Cincinnati, OH · standard
ZIP Code 45226
Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,476
- 375/sq mi High-density area
- $97,558
- Median income Above-median income area
- $408,400
- Median home value Above-median home value
- 72.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cincinnati pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 21%
- household income, US ZIPs
- Top 20%
- home value, US ZIPs
- 375
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45226 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45226 (Cincinnati, OH) rose +10.4% from 2023 to 2024. The all-transactions index moved from 222.6 in 2023 to 245.7 in 2024 (2000 = 100).
ZIP code 45226 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 5,476 residents across 14.6 square miles, a density of 375 people per square mile, in the New York time zone.
ZIP 45226 lands in the middle-income range, with a median household income of $97,558 (34% above the average Ohio ZIP), while per-capita income is $78,181. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.5% and unemployment is 1.7%. Housing is both higher-cost and owner-heavy: median home value is $408,400 (107% above the average Ohio ZIP), while 62.9% of occupied homes are owner-occupied and median rent is $1,226.
This is a highly-educated ZIP: 72.9% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 45226 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45226
Top 5 sectors by establishment count in Cincinnati, OH
Which industries have the most business establishments in ZIP 45226.
- Professional, scientific, and technical services
Professional, scientific, and technical services
51 establishments
- Accommodation and food services
Accommodation and food services
27 establishments
- Transportation and warehousing
Transportation and warehousing
25 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
24 establishments
- Wholesale trade
Wholesale trade
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45226, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,476
Population
14.6
Area (sq mi)
375
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45226?
35.6
Median Age
49.6%
Male
50.4%
Female
2.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$97,558
Median Household Income
+34% vs state ZIP avg
$78,181
Per Capita Income
6.5%
Poverty Rate
1.7%
Unemployment Rate
How ZIP 45226 ranks among Ohio ZIPs
Cincinnati, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$97,558 Top 12% higher than 88% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,195housing units
3,195
Total Housing Units
2,910
Occupied Units
285
Vacant Units
1.99
Avg Household Size
Occupancy Type
$408,400
Median Home Value
+107% vs state ZIP avg
$1,226
Median Rent
1947
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.4%
YoY Change (2024)
246
HPI Index (2000 = 100)
+146%
Total Change Since 2000
Home values in ZIP 45226 have increased 10.4% over the past year (2024). Since 2000, this ZIP has seen +146% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 178 |
| 2021 | +10.6% | 196 |
| 2022 | +6.2% | 209 |
| 2023 | +6.7% | 223 |
| 2024 | +10.4% | 246 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 302 business establishments in ZIP 45226, employing approximately 6,407 people with a combined annual payroll of $536,455,000.
302
Businesses
6,407
Employees
$536.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 51 | 16.9% |
| Accommodation and food services | 27 | 8.9% |
| Transportation and warehousing | 25 | 8.3% |
| Real estate and rental and leasing | 24 | 8.0% |
| Wholesale trade | 23 | 7.6% |
| Retail trade | 23 | 7.6% |
| Construction | 22 | 7.3% |
| Administrative and support and waste management and remediation services | 22 | 7.3% |
| Other services (except public administration) | 19 | 6.3% |
| Manufacturing | 18 | 6.0% |
| Health care and social assistance | 15 | 5.0% |
| Finance and insurance | 12 | 4.0% |
| Arts, entertainment, and recreation | 9 | 3.0% |
| Educational services | 4 | 1.3% |
| Utilities | 3 | 1.0% |
| Management of companies and enterprises | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45226 vs 45208 →
ZIP 45226 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45230
Cincinnati (45230)
27,536 residents
- 45208
Cincinnati (45208)
17,614 residents
- 45227
Cincinnati (45227)
17,486 residents
- 41075
Fort Thomas (41075)
16,459 residents
- 45213
Cincinnati (45213)
12,013 residents
- 45206 10,745
Cincinnati (45206)
10,745 residents
- 45209 9,605
Cincinnati (45209)
9,605 residents
- 45207 7,974
Cincinnati (45207)
7,974 residents
- 41073 5,955
Bellevue (41073)
5,955 residents
What this shows Among its immediate neighbors, ZIP 45226 ranks #0 by population - useful context the national average alone can't give.
ZIP 45226 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45208
Cincinnati (45208)
$137,600 median income
- 41075
Fort Thomas (41075)
$104,875 median income
- 45226
Cincinnati (45226)
$97,558 median income
- 45209
Cincinnati (45209)
$93,420 median income
- 45230
Cincinnati (45230)
$89,516 median income
- 45213
Cincinnati (45213)
$76,356 median income
- 45227
Cincinnati (45227)
$71,646 median income
- 41073
Bellevue (41073)
$71,166 median income
- 41074
Dayton (41074)
$66,087 median income
What this shows By household income, ZIP 45226 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45208 | Cincinnati, OH | 17,614 | 1.8 mi |
| 41074 | Dayton, KY | 5,338 | 2.4 mi |
| 45209 | Cincinnati, OH | 9,605 | 2.9 mi |
| 41075 | Fort Thomas, KY | 16,459 | 2.7 mi |
| 45230 | Cincinnati, OH | 27,536 | 3.0 mi |
| 41073 | Bellevue, KY | 5,955 | 3.2 mi |
| 45213 | Cincinnati, OH | 12,013 | 4.8 mi |
| 45227 | Cincinnati, OH | 17,486 | 3.5 mi |
| 45206 | Cincinnati, OH | 10,745 | 3.6 mi |
| 45207 | Cincinnati, OH | 7,974 | 3.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45226, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,476 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45226 in?
ZIP code 45226 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45226?
ZIP code 45226 in Cincinnati, OH has a population of 5,476 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45226?
The median household income in ZIP 45226 is $97,558, which is 28% above the national average of $76,288.
What is the average home value in ZIP 45226?
The median home value in ZIP 45226 is $408,400, which is 47% above the national average of $278,155.
What is the demographic makeup of ZIP 45226?
The largest racial group in ZIP 45226 is White at 86.2%. Hispanic or Latino residents make up 5.1% of the population.
How many businesses are in ZIP code 45226?
ZIP code 45226 has 302 business establishments employing approximately 6,407 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45226?
The top industries by establishment count in ZIP 45226 are: Professional, scientific, and technical services (51), Accommodation and food services (27), Transportation and warehousing (25). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45226?
According to the FHFA House Price Index, home values in ZIP 45226 increased by 10.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45226?
In ZIP code 45226, 83.2% of residents aged 25+ have a high school diploma or higher, and 72.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45226?
In ZIP code 45226, approximately 62.9% of occupied housing units are owner-occupied and 37.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45226?
The poverty rate in ZIP code 45226 is 6.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45226's numbers, next.
- See how ZIP 45226 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cincinnati, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.