnati, OH 5,476 3.0 mi
45255 Cincinnati, OH 21,775 3.6 mi
45227 Cincinnati, OH 17,486 5.5 mi
41071 Newport, KY 20,869 4.9 mi
41076 Newport, KY 16,468 4.6 mi
45208 Cincinnati, OH 17,614 4.8 mi
45244 Cincinnati, OH 28,565 4.6 mi
41059 Melbourne, KY 2,712 5.2 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45230 in? ▼
ZIP code 45230 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45230? ▼
ZIP code 45230 in Cincinnati, OH has a population of 27,536 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45230? ▼
The median household income in ZIP 45230 is $89,516, which is 17% above the national average of $76,288.
What is the average home value in ZIP 45230? ▼
The median home value in ZIP 45230 is $262,100, which is 6% below the national average of $278,155.
What is the demographic makeup of ZIP 45230? ▼
The largest racial group in ZIP 45230 is White at 84.6%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 45230? ▼
ZIP code 45230 has 435 business establishments employing approximately 4,546 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45230? ▼
The top industries by establishment count in ZIP 45230 are: Professional, scientific, and technical services (74), Health care and social assistance (66), Finance and insurance (52). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45230? ▼
According to the FHFA House Price Index, home values in ZIP 45230 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45230? ▼
In ZIP code 45230, 71.9% of residents aged 25+ have a high school diploma or higher, and 54.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45230? ▼
The mean commute time for workers in ZIP code 45230 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45230? ▼
In ZIP code 45230, approximately 74.7% of occupied housing units are owner-occupied and 25.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45230? ▼
The poverty rate in ZIP code 45230 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.