Residential delivery area · Ohio

ZIP Code 45227: Cincinnati, OH

ZIP code 45227 uses the postal name Cincinnati, Ohio and lies entirely in Hamilton County (Census 2020 ZIP-county file). About 19,000 people live there (Census Bureau, ACS 2020-2024), the 21st most populous of Cincinnati's 46 residential ZIP codes. Median household income is $71,646 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cincinnati (41%), Fairfax (13%), Mariemont (13%), Madison Place (2%) and Plainville (1%), and 7% in smaller places; 24% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Ohio, Indiana, Kentucky and Michigan
452sectional center: Cincinnati, OH (SCF 450)
27delivery area within it
Town
Cincinnati · 46 residential ZIPs
Census places
Cincinnati (41%); Fairfax (13%); Mariemont (13%); Madison Place (2%) census-designated place
Metro area
Cincinnati, OH-KY-IN
House district
OH-1 119th Congress
State
Ohio
Time zone
Eastern
Land area
5.8 sq mi · 3,267 people per sq mi
PO Box ZIPs
25 more ZIP codes use the name Cincinnati for PO boxes or single organizations

Where is ZIP code 45227?

45227 centers on 39.153°, -84.386° and covers 5.8 square miles of land plus 0.1 of water. It borders 8 ZIP codes: 45209, 45213, 45208, 45226, 45243, 45174, 45236, 45244.

45174 · Terrace Park45208 · Cincinnati45209 · Cincinnati45213 · Cincinnati45226 · Cincinnati45236 · Cincinnati45243 · Cincinnati45244 · Cincinnati45227 · Cincinnati (this ZIP)45227452444524345226452364520845213452094517445174 · Terrace Park45208 · Cincinnati45209 · Cincinnati45213 · Cincinnati45226 · Cincinnati45236 · Cincinnati45243 · Cincinnati45244 · Cincinnati45227 · Cincinnati (this ZIP)45227452444524345226452364520845213452094517445174 · Terrace Park45208 · Cincinnati45209 · Cincinnati45213 · Cincinnati45226 · Cincinnati45236 · Cincinnati45243 · Cincinnati45244 · Cincinnati45227 · Cincinnati (this ZIP)452274524445243452264523645208452134520945174
Shaded by median household income, in national fifths (ACS 2020-2024); 45227 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 45227, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 45227 compare with the rest of Cincinnati?

Rank of 45227 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure45227In CincinnatiIn Hamilton CountyIn OH
People (ACS 2020-2024)18,89321st of 4623rd of 56233rd of 1,233
Median household income$72k21st of 3926th of 44373rd of 755
Median home value$299k14th of 4118th of 46118th of 810

Its median household income is higher than in 49% of U.S. residential ZIP codes, and it is denser than 89% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 45227?

The 2020 Census counted 18,427 people in 45227; the ACS, which samples households over 2020-2024, estimates 18,893. Between the 2010 and 2020 censuses its population grew 5.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
18,893
2020 Census count
18,427+5.4% since 2010 (17,486)
Households
9,054
Median age
36.2

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 45227?

Of the 18,893 people the ACS estimates in 45227, 20.4% are under 18 and 16.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (72.0%), then Black (not Hispanic) (19.0%).

  • Under 1820.4%
  • 18 to 6463.3%
  • 65 and older16.3%
Age of the people of 45227 (ACS 2020-2024, B01001)
  • White, not Hispanic72.0%
  • Black, not Hispanic19.0%
  • Other or two or more4.1%
  • Hispanic or Latino2.5%
  • Asian, not Hispanic2.3%
Race and Hispanic origin in 45227 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 45227 earn?

Median household income is $71,646 (ACS 2020-2024), the 26th highest of the 44 ranked ZIP codes in Hamilton County. It is not measurably different from 2015-2019 ($66,169 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$71,646
Income per person
$58,520
Below the poverty line
13.0%
Unemployed (of the labor force)
3.9%
Adults 25+ with a bachelor's degree
54.5%
Adjusted gross income per tax return, 2022
$94,7429,770 returns; wages 71% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 45227?

FHFA's house price index for 45227, built from repeat sales and appraisals of the same homes, rose 124% from 2015 to 2025 and rose 57% from 2020 to 2025, and moved +2.4% in 2025.

Median home value (owners' estimate)
$298,800
Median gross rent
$1,229
Homes owned by their occupants
55.5%
Housing units
9,617
0 200 400 600 800 198319902000201020202025 0 200 400 600 800 198319902000201020202025 0 200 400 600 800 198319902000201020202025
Index = 100 in 1983, the first year FHFA reports for 45227; 2025: 753.3. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 45227?

569 business establishments had a location in this ZIP code in 2023, 17 more than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).

  • Other services (except public administration)68
  • Health care and social assistance67
  • Accommodation and food services65
  • Professional, scientific, and technical services63
  • Retail trade51
  • Construction39

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 45227?

ZIP codes that share a boundary with 45227, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
45209Cincinnati10,570$93k2.2 mi
45213Cincinnati11,139$76k2.7 mi
45208Cincinnati17,943$138k2.9 mi
45226Cincinnati5,796$98k3.5 mi
45243Cincinnati16,103$171k3.6 mi
45174Terrace Park2,321$194k4.0 mi
45236Cincinnati24,513$84k3.9 mi
45244Cincinnati28,511$109k4.2 mi
45212Cincinnati21,526$72k3.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.