ZIP Code 45209
standardSource:
Cincinnati · Hamilton County · Ohio
- Population
- 9,605
- Median income
- $93,420
- Median home value
- $400,700
- Bachelor's or higher
- 74.8%
- Land area
- 6.1 sq mi
1,569/sq mi
▲ 22% vs US
higher than 76% of US ZIPs
▲ 44% vs US
higher than 80% of US ZIPs
Median age 32.2
New York
ZIP code 45209 in Cincinnati, Ohio has a population of 9,605. The median household income is $93,420, which is 22% above the national average. Median home value is $400,700, 44% above the US average. 74.8% of residents hold a bachelor's degree or higher.
ZIP code 45209 is classified by USPS as a standard delivery area and covers roughly 6.1 square miles in Cincinnati, Hamilton County, Ohio. The area is home to 9,605 residents, producing a population density of 1,569 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45209 against Ohio and the nation.
On the economic side, the median household income for ZIP 45209 sits at $93,420 (28% above the Ohio average), while per-capita income is $74,921. The poverty rate stands at 7.7% and the unemployment rate at 2.4%. On housing, the median home value is $400,700 (103% above the state average) with median rent at $1,309 per month, and 39.0% of occupied units are owner-occupied, a direct signal of whether 45209 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 74.8% of adults hold a bachelor's degree or higher, the median age is 32.2, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45209 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45209
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45209.
- Retail trade
Retail trade
96 establishments
- Accommodation and food services
Accommodation and food services
89 establishments
- Finance and insurance
Finance and insurance
60 establishments
- Other services (except public administration)
Other services (except public administration)
59 establishments
- Health care and social assistance
Health care and social assistance
55 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45209, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
9,605
Population
6.1
Area (sq mi)
1,569
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45209?
32.2
Median Age
49.3%
Male
50.7%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$93,420
Median Household Income
+28% vs state
$74,921
Per Capita Income
7.7%
Poverty Rate
2.4%
Unemployment Rate
20.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
6,572
Total Housing Units
6,179
Occupied Units
393
Vacant Units
1.68
Avg Household Size
Occupancy Type
$400,700
Median Home Value
+103% vs state
$1,309
Median Rent
1949
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.5%
YoY Change (2024)
285
HPI Index (2000 = 100)
+185%
Total Change Since 2000
Home values in ZIP 45209 have increased 3.5% over the past year (2024). Since 2000, this ZIP has seen +185% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 210 |
| 2021 | +7.8% | 226 |
| 2022 | +11.3% | 252 |
| 2023 | +9.3% | 275 |
| 2024 | +3.5% | 285 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 531 business establishments in ZIP 45209, employing approximately 12,820 people with a combined annual payroll of $719,750,000.
531
Businesses
12,820
Employees
$719.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 96 | 18.1% |
| Accommodation and food services | 89 | 16.8% |
| Finance and insurance | 60 | 11.3% |
| Other services (except public administration) | 59 | 11.1% |
| Health care and social assistance | 55 | 10.4% |
| Professional, scientific, and technical services | 43 | 8.1% |
| Real estate and rental and leasing | 26 | 4.9% |
| Arts, entertainment, and recreation | 20 | 3.8% |
| Wholesale trade | 16 | 3.0% |
| Administrative and support and waste management and remediation services | 16 | 3.0% |
| Manufacturing | 14 | 2.6% |
| Construction | 10 | 1.9% |
| Information | 9 | 1.7% |
| Educational services | 8 | 1.5% |
| Management of companies and enterprises | 6 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45209 vs 45208 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45208 | Cincinnati, OH | 17,614 | 1.3 mi |
| 45213 | Cincinnati, OH | 12,013 | 1.9 mi |
| 45212 | Cincinnati, OH | 22,253 | 1.6 mi |
| 45227 | Cincinnati, OH | 17,486 | 2.2 mi |
| 45226 | Cincinnati, OH | 5,476 | 2.9 mi |
| 45207 | Cincinnati, OH | 7,974 | 2.5 mi |
| 45229 | Cincinnati, OH | 13,020 | 3.2 mi |
| 45237 | Cincinnati, OH | 20,021 | 3.1 mi |
| 41074 | Dayton, KY | 5,338 | 3.4 mi |
| 45206 | Cincinnati, OH | 10,745 | 3.6 mi |
More ZIP Codes in Hamilton County
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Frequently Asked Questions
What county is ZIP code 45209 in? ▼
What is the population of ZIP code 45209? ▼
What is the median household income in ZIP 45209? ▼
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How many businesses are in ZIP code 45209? ▼
What are the main industries in ZIP code 45209? ▼
How have home values changed in ZIP code 45209? ▼
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What percentage of residents own vs. rent in ZIP 45209? ▼
What is the poverty rate in ZIP code 45209? ▼
ZIP Code Research Guides
Official Data Resources for Cincinnati, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.