PlainZIP

Cincinnati, OH · standard

ZIP Code 45243

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,891
296/sq mi
$171,172
Median income
$627,000
Median home value
72.7%
Bachelor's or higher

The verdict

Cincinnati pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 8%
home value, US ZIPs
296
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45243 against every reporting US ZIP.

ZIP code 45243 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 14,891 residents across 50.3 square miles, a density of 296 people per square mile, in the New York time zone.

ZIP 45243 skews affluent, with a median household income of $171,172 (134% above the Ohio average), while per-capita income is $109,545. 2.4% of residents live below the poverty line, and the unemployment rate reads 1.4%. Housing costs here run $627,000 for a typical home value (218% above the state average), with rent averaging $1,828 a month; 91.7% of homes are owner-occupied.

This is a highly-educated ZIP: 72.7% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 21 minutes. To put 45243 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hamilton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45243

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45243.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45243, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,891

Population

50.3

Area (sq mi)

296

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45243?

44.0

Median Age

51.1%

Male

48.9%

Female

9.2%

Foreign-Born

White 85.2%
African American 3.2%
Asian 4.6%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 4.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$171,172

Median Household Income

+134% vs state

$109,545

Per Capita Income

2.4%

Poverty Rate

1.4%

Unemployment Rate

21.4 min

Mean Commute Time

How ZIP 45243 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$171,172 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.5%
Bachelor's Degree or Higher 72.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,398

Total Housing Units

6,217

Occupied Units

181

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 91.7%
Renter 8.3%

$627,000

Median Home Value

+218% vs state

$1,828

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.3%

YoY Change (2024)

272

HPI Index (2000 = 100)

+172%

Total Change Since 2000

Home values in ZIP 45243 have increased 13.3% over the past year (2024). Since 2000, this ZIP has seen +172% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 186
2021 +7.3% 200
2022 +9.2% 218
2023 +10.1% 240
2024 +13.3% 272

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 344 business establishments in ZIP 45243, employing approximately 3,098 people with a combined annual payroll of $203,824,000.

344

Businesses

3,098

Employees

$203.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 49 14.2%
Retail trade 40 11.6%
Health care and social assistance 40 11.6%
Finance and insurance 38 11.1%
Other services (except public administration) 35 10.2%
Real estate and rental and leasing 28 8.1%
Accommodation and food services 23 6.7%
Construction 22 6.4%
Wholesale trade 22 6.4%
Manufacturing 8 2.3%
Administrative and support and waste management and remediation services 8 2.3%
Educational services 8 2.3%
Arts, entertainment, and recreation 7 2.0%
Transportation and warehousing 6 1.7%
Information 6 1.7%
Management of companies and enterprises 3 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45243 vs 45174 →

ZIP 45243 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45243 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45243 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45243 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45174 Terrace Park, OH 2,258 2.4 mi
45111 Camp Dennison, OH 376 2.9 mi
45227 Cincinnati, OH 17,486 3.1 mi
45242 Cincinnati, OH 22,055 4.2 mi
45147 Miamiville, OH 147 3.2 mi
45244 Cincinnati, OH 28,565 4.5 mi
45213 Cincinnati, OH 12,013 4.2 mi
45236 Cincinnati, OH 24,552 3.5 mi
45249 Cincinnati, OH 12,902 6.4 mi
45209 Cincinnati, OH 9,605 5.0 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45243 in? ▼
ZIP code 45243 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45243? ▼
ZIP code 45243 in Cincinnati, OH has a population of 14,891 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45243? ▼
The median household income in ZIP 45243 is $171,172, which is 124% above the national average of $76,288.
What is the average home value in ZIP 45243? ▼
The median home value in ZIP 45243 is $627,000, which is 125% above the national average of $278,155.
What is the demographic makeup of ZIP 45243? ▼
The largest racial group in ZIP 45243 is White at 85.2%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 45243? ▼
ZIP code 45243 has 344 business establishments employing approximately 3,098 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45243? ▼
The top industries by establishment count in ZIP 45243 are: Professional, scientific, and technical services (49), Retail trade (40), Health care and social assistance (40). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45243? ▼
According to the FHFA House Price Index, home values in ZIP 45243 increased by 13.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 172%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45243? ▼
In ZIP code 45243, 83.5% of residents aged 25+ have a high school diploma or higher, and 72.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45243? ▼
The mean commute time for workers in ZIP code 45243 is 21.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45243? ▼
In ZIP code 45243, approximately 91.7% of occupied housing units are owner-occupied and 8.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45243? ▼
The poverty rate in ZIP code 45243 is 2.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.