Residential delivery area · Ohio
ZIP Code 45209: Cincinnati, OH
ZIP code 45209 is in Cincinnati, Ohio, entirely in Hamilton County (Census 2020 ZIP-county file). About 11,000 people live there (Census Bureau, ACS 2020-2024), the 33rd most populous of Cincinnati's 46 residential ZIP codes. Median household income is $93,420 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cincinnati (92%) and Norwood (8%).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Cincinnati · 46 residential ZIPs
- County
- Hamilton County
- Census places
- Cincinnati (92%); Norwood (8%)
- Metro area
- Cincinnati, OH-KY-IN
- House district
- OH-1 119th Congress
- State
- Ohio
- Time zone
- Eastern
- Land area
- 2.3 sq mi · 4,665 people per sq mi
- PO Box ZIPs
- 25 more ZIP codes use the name Cincinnati for PO boxes or single organizations
Where is ZIP code 45209?
45209 centers on 39.153°, -84.428° and covers 2.3 square miles of land. It borders 5 ZIP codes: 45208, 45212, 45213, 45227, 45207.
The map draws ZIP code areas only. For the streets inside 45209, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 45209 compare with the rest of Cincinnati?
| Measure | 45209 | In Cincinnati | In Hamilton County | In OH |
|---|---|---|---|---|
| People (ACS 2020-2024) | 10,570 | 33rd of 46 | 36th of 56 | 368th of 1,233 |
| Median household income | $93k | 11th of 39 | 15th of 44 | 125th of 755 |
| Median home value | $401k | 8th of 41 | 9th of 46 | 33rd of 810 |
Its median household income is higher than in 76% of U.S. residential ZIP codes, and it is denser than 93% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 45209?
The 2020 Census counted 10,708 people in 45209; the ACS, which samples households over 2020-2024, estimates 10,570. Between the 2010 and 2020 censuses its population grew 11.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 10,570
- 2020 Census count
- 10,708+11.5% since 2010 (9,605)
- Households
- 6,179
- Median age
- 32.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 45209?
Of the 10,570 people the ACS estimates in 45209, 9.8% are under 18 and 9.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (78.1%).
- Under 189.8%
- 18 to 6480.6%
- 65 and older9.6%
- White, not Hispanic78.1%
- Hispanic or Latino8.1%
- Black, not Hispanic6.3%
- Other or two or more5.4%
- Asian, not Hispanic2.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 45209 earn?
Median household income is $93,420 (ACS 2020-2024), the 15th highest of the 44 ranked ZIP codes in Hamilton County. It is not measurably different from 2015-2019 ($90,033 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $93,420±$13,421
- Income per person
- $74,921
- Below the poverty line
- 7.7%
- Unemployed (of the labor force)
- 2.4%
- Adults 25+ with a bachelor's degree
- 74.8%
- Adjusted gross income per tax return, 2022
- $101,6135,930 returns; wages 79% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 45209?
FHFA's house price index for 45209, built from repeat sales and appraisals of the same homes, rose 93% from 2015 to 2025 and rose 44% from 2020 to 2025, and moved +4.9% in 2025.
- Median home value (owners' estimate)
- $400,700
- Median gross rent
- $1,309
- Homes owned by their occupants
- 39.0%
- Housing units
- 6,572
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 45209?
531 business establishments had a location in this ZIP code in 2023, 60 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade96
- Accommodation and food services89
- Finance and insurance60
- Other services (except public administration)59
- Health care and social assistance55
- Professional, scientific, and technical services43
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 45209?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 45208 | Cincinnati | 17,943 | $138k | 1.3 mi |
| 45212 | Cincinnati | 21,526 | $72k | 1.5 mi |
| 45213 | Cincinnati | 11,139 | $76k | 2.0 mi |
| 45227 | Cincinnati | 18,893 | $72k | 2.2 mi |
| 45207 | Cincinnati | 6,983 | $50k | 2.5 mi |
| 45226 | Cincinnati | 5,796 | $98k | 2.9 mi (near) |
| 45237 | Cincinnati | 20,903 | $45k | 3.1 mi (near) |
| 45229 | Cincinnati | 13,529 | $32k | 3.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.