PlainZIP

Fort Thomas, KY · standard

ZIP Code 41075

Campbell County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,459
1,056/sq mi
$104,875
Median income
$335,600
Median home value
54.9%
Bachelor's or higher

The verdict

Fort Thomas pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 28%
home value, US ZIPs
1,056
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41075 against every reporting US ZIP.

ZIP code 41075 is a mid-sized community (a standard USPS delivery area) in Fort Thomas, Campbell County, Kentucky, home to 16,459 residents across 15.6 square miles, a density of 1,056 people per square mile, in the New York time zone.

ZIP 41075 lands in the middle-income range, with a median household income of $104,875 (76% above the Kentucky average), while per-capita income is $54,063. 6.2% of residents live below the poverty line, and the unemployment rate reads 3.5%. Median home value sits at $335,600 (111% above the state average), median rent at $1,126 a month, and owner-occupancy at 71.1%.

This is a highly-educated ZIP: 54.9% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Campbell County, so you can benchmark 41075 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 41075

Top 5 sectors by establishment count in Fort Thomas, KY

Which industries have the most business establishments in ZIP 41075.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41075, Fort Thomas, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,459

Population

15.6

Area (sq mi)

1,056

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41075?

38.7

Median Age

49.7%

Male

50.3%

Female

2.5%

Foreign-Born

White 89.2%
African American 2.3%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.0%
Hispanic or Latino 2.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,875

Median Household Income

+76% vs state

$54,063

Per Capita Income

6.2%

Poverty Rate

3.5%

Unemployment Rate

21.1 min

Mean Commute Time

How ZIP 41075 ranks nationally

Fort Thomas, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,875 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.8%
Bachelor's Degree or Higher 54.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,753

Total Housing Units

6,557

Occupied Units

196

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 71.1%
Renter 28.9%

$335,600

Median Home Value

+111% vs state

$1,126

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

250

HPI Index (2000 = 100)

+150%

Total Change Since 2000

Home values in ZIP 41075 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +150% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 177
2021 +9.7% 194
2022 +12.1% 218
2023 +8.9% 237
2024 +5.5% 250

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 275 business establishments in ZIP 41075, employing approximately 2,992 people with a combined annual payroll of $156,300,000.

275

Businesses

2,992

Employees

$156.3M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 46 16.7%
Construction 33 12.0%
Professional, scientific, and technical services 30 10.9%
Other services (except public administration) 28 10.2%
Finance and insurance 25 9.1%
Real estate and rental and leasing 21 7.6%
Retail trade 17 6.2%
Administrative and support and waste management and remediation services 16 5.8%
Accommodation and food services 16 5.8%
Wholesale trade 12 4.4%
Arts, entertainment, and recreation 9 3.3%
Information 7 2.5%
Transportation and warehousing 6 2.2%
Educational services 5 1.8%
Management of companies and enterprises 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41075 vs 41071 →

ZIP 41075 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41075 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41075 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41075 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41071 Newport, KY 20,869 1.8 mi
41074 Dayton, KY 5,338 2.4 mi
41073 Bellevue, KY 5,955 2.2 mi
41099 Newport, KY 1,169 3.1 mi
45226 Cincinnati, OH 5,476 2.7 mi
45230 Cincinnati, OH 27,536 3.2 mi
41014 Covington, KY 6,942 3.1 mi
45208 Cincinnati, OH 17,614 3.9 mi
41076 Newport, KY 16,468 4.4 mi
45202 Cincinnati, OH 15,483 3.4 mi

More ZIP Codes in Campbell County

41071 standard
Newport, KY
Pop: 20,869
41076 standard
Newport, KY
Pop: 16,468
41001 standard
Alexandria, KY
Pop: 16,412
41073 standard
Bellevue, KY
Pop: 5,955
41074 standard
Dayton, KY
Pop: 5,338
41007 standard
California, KY
Pop: 4,193

Related Areas

Campbell County Fort Thomas, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41075 in? ▼
ZIP code 41075 (Fort Thomas) is located in Campbell County, Kentucky. Campbell County contains multiple ZIP codes, see the full list at /counties/campbell-ky.
What is the population of ZIP code 41075? ▼
ZIP code 41075 in Fort Thomas, KY has a population of 16,459 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41075? ▼
The median household income in ZIP 41075 is $104,875, which is 37% above the national average of $76,288.
What is the average home value in ZIP 41075? ▼
The median home value in ZIP 41075 is $335,600, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 41075? ▼
The largest racial group in ZIP 41075 is White at 89.2%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 41075? ▼
ZIP code 41075 has 275 business establishments employing approximately 2,992 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41075? ▼
The top industries by establishment count in ZIP 41075 are: Health care and social assistance (46), Construction (33), Professional, scientific, and technical services (30). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 41075? ▼
According to the FHFA House Price Index, home values in ZIP 41075 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 150%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41075? ▼
In ZIP code 41075, 71.8% of residents aged 25+ have a high school diploma or higher, and 54.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41075? ▼
The mean commute time for workers in ZIP code 41075 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41075? ▼
In ZIP code 41075, approximately 71.1% of occupied housing units are owner-occupied and 28.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41075? ▼
The poverty rate in ZIP code 41075 is 6.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.