Cincinnati, OH · standard
ZIP Code 45237
Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,021
- 1,276/sq mi High-density area
- $44,913
- Median income Below-median income area
- $170,600
- Median home value Near-median home value
- 29.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Cincinnati pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.
- 9th pct
- household income, US ZIPs
- 35th pct
- home value, US ZIPs
- 1,276
- people per sq mi
- 48%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45237 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45237 (Cincinnati, OH) rose +10.6% from 2023 to 2024. The all-transactions index moved from 198.1 in 2023 to 219.2 in 2024 (2000 = 100).
ZIP code 45237 is a densely settled ZIP (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, with 20,021 residents across 15.7 square miles, a density of 1,276 people per square mile, in the New York time zone.
ZIP 45237 reports a modest median household income of $44,913 (38% below the average Ohio ZIP), while per-capita income is $34,301. The poverty rate is 21.2%, so the area-level income figures should not be treated as typical household experience. Median home value is $170,600 (13% below the average Ohio ZIP) and median rent is $902; 47.7% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 29.7% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 45237 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45237
Top 5 sectors by establishment count in Cincinnati, OH
Which industries have the most business establishments in ZIP 45237.
- Health care and social assistance
Health care and social assistance
83 establishments
- Wholesale trade
Wholesale trade
43 establishments
- Retail trade
Retail trade
37 establishments
- Other services (except public administration)
Other services (except public administration)
37 establishments
- Construction 32
Construction
32 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45237, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,021
Population
15.7
Area (sq mi)
1,276
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45237?
40.5
Median Age
48.8%
Male
51.2%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,913
Median Household Income
-38% vs state ZIP avg
$34,301
Per Capita Income
21.2%
Poverty Rate
5.6%
Unemployment Rate
23.2 min
Mean Commute Time
How ZIP 45237 ranks among Ohio ZIPs
Cincinnati, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$44,913 9th percentile higher than 9% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,809housing units
10,809
Total Housing Units
10,209
Occupied Units
600
Vacant Units
2.00
Avg Household Size
Occupancy Type
$170,600
Median Home Value
-13% vs state ZIP avg
$902
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.6%
YoY Change (2024)
219
HPI Index (2000 = 100)
+119%
Total Change Since 2000
Home values in ZIP 45237 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.5% | 139 |
| 2021 | +12.8% | 157 |
| 2022 | +14.2% | 179 |
| 2023 | +10.6% | 198 |
| 2024 | +10.6% | 219 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 401 business establishments in ZIP 45237, employing approximately 36,956 people with a combined annual payroll of $1,542,994,000.
401
Businesses
36,956
Employees
$1.5B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 83 | 20.7% |
| Wholesale trade | 43 | 10.7% |
| Retail trade | 37 | 9.2% |
| Other services (except public administration) | 37 | 9.2% |
| Construction | 32 | 8.0% |
| Administrative and support and waste management and remediation services | 29 | 7.2% |
| Professional, scientific, and technical services | 23 | 5.7% |
| Real estate and rental and leasing | 20 | 5.0% |
| Accommodation and food services | 19 | 4.7% |
| Manufacturing | 18 | 4.5% |
| Transportation and warehousing | 18 | 4.5% |
| Finance and insurance | 18 | 4.5% |
| Information | 8 | 2.0% |
| Educational services | 8 | 2.0% |
| Management of companies and enterprises | 4 | 1.0% |
| Arts, entertainment, and recreation | 4 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45237 vs 45212 →
ZIP 45237 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45215
Cincinnati (45215)
29,623 residents
- 45236
Cincinnati (45236)
24,552 residents
- 45212
Cincinnati (45212)
22,253 residents
- 45237
Cincinnati (45237)
20,021 residents
- 45229
Cincinnati (45229)
13,020 residents
- 45213
Cincinnati (45213)
12,013 residents
- 45209 9,605
Cincinnati (45209)
9,605 residents
- 45216 9,570
Cincinnati (45216)
9,570 residents
- 45207 7,974
Cincinnati (45207)
7,974 residents
What this shows Among its immediate neighbors, ZIP 45237 ranks #4 by population - useful context the national average alone can't give.
ZIP 45237 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45209
Cincinnati (45209)
$93,420 median income
- 45236
Cincinnati (45236)
$84,037 median income
- 45213
Cincinnati (45213)
$76,356 median income
- 45212
Cincinnati (45212)
$72,422 median income
- 45215
Cincinnati (45215)
$69,372 median income
- 45217
Cincinnati (45217)
$62,200 median income
- 45207
Cincinnati (45207)
$49,801 median income
- 45237
Cincinnati (45237)
$44,913 median income
- 45216
Cincinnati (45216)
$44,099 median income
What this shows By household income, ZIP 45237 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45212 | Cincinnati, OH | 22,253 | 2.0 mi |
| 45216 | Cincinnati, OH | 9,570 | 1.7 mi |
| 45213 | Cincinnati, OH | 12,013 | 1.9 mi |
| 45215 | Cincinnati, OH | 29,623 | 3.0 mi |
| 45209 | Cincinnati, OH | 9,605 | 3.1 mi |
| 45232 | Cincinnati, OH | 6,358 | 3.2 mi |
| 45207 | Cincinnati, OH | 7,974 | 3.7 mi |
| 45217 | Cincinnati, OH | 6,566 | 3.0 mi |
| 45236 | Cincinnati, OH | 24,552 | 3.2 mi |
| 45229 | Cincinnati, OH | 13,020 | 3.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45237, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,021 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45237 in?
ZIP code 45237 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45237?
ZIP code 45237 in Cincinnati, OH has a population of 20,021 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45237?
The median household income in ZIP 45237 is $44,913, which is 41% below the national average of $76,288.
What is the average home value in ZIP 45237?
The median home value in ZIP 45237 is $170,600, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 45237?
The largest racial group in ZIP 45237 is African American at 68.6%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 45237?
ZIP code 45237 has 401 business establishments employing approximately 36,956 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45237?
The top industries by establishment count in ZIP 45237 are: Health care and social assistance (83), Wholesale trade (43), Retail trade (37). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45237?
According to the FHFA House Price Index, home values in ZIP 45237 increased by 10.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45237?
In ZIP code 45237, 60.5% of residents aged 25+ have a high school diploma or higher, and 29.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45237?
The mean commute time for workers in ZIP code 45237 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45237?
In ZIP code 45237, approximately 47.7% of occupied housing units are owner-occupied and 52.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45237?
The poverty rate in ZIP code 45237 is 21.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 45237's numbers, next.
- See how ZIP 45237 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cincinnati, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.