PlainZIP

Cincinnati, OH · standard

ZIP Code 45206

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,745
2,064/sq mi
$62,648
Median income
$271,700
Median home value
54.0%
Bachelor's or higher

The verdict

Cincinnati pairs a below-median household income with above-median home values, in a suburban-density, renter-heavy area.

34th pct
household income, US ZIPs
Top 38%
home value, US ZIPs
2,064
people per sq mi
37%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45206 against every reporting US ZIP.

ZIP code 45206 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 10,745 residents across 5.2 square miles, a density of 2,064 people per square mile, in the New York time zone.

ZIP 45206 reports a modest median household income of $62,648 (14% below the Ohio average), while per-capita income is $57,317. 20.0% of residents live below the poverty line, and the unemployment rate reads 2.4%. The typical home here is valued at $271,700 (38% above the state average); renters pay a median of $933 monthly, and 37.0% of units are owner-occupied.

This is a highly-educated ZIP: 54.0% of adults hold a bachelor's degree or higher, the median age is 37.2, and the average commute is 18 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45206 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45206

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45206.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45206, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,745

Population

5.2

Area (sq mi)

2,064

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45206?

37.2

Median Age

47.5%

Male

52.5%

Female

3.8%

Foreign-Born

White 52.2%
African American 33.4%
Asian 3.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.1%
Hispanic or Latino 3.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,648

Median Household Income

-14% vs state

$57,317

Per Capita Income

20.0%

Poverty Rate

2.4%

Unemployment Rate

18.0 min

Mean Commute Time

How ZIP 45206 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$62,648 34th percentile higher than 34% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.4%
Bachelor's Degree or Higher 54.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,038

Total Housing Units

5,974

Occupied Units

1,064

Vacant Units

1.66

Avg Household Size

Occupancy Type

Owner 37.0%
Renter 63.0%

$271,700

Median Home Value

+38% vs state

$933

Median Rent

1944

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.4%

YoY Change (2024)

282

HPI Index (2000 = 100)

+182%

Total Change Since 2000

Home values in ZIP 45206 have increased 3.4% over the past year (2024). Since 2000, this ZIP has seen +182% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.2% 198
2021 +3.9% 206
2022 +21.0% 249
2023 +9.4% 272
2024 +3.4% 282

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 352 business establishments in ZIP 45206, employing approximately 5,758 people with a combined annual payroll of $333,155,000.

352

Businesses

5,758

Employees

$333.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 72 20.4%
Professional, scientific, and technical services 59 16.8%
Accommodation and food services 29 8.2%
Other services (except public administration) 29 8.2%
Retail trade 26 7.4%
Finance and insurance 20 5.7%
Administrative and support and waste management and remediation services 20 5.7%
Wholesale trade 17 4.8%
Real estate and rental and leasing 17 4.8%
Manufacturing 16 4.5%
Educational services 13 3.7%
Construction 12 3.4%
Arts, entertainment, and recreation 10 2.8%
Transportation and warehousing 4 1.1%
Information 4 1.1%
Management of companies and enterprises 4 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45206 vs 45207 →

ZIP 45206 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45206 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45206 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45206 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45207 Cincinnati, OH 7,974 1.2 mi
45229 Cincinnati, OH 13,020 1.8 mi
45219 Cincinnati, OH 16,526 1.5 mi
41073 Bellevue, KY 5,955 1.8 mi
41074 Dayton, KY 5,338 1.5 mi
45202 Cincinnati, OH 15,483 1.6 mi
45217 Cincinnati, OH 6,566 2.9 mi
41071 Newport, KY 20,869 3.7 mi
45208 Cincinnati, OH 17,614 2.7 mi
45220 Cincinnati, OH 15,313 2.4 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45206 in? ▼
ZIP code 45206 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45206? ▼
ZIP code 45206 in Cincinnati, OH has a population of 10,745 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45206? ▼
The median household income in ZIP 45206 is $62,648, which is 18% below the national average of $76,288.
What is the average home value in ZIP 45206? ▼
The median home value in ZIP 45206 is $271,700, which is 2% below the national average of $278,155.
What is the demographic makeup of ZIP 45206? ▼
The largest racial group in ZIP 45206 is White at 52.2%. Hispanic or Latino residents make up 3.9% of the population.
How many businesses are in ZIP code 45206? ▼
ZIP code 45206 has 352 business establishments employing approximately 5,758 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45206? ▼
The top industries by establishment count in ZIP 45206 are: Health care and social assistance (72), Professional, scientific, and technical services (59), Accommodation and food services (29). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45206? ▼
According to the FHFA House Price Index, home values in ZIP 45206 increased by 3.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 182%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45206? ▼
In ZIP code 45206, 67.4% of residents aged 25+ have a high school diploma or higher, and 54.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45206? ▼
The mean commute time for workers in ZIP code 45206 is 18.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45206? ▼
In ZIP code 45206, approximately 37.0% of occupied housing units are owner-occupied and 63.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45206? ▼
The poverty rate in ZIP code 45206 is 20.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.