Cincinnati, OH · standard
ZIP Code 45202
Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,483
- 2,206/sq mi High-density area
- $95,633
- Median income Above-median income area
- $443,600
- Median home value Above-median home value
- 63.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cincinnati pairs an upper-quartile household income with upper-quartile home values, in a suburban-density, renter-heavy area.
- Top 22%
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 2,206
- people per sq mi
- 26%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45202 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45202 (Cincinnati, OH) rose +6.4% from 2023 to 2024. The all-transactions index moved from 242.8 in 2023 to 258.4 in 2024 (2000 = 100).
ZIP code 45202 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 15,483 residents across 7.0 square miles, a density of 2,206 people per square mile, in the New York time zone.
ZIP 45202 lands in the middle-income range, with a median household income of $95,633 (31% above the average Ohio ZIP), while per-capita income is $75,412. The poverty rate is 16.2%, with unemployment at 3.9%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $443,600 (125% above the average Ohio ZIP), with only 26.4% owner-occupied homes and median rent of $1,584.
This is a highly-educated ZIP: 63.6% of adults hold a bachelor's degree or higher, the median age is 33.3, and the average commute is 19 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 45202 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45202
Top 5 sectors by establishment count in Cincinnati, OH
Which industries have the most business establishments in ZIP 45202.
- Professional, scientific, and technical services
Professional, scientific, and technical services
517 establishments
- Accommodation and food services
Accommodation and food services
294 establishments
- Finance and insurance
Finance and insurance
225 establishments
- Other services (except public administration) 194
Other services (except public administration)
194 establishments
- Real estate and rental and leasing 145
Real estate and rental and leasing
145 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45202, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,483
Population
7.0
Area (sq mi)
2,206
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45202?
33.3
Median Age
53.8%
Male
46.2%
Female
7.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$95,633
Median Household Income
+31% vs state ZIP avg
$75,412
Per Capita Income
16.2%
Poverty Rate
3.9%
Unemployment Rate
19.1 min
Mean Commute Time
How ZIP 45202 ranks among Ohio ZIPs
Cincinnati, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$95,633 Top 14% higher than 86% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,940housing units
11,940
Total Housing Units
10,250
Occupied Units
1,690
Vacant Units
1.62
Avg Household Size
Occupancy Type
$443,600
Median Home Value
+125% vs state ZIP avg
$1,584
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.4%
YoY Change (2024)
258
HPI Index (2000 = 100)
+158%
Total Change Since 2000
Home values in ZIP 45202 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +158% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -1.4% | 193 |
| 2021 | +8.1% | 209 |
| 2022 | +9.6% | 229 |
| 2023 | +6.2% | 243 |
| 2024 | +6.4% | 258 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 2,134 business establishments in ZIP 45202, employing approximately 72,665 people with a combined annual payroll of $8,073,353,000.
2,134
Businesses
72,665
Employees
$8.1B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 517 | 24.2% |
| Accommodation and food services | 294 | 13.8% |
| Finance and insurance | 225 | 10.5% |
| Other services (except public administration) | 194 | 9.1% |
| Real estate and rental and leasing | 145 | 6.8% |
| Retail trade | 130 | 6.1% |
| Health care and social assistance | 126 | 5.9% |
| Administrative and support and waste management and remediation services | 95 | 4.5% |
| Management of companies and enterprises | 76 | 3.6% |
| Information | 69 | 3.2% |
| Transportation and warehousing | 56 | 2.6% |
| Wholesale trade | 49 | 2.3% |
| Arts, entertainment, and recreation | 47 | 2.2% |
| Construction | 46 | 2.2% |
| Manufacturing | 26 | 1.2% |
| Educational services | 25 | 1.2% |
| Utilities | 13 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45202 vs 45219 →
ZIP 45202 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41071
Newport (41071)
20,869 residents
- 45219
Cincinnati (45219)
16,526 residents
- 45202
Cincinnati (45202)
15,483 residents
- 45220
Cincinnati (45220)
15,313 residents
- 45229
Cincinnati (45229)
13,020 residents
- 45206
Cincinnati (45206)
10,745 residents
- 45214
Cincinnati (45214)
8,738 residents
- 41014 6,942
Covington (41014)
6,942 residents
- 41073 5,955
Bellevue (41073)
5,955 residents
What this shows Among its immediate neighbors, ZIP 45202 ranks #3 by population - useful context the national average alone can't give.
ZIP 45202 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45202
Cincinnati (45202)
$95,633 median income
- 41073
Bellevue (41073)
$71,166 median income
- 41074
Dayton (41074)
$66,087 median income
- 45206
Cincinnati (45206)
$62,648 median income
- 41014
Covington (41014)
$61,382 median income
- 41071
Newport (41071)
$59,976 median income
- 45220
Cincinnati (45220)
$53,440 median income
- 45219 $35,657
Cincinnati (45219)
$35,657 median income
- 45229 $32,263
Cincinnati (45229)
$32,263 median income
What this shows By household income, ZIP 45202 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45219 | Cincinnati, OH | 16,526 | 1.4 mi |
| 41073 | Bellevue, KY | 5,955 | 1.3 mi |
| 45203 | Cincinnati, OH | 2,236 | 1.7 mi |
| 45206 | Cincinnati, OH | 10,745 | 1.6 mi |
| 41074 | Dayton, KY | 5,338 | 2.1 mi |
| 41014 | Covington, KY | 6,942 | 3.0 mi |
| 41071 | Newport, KY | 20,869 | 2.6 mi |
| 45214 | Cincinnati, OH | 8,738 | 2.4 mi |
| 45220 | Cincinnati, OH | 15,313 | 2.9 mi |
| 45229 | Cincinnati, OH | 13,020 | 3.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45202, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,483 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45202 in?
ZIP code 45202 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45202?
ZIP code 45202 in Cincinnati, OH has a population of 15,483 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45202?
The median household income in ZIP 45202 is $95,633, which is 25% above the national average of $76,288.
What is the average home value in ZIP 45202?
The median home value in ZIP 45202 is $443,600, which is 59% above the national average of $278,155.
What is the demographic makeup of ZIP 45202?
The largest racial group in ZIP 45202 is White at 68.9%. Hispanic or Latino residents make up 4.2% of the population.
How many businesses are in ZIP code 45202?
ZIP code 45202 has 2,134 business establishments employing approximately 72,665 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45202?
The top industries by establishment count in ZIP 45202 are: Professional, scientific, and technical services (517), Accommodation and food services (294), Finance and insurance (225). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 45202?
According to the FHFA House Price Index, home values in ZIP 45202 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 158%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45202?
In ZIP code 45202, 76.3% of residents aged 25+ have a high school diploma or higher, and 63.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45202?
The mean commute time for workers in ZIP code 45202 is 19.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45202?
In ZIP code 45202, approximately 26.4% of occupied housing units are owner-occupied and 73.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45202?
The poverty rate in ZIP code 45202 is 16.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45202's numbers, next.
- See how ZIP 45202 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cincinnati, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.