Cincinnati, OH · standard
ZIP Code 45230
Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 27,536
- 776/sq mi High-density area
- $89,516
- Median income Above-median income area
- $262,100
- Median home value Near-median home value
- 54.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cincinnati pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- Top 40%
- home value, US ZIPs
- 776
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45230 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45230 (Cincinnati, OH) rose +7.0% from 2023 to 2024. The all-transactions index moved from 208.1 in 2023 to 222.7 in 2024 (2000 = 100).
ZIP code 45230 is a densely settled ZIP (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, with 27,536 residents across 35.5 square miles, a density of 776 people per square mile, in the New York time zone.
ZIP 45230 lands in the middle-income range, with a median household income of $89,516 (23% above the average Ohio ZIP), while per-capita income is $52,995. The poverty rate is 8.9%, with unemployment at 4.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $262,100 (33% above the average Ohio ZIP), while 74.7% of occupied homes are owner-occupied and median rent is $1,053.
This is a highly-educated ZIP: 54.5% of adults hold a bachelor's degree or higher, the median age is 37.7, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 45230 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45230
Top 5 sectors by establishment count in Cincinnati, OH
Which industries have the most business establishments in ZIP 45230.
- Professional, scientific, and technical services
Professional, scientific, and technical services
74 establishments
- Health care and social assistance
Health care and social assistance
66 establishments
- Finance and insurance
Finance and insurance
52 establishments
- Other services (except public administration)
Other services (except public administration)
51 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
34 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45230, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
27,536
Population
35.5
Area (sq mi)
776
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45230?
37.7
Median Age
45.9%
Male
54.1%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$89,516
Median Household Income
+23% vs state ZIP avg
$52,995
Per Capita Income
8.9%
Poverty Rate
4.0%
Unemployment Rate
23.3 min
Mean Commute Time
How ZIP 45230 ranks among Ohio ZIPs
Cincinnati, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$89,516 Top 20% higher than 80% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,157housing units
12,157
Total Housing Units
11,867
Occupied Units
290
Vacant Units
2.29
Avg Household Size
Occupancy Type
$262,100
Median Home Value
+33% vs state ZIP avg
$1,053
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2024)
223
HPI Index (2000 = 100)
+123%
Total Change Since 2000
Home values in ZIP 45230 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 148 |
| 2021 | +10.3% | 163 |
| 2022 | +17.1% | 191 |
| 2023 | +8.9% | 208 |
| 2024 | +7.0% | 223 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 435 business establishments in ZIP 45230, employing approximately 4,546 people with a combined annual payroll of $222,992,000.
435
Businesses
4,546
Employees
$223.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 74 | 17.0% |
| Health care and social assistance | 66 | 15.2% |
| Finance and insurance | 52 | 11.9% |
| Other services (except public administration) | 51 | 11.7% |
| Real estate and rental and leasing | 34 | 7.8% |
| Retail trade | 31 | 7.1% |
| Accommodation and food services | 28 | 6.4% |
| Construction | 25 | 5.8% |
| Administrative and support and waste management and remediation services | 25 | 5.8% |
| Wholesale trade | 17 | 3.9% |
| Educational services | 8 | 1.8% |
| Arts, entertainment, and recreation | 8 | 1.8% |
| Manufacturing | 5 | 1.1% |
| Information | 5 | 1.1% |
| Transportation and warehousing | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45230 vs 41085 →
ZIP 45230 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45244
Cincinnati (45244)
28,565 residents
- 45230
Cincinnati (45230)
27,536 residents
- 45255
Cincinnati (45255)
21,775 residents
- 41071
Newport (41071)
20,869 residents
- 45208
Cincinnati (45208)
17,614 residents
- 45227
Cincinnati (45227)
17,486 residents
- 41076
Newport (41076)
16,468 residents
- 41075
Fort Thomas (41075)
16,459 residents
- 45226 5,476
Cincinnati (45226)
5,476 residents
What this shows Among its immediate neighbors, ZIP 45230 ranks #2 by population - useful context the national average alone can't give.
ZIP 45230 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45208
Cincinnati (45208)
$137,600 median income
- 45244
Cincinnati (45244)
$109,287 median income
- 41075
Fort Thomas (41075)
$104,875 median income
- 45226
Cincinnati (45226)
$97,558 median income
- 45255
Cincinnati (45255)
$92,035 median income
- 45230
Cincinnati (45230)
$89,516 median income
- 41085
Silver Grove (41085)
$77,757 median income
- 41076
Newport (41076)
$73,283 median income
- 45227
Cincinnati (45227)
$71,646 median income
What this shows By household income, ZIP 45230 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 41085 | Silver Grove, KY | 724 | 2.7 mi |
| 41075 | Fort Thomas, KY | 16,459 | 3.2 mi |
| 45226 | Cincinnati, OH | 5,476 | 3.0 mi |
| 45255 | Cincinnati, OH | 21,775 | 3.6 mi |
| 45227 | Cincinnati, OH | 17,486 | 5.5 mi |
| 41071 | Newport, KY | 20,869 | 4.9 mi |
| 41076 | Newport, KY | 16,468 | 4.6 mi |
| 45208 | Cincinnati, OH | 17,614 | 4.8 mi |
| 45244 | Cincinnati, OH | 28,565 | 4.6 mi |
| 41059 | Melbourne, KY | 2,712 | 5.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45230, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (27,536 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45230 in?
ZIP code 45230 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45230?
ZIP code 45230 in Cincinnati, OH has a population of 27,536 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45230?
The median household income in ZIP 45230 is $89,516, which is 17% above the national average of $76,288.
What is the average home value in ZIP 45230?
The median home value in ZIP 45230 is $262,100, which is 6% below the national average of $278,155.
What is the demographic makeup of ZIP 45230?
The largest racial group in ZIP 45230 is White at 84.6%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 45230?
ZIP code 45230 has 435 business establishments employing approximately 4,546 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45230?
The top industries by establishment count in ZIP 45230 are: Professional, scientific, and technical services (74), Health care and social assistance (66), Finance and insurance (52). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45230?
According to the FHFA House Price Index, home values in ZIP 45230 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45230?
In ZIP code 45230, 71.9% of residents aged 25+ have a high school diploma or higher, and 54.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45230?
The mean commute time for workers in ZIP code 45230 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45230?
In ZIP code 45230, approximately 74.7% of occupied housing units are owner-occupied and 25.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45230?
The poverty rate in ZIP code 45230 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45230's numbers, next.
- See how ZIP 45230 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cincinnati, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.