PlainZIP

Cincinnati, OH · standard

ZIP Code 45226

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,476
375/sq mi
$97,558
Median income
$408,400
Median home value
72.9%
Bachelor's or higher

The verdict

Cincinnati pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 21%
household income, US ZIPs
Top 20%
home value, US ZIPs
375
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45226 against every reporting US ZIP.

ZIP code 45226 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 5,476 residents across 14.6 square miles, a density of 375 people per square mile, in the New York time zone.

ZIP 45226 lands in the middle-income range, with a median household income of $97,558 (34% above the Ohio average), while per-capita income is $78,181. 6.5% of residents live below the poverty line, and the unemployment rate reads 1.7%. Housing costs here run $408,400 for a typical home value (107% above the state average), with rent averaging $1,226 a month; 62.9% of homes are owner-occupied.

This is a highly-educated ZIP: 72.9% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is -. To put 45226 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hamilton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45226

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45226.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45226, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,476

Population

14.6

Area (sq mi)

375

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45226?

35.6

Median Age

49.6%

Male

50.4%

Female

2.5%

Foreign-Born

White 86.2%
African American 2.3%
Asian 2.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.2%
Hispanic or Latino 5.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,558

Median Household Income

+34% vs state

$78,181

Per Capita Income

6.5%

Poverty Rate

1.7%

Unemployment Rate

How ZIP 45226 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$97,558 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.2%
Bachelor's Degree or Higher 72.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,195

Total Housing Units

2,910

Occupied Units

285

Vacant Units

1.99

Avg Household Size

Occupancy Type

Owner 62.9%
Renter 37.1%

$408,400

Median Home Value

+107% vs state

$1,226

Median Rent

1947

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.4%

YoY Change (2024)

246

HPI Index (2000 = 100)

+146%

Total Change Since 2000

Home values in ZIP 45226 have increased 10.4% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 178
2021 +10.6% 196
2022 +6.2% 209
2023 +6.7% 223
2024 +10.4% 246

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 302 business establishments in ZIP 45226, employing approximately 6,407 people with a combined annual payroll of $536,455,000.

302

Businesses

6,407

Employees

$536.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 51 16.9%
Accommodation and food services 27 8.9%
Transportation and warehousing 25 8.3%
Real estate and rental and leasing 24 8.0%
Wholesale trade 23 7.6%
Retail trade 23 7.6%
Construction 22 7.3%
Administrative and support and waste management and remediation services 22 7.3%
Other services (except public administration) 19 6.3%
Manufacturing 18 6.0%
Health care and social assistance 15 5.0%
Finance and insurance 12 4.0%
Arts, entertainment, and recreation 9 3.0%
Educational services 4 1.3%
Utilities 3 1.0%
Management of companies and enterprises 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45226 vs 45208 →

ZIP 45226 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45226 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45226 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45226 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45208 Cincinnati, OH 17,614 1.8 mi
41074 Dayton, KY 5,338 2.4 mi
45209 Cincinnati, OH 9,605 2.9 mi
41075 Fort Thomas, KY 16,459 2.7 mi
45230 Cincinnati, OH 27,536 3.0 mi
41073 Bellevue, KY 5,955 3.2 mi
45213 Cincinnati, OH 12,013 4.8 mi
45227 Cincinnati, OH 17,486 3.5 mi
45206 Cincinnati, OH 10,745 3.6 mi
45207 Cincinnati, OH 7,974 3.5 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45226 in? ▼
ZIP code 45226 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45226? ▼
ZIP code 45226 in Cincinnati, OH has a population of 5,476 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45226? ▼
The median household income in ZIP 45226 is $97,558, which is 28% above the national average of $76,288.
What is the average home value in ZIP 45226? ▼
The median home value in ZIP 45226 is $408,400, which is 47% above the national average of $278,155.
What is the demographic makeup of ZIP 45226? ▼
The largest racial group in ZIP 45226 is White at 86.2%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 45226? ▼
ZIP code 45226 has 302 business establishments employing approximately 6,407 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45226? ▼
The top industries by establishment count in ZIP 45226 are: Professional, scientific, and technical services (51), Accommodation and food services (27), Transportation and warehousing (25). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45226? ▼
According to the FHFA House Price Index, home values in ZIP 45226 increased by 10.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45226? ▼
In ZIP code 45226, 83.2% of residents aged 25+ have a high school diploma or higher, and 72.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45226? ▼
In ZIP code 45226, approximately 62.9% of occupied housing units are owner-occupied and 37.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45226? ▼
The poverty rate in ZIP code 45226 is 6.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.