PlainZIP

Cincinnati, OH · standard

ZIP Code 45208

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,614
1,602/sq mi
$137,600
Median income
$547,200
Median home value
83.5%
Bachelor's or higher

The verdict

Cincinnati pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 5%
household income, US ZIPs
Top 11%
home value, US ZIPs
1,602
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45208 against every reporting US ZIP.

ZIP code 45208 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 17,614 residents across 11.0 square miles, a density of 1,602 people per square mile, in the New York time zone.

ZIP 45208 skews affluent, with a median household income of $137,600 (88% above the Ohio average), while per-capita income is $93,642. 4.3% of residents live below the poverty line, and the unemployment rate reads 2.0%. Housing costs here run $547,200 for a typical home value (178% above the state average), with rent averaging $1,416 a month; 62.4% of homes are owner-occupied.

This is a highly-educated ZIP: 83.5% of adults hold a bachelor's degree or higher, the median age is 37.4, and the average commute is 21 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 45208, plus 6 more within Hamilton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45208

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45208.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45208, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,614

Population

11.0

Area (sq mi)

1,602

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45208?

37.4

Median Age

50.4%

Male

49.6%

Female

6.3%

Foreign-Born

White 84.0%
African American 2.7%
Asian 5.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.5%
Hispanic or Latino 6.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$137,600

Median Household Income

+88% vs state

$93,642

Per Capita Income

4.3%

Poverty Rate

2.0%

Unemployment Rate

20.7 min

Mean Commute Time

How ZIP 45208 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$137,600 Top 5% higher than 95% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 89.4%
Bachelor's Degree or Higher 83.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,027

Total Housing Units

8,441

Occupied Units

586

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 62.4%
Renter 37.6%

$547,200

Median Home Value

+178% vs state

$1,416

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.7%

YoY Change (2024)

244

HPI Index (2000 = 100)

+144%

Total Change Since 2000

Home values in ZIP 45208 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +144% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 181
2021 +6.4% 192
2022 +9.2% 210
2023 +9.8% 231
2024 +5.7% 244

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 531 business establishments in ZIP 45208, employing approximately 5,616 people with a combined annual payroll of $311,414,000.

531

Businesses

5,616

Employees

$311.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 96 18.1%
Health care and social assistance 65 12.2%
Other services (except public administration) 65 12.2%
Retail trade 63 11.9%
Accommodation and food services 59 11.1%
Real estate and rental and leasing 58 10.9%
Finance and insurance 40 7.5%
Wholesale trade 18 3.4%
Construction 14 2.6%
Arts, entertainment, and recreation 14 2.6%
Administrative and support and waste management and remediation services 13 2.5%
Manufacturing 10 1.9%
Information 6 1.1%
Educational services 6 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45208 vs 45209 →

ZIP 45208 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45208 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45208 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45208 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45209 Cincinnati, OH 9,605 1.3 mi
45226 Cincinnati, OH 5,476 1.8 mi
45207 Cincinnati, OH 7,974 2.0 mi
45212 Cincinnati, OH 22,253 2.2 mi
41074 Dayton, KY 5,338 2.2 mi
45206 Cincinnati, OH 10,745 2.7 mi
45213 Cincinnati, OH 12,013 3.3 mi
45227 Cincinnati, OH 17,486 2.9 mi
45229 Cincinnati, OH 13,020 3.1 mi
41075 Fort Thomas, KY 16,459 3.9 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45208 in? ▼
ZIP code 45208 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45208? ▼
ZIP code 45208 in Cincinnati, OH has a population of 17,614 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45208? ▼
The median household income in ZIP 45208 is $137,600, which is 80% above the national average of $76,288.
What is the average home value in ZIP 45208? ▼
The median home value in ZIP 45208 is $547,200, which is 97% above the national average of $278,155.
What is the demographic makeup of ZIP 45208? ▼
The largest racial group in ZIP 45208 is White at 84.0%. Hispanic or Latino residents make up 6.0% of the population.
How many businesses are in ZIP code 45208? ▼
ZIP code 45208 has 531 business establishments employing approximately 5,616 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45208? ▼
The top industries by establishment count in ZIP 45208 are: Professional, scientific, and technical services (96), Health care and social assistance (65), Other services (except public administration) (65). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45208? ▼
According to the FHFA House Price Index, home values in ZIP 45208 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 144%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45208? ▼
In ZIP code 45208, 89.4% of residents aged 25+ have a high school diploma or higher, and 83.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45208? ▼
The mean commute time for workers in ZIP code 45208 is 20.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45208? ▼
In ZIP code 45208, approximately 62.4% of occupied housing units are owner-occupied and 37.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45208? ▼
The poverty rate in ZIP code 45208 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.