PlainZIP

Cincinnati, OH · standard

ZIP Code 45227

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,486
1,174/sq mi
$71,646
Median income
$298,800
Median home value
54.5%
Bachelor's or higher

The verdict

Cincinnati pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.

49th pct
household income, US ZIPs
Top 34%
home value, US ZIPs
1,174
people per sq mi
56%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45227 against every reporting US ZIP.

ZIP code 45227 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 17,486 residents across 14.9 square miles, a density of 1,174 people per square mile, in the New York time zone.

ZIP 45227 lands in the middle-income range, with a median household income of $71,646 (2% below the Ohio average), while per-capita income is $58,520. Poverty here runs at 13.0%, with unemployment measured at 3.9%. On housing, the median home value is $298,800 (52% above the state average) with median rent at $1,229 per month, and 55.5% of occupied units are owner-occupied.

This is a highly-educated ZIP: 54.5% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is 20 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 45227, plus 6 more within Hamilton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45227

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45227.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45227, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,486

Population

14.9

Area (sq mi)

1,174

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45227?

36.2

Median Age

46.3%

Male

53.7%

Female

2.8%

Foreign-Born

White 72.6%
African American 19.1%
Asian 2.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.3%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,646

Median Household Income

-2% vs state

$58,520

Per Capita Income

13.0%

Poverty Rate

3.9%

Unemployment Rate

20.1 min

Mean Commute Time

How ZIP 45227 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,646 49th percentile higher than 49% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.7%
Bachelor's Degree or Higher 54.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,617

Total Housing Units

9,054

Occupied Units

563

Vacant Units

2.03

Avg Household Size

Occupancy Type

Owner 55.5%
Renter 44.5%

$298,800

Median Home Value

+52% vs state

$1,229

Median Rent

1951

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.8%

YoY Change (2024)

289

HPI Index (2000 = 100)

+189%

Total Change Since 2000

Home values in ZIP 45227 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +189% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 188
2021 +12.9% 212
2022 +16.2% 246
2023 +7.6% 265
2024 +8.8% 289

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 569 business establishments in ZIP 45227, employing approximately 16,136 people with a combined annual payroll of $1,202,967,000.

569

Businesses

16,136

Employees

$1.2B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 68 11.9%
Health care and social assistance 67 11.8%
Accommodation and food services 65 11.4%
Professional, scientific, and technical services 63 11.1%
Retail trade 51 9.0%
Construction 39 6.8%
Wholesale trade 39 6.8%
Real estate and rental and leasing 38 6.7%
Finance and insurance 36 6.3%
Manufacturing 30 5.3%
Administrative and support and waste management and remediation services 29 5.1%
Information 16 2.8%
Arts, entertainment, and recreation 11 1.9%
Transportation and warehousing 7 1.2%
Educational services 7 1.2%
Management of companies and enterprises 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45227 vs 45209 →

ZIP 45227 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45227 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45227 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45227 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45209 Cincinnati, OH 9,605 2.2 mi
45213 Cincinnati, OH 12,013 2.6 mi
45236 Cincinnati, OH 24,552 3.9 mi
45208 Cincinnati, OH 17,614 2.9 mi
45243 Cincinnati, OH 14,891 3.1 mi
45212 Cincinnati, OH 22,253 3.7 mi
45226 Cincinnati, OH 5,476 3.5 mi
45174 Terrace Park, OH 2,258 4.0 mi
45230 Cincinnati, OH 27,536 5.5 mi
45244 Cincinnati, OH 28,565 3.9 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45227 in? ▼
ZIP code 45227 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45227? ▼
ZIP code 45227 in Cincinnati, OH has a population of 17,486 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45227? ▼
The median household income in ZIP 45227 is $71,646, which is 6% below the national average of $76,288.
What is the average home value in ZIP 45227? ▼
The median home value in ZIP 45227 is $298,800, which is 7% above the national average of $278,155.
What is the demographic makeup of ZIP 45227? ▼
The largest racial group in ZIP 45227 is White at 72.6%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 45227? ▼
ZIP code 45227 has 569 business establishments employing approximately 16,136 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45227? ▼
The top industries by establishment count in ZIP 45227 are: Other services (except public administration) (68), Health care and social assistance (67), Accommodation and food services (65). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45227? ▼
According to the FHFA House Price Index, home values in ZIP 45227 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 189%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45227? ▼
In ZIP code 45227, 71.7% of residents aged 25+ have a high school diploma or higher, and 54.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45227? ▼
The mean commute time for workers in ZIP code 45227 is 20.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45227? ▼
In ZIP code 45227, approximately 55.5% of occupied housing units are owner-occupied and 44.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45227? ▼
The poverty rate in ZIP code 45227 is 13.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.