PlainZIP

Cincinnati, OH · standard

ZIP Code 45237

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,021
1,276/sq mi
$44,913
Median income
$170,600
Median home value
29.7%
Bachelor's or higher

The verdict

Cincinnati pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

9th pct
household income, US ZIPs
35th pct
home value, US ZIPs
1,276
people per sq mi
48%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45237 against every reporting US ZIP.

ZIP code 45237 is a densely settled ZIP (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, with 20,021 residents across 15.7 square miles, a density of 1,276 people per square mile, in the New York time zone.

ZIP 45237 reports a modest median household income of $44,913 (38% below the Ohio average), while per-capita income is $34,301. 21.2% of residents live below the poverty line, and the unemployment rate reads 5.6%. The typical home here is valued at $170,600 (13% below the state average); renters pay a median of $902 monthly, and 47.7% of units are owner-occupied.

Educational attainment sits below the national norm: 29.7% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45237 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45237

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45237.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45237, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,021

Population

15.7

Area (sq mi)

1,276

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45237?

40.5

Median Age

48.8%

Male

51.2%

Female

3.5%

Foreign-Born

White 23.6%
African American 68.6%
Asian 0.4%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.2%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,913

Median Household Income

-38% vs state

$34,301

Per Capita Income

21.2%

Poverty Rate

5.6%

Unemployment Rate

23.2 min

Mean Commute Time

How ZIP 45237 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$44,913 9th percentile higher than 9% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.5%
Bachelor's Degree or Higher 29.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,809

Total Housing Units

10,209

Occupied Units

600

Vacant Units

2.00

Avg Household Size

Occupancy Type

Owner 47.7%
Renter 52.3%

$170,600

Median Home Value

-13% vs state

$902

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.6%

YoY Change (2024)

219

HPI Index (2000 = 100)

+119%

Total Change Since 2000

Home values in ZIP 45237 have increased 10.6% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 139
2021 +12.8% 157
2022 +14.2% 179
2023 +10.6% 198
2024 +10.6% 219

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 401 business establishments in ZIP 45237, employing approximately 36,956 people with a combined annual payroll of $1,542,994,000.

401

Businesses

36,956

Employees

$1.5B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 83 20.7%
Wholesale trade 43 10.7%
Retail trade 37 9.2%
Other services (except public administration) 37 9.2%
Construction 32 8.0%
Administrative and support and waste management and remediation services 29 7.2%
Professional, scientific, and technical services 23 5.7%
Real estate and rental and leasing 20 5.0%
Accommodation and food services 19 4.7%
Manufacturing 18 4.5%
Transportation and warehousing 18 4.5%
Finance and insurance 18 4.5%
Information 8 2.0%
Educational services 8 2.0%
Management of companies and enterprises 4 1.0%
Arts, entertainment, and recreation 4 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45237 vs 45212 →

ZIP 45237 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45237 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45237 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45237 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45212 Cincinnati, OH 22,253 2.0 mi
45216 Cincinnati, OH 9,570 1.7 mi
45213 Cincinnati, OH 12,013 1.9 mi
45215 Cincinnati, OH 29,623 3.0 mi
45209 Cincinnati, OH 9,605 3.1 mi
45232 Cincinnati, OH 6,358 3.2 mi
45207 Cincinnati, OH 7,974 3.7 mi
45217 Cincinnati, OH 6,566 3.0 mi
45236 Cincinnati, OH 24,552 3.2 mi
45229 Cincinnati, OH 13,020 3.3 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45237 in? ▼
ZIP code 45237 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45237? ▼
ZIP code 45237 in Cincinnati, OH has a population of 20,021 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45237? ▼
The median household income in ZIP 45237 is $44,913, which is 41% below the national average of $76,288.
What is the average home value in ZIP 45237? ▼
The median home value in ZIP 45237 is $170,600, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 45237? ▼
The largest racial group in ZIP 45237 is African American at 68.6%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 45237? ▼
ZIP code 45237 has 401 business establishments employing approximately 36,956 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45237? ▼
The top industries by establishment count in ZIP 45237 are: Health care and social assistance (83), Wholesale trade (43), Retail trade (37). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45237? ▼
According to the FHFA House Price Index, home values in ZIP 45237 increased by 10.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45237? ▼
In ZIP code 45237, 60.5% of residents aged 25+ have a high school diploma or higher, and 29.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45237? ▼
The mean commute time for workers in ZIP code 45237 is 23.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45237? ▼
In ZIP code 45237, approximately 47.7% of occupied housing units are owner-occupied and 52.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45237? ▼
The poverty rate in ZIP code 45237 is 21.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.