Cincinnati, OH · standard
ZIP Code 45243
Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,891
- 296/sq mi High-density area
- $171,172
- Median income Above-median income area
- $627,000
- Median home value Above-median home value
- 72.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cincinnati pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 2%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 296
- people per sq mi
- 92%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45243 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45243 (Cincinnati, OH) rose +13.3% from 2023 to 2024. The all-transactions index moved from 240.0 in 2023 to 272.0 in 2024 (2000 = 100).
ZIP code 45243 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 14,891 residents across 50.3 square miles, a density of 296 people per square mile, in the New York time zone.
ZIP 45243 skews affluent, with a median household income of $171,172 (134% above the average Ohio ZIP), while per-capita income is $109,545. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.4% and unemployment is 1.4%. Housing is both higher-cost and owner-heavy: median home value is $627,000 (218% above the average Ohio ZIP), while 91.7% of occupied homes are owner-occupied and median rent is $1,828.
This is a highly-educated ZIP: 72.7% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 45243 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45243
Top 5 sectors by establishment count in Cincinnati, OH
Which industries have the most business establishments in ZIP 45243.
- Professional, scientific, and technical services
Professional, scientific, and technical services
49 establishments
- Retail trade
Retail trade
40 establishments
- Health care and social assistance
Health care and social assistance
40 establishments
- Finance and insurance
Finance and insurance
38 establishments
- Other services (except public administration)
Other services (except public administration)
35 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45243, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,891
Population
50.3
Area (sq mi)
296
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45243?
44.0
Median Age
51.1%
Male
48.9%
Female
9.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$171,172
Median Household Income
+134% vs state ZIP avg
$109,545
Per Capita Income
2.4%
Poverty Rate
1.4%
Unemployment Rate
21.4 min
Mean Commute Time
How ZIP 45243 ranks among Ohio ZIPs
Cincinnati, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$171,172 Top 1% higher than 99% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,398housing units
6,398
Total Housing Units
6,217
Occupied Units
181
Vacant Units
2.55
Avg Household Size
Occupancy Type
$627,000
Median Home Value
+218% vs state ZIP avg
$1,828
Median Rent
1967
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.3%
YoY Change (2024)
272
HPI Index (2000 = 100)
+172%
Total Change Since 2000
Home values in ZIP 45243 have increased 13.3% over the past year (2024). Since 2000, this ZIP has seen +172% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 186 |
| 2021 | +7.3% | 200 |
| 2022 | +9.2% | 218 |
| 2023 | +10.1% | 240 |
| 2024 | +13.3% | 272 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 344 business establishments in ZIP 45243, employing approximately 3,098 people with a combined annual payroll of $203,824,000.
344
Businesses
3,098
Employees
$203.8M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 49 | 14.2% |
| Retail trade | 40 | 11.6% |
| Health care and social assistance | 40 | 11.6% |
| Finance and insurance | 38 | 11.1% |
| Other services (except public administration) | 35 | 10.2% |
| Real estate and rental and leasing | 28 | 8.1% |
| Accommodation and food services | 23 | 6.7% |
| Construction | 22 | 6.4% |
| Wholesale trade | 22 | 6.4% |
| Manufacturing | 8 | 2.3% |
| Administrative and support and waste management and remediation services | 8 | 2.3% |
| Educational services | 8 | 2.3% |
| Arts, entertainment, and recreation | 7 | 2.0% |
| Transportation and warehousing | 6 | 1.7% |
| Information | 6 | 1.7% |
| Management of companies and enterprises | 3 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45243 vs 45174 →
ZIP 45243 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45244
Cincinnati (45244)
28,565 residents
- 45236
Cincinnati (45236)
24,552 residents
- 45242
Cincinnati (45242)
22,055 residents
- 45227
Cincinnati (45227)
17,486 residents
- 45243
Cincinnati (45243)
14,891 residents
- 45249
Cincinnati (45249)
12,902 residents
- 45213
Cincinnati (45213)
12,013 residents
- 45209 9,605
Cincinnati (45209)
9,605 residents
- 45174 2,258
Terrace Park (45174)
2,258 residents
What this shows Among its immediate neighbors, ZIP 45243 ranks #5 by population - useful context the national average alone can't give.
ZIP 45243 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45174
Terrace Park (45174)
$193,750 median income
- 45243
Cincinnati (45243)
$171,172 median income
- 45242
Cincinnati (45242)
$124,567 median income
- 45244
Cincinnati (45244)
$109,287 median income
- 45249
Cincinnati (45249)
$105,804 median income
- 45111
Camp Dennison (45111)
$100,893 median income
- 45209
Cincinnati (45209)
$93,420 median income
- 45236
Cincinnati (45236)
$84,037 median income
- 45213 $76,356
Cincinnati (45213)
$76,356 median income
What this shows By household income, ZIP 45243 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45174 | Terrace Park, OH | 2,258 | 2.4 mi |
| 45111 | Camp Dennison, OH | 376 | 2.9 mi |
| 45227 | Cincinnati, OH | 17,486 | 3.1 mi |
| 45242 | Cincinnati, OH | 22,055 | 4.2 mi |
| 45147 | Miamiville, OH | 147 | 3.2 mi |
| 45244 | Cincinnati, OH | 28,565 | 4.5 mi |
| 45213 | Cincinnati, OH | 12,013 | 4.2 mi |
| 45236 | Cincinnati, OH | 24,552 | 3.5 mi |
| 45249 | Cincinnati, OH | 12,902 | 6.4 mi |
| 45209 | Cincinnati, OH | 9,605 | 5.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45243, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,891 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45243 in?
ZIP code 45243 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45243?
ZIP code 45243 in Cincinnati, OH has a population of 14,891 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45243?
The median household income in ZIP 45243 is $171,172, which is 124% above the national average of $76,288.
What is the average home value in ZIP 45243?
The median home value in ZIP 45243 is $627,000, which is 125% above the national average of $278,155.
What is the demographic makeup of ZIP 45243?
The largest racial group in ZIP 45243 is White at 85.2%. Hispanic or Latino residents make up 4.1% of the population.
How many businesses are in ZIP code 45243?
ZIP code 45243 has 344 business establishments employing approximately 3,098 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45243?
The top industries by establishment count in ZIP 45243 are: Professional, scientific, and technical services (49), Retail trade (40), Health care and social assistance (40). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45243?
According to the FHFA House Price Index, home values in ZIP 45243 increased by 13.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 172%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45243?
In ZIP code 45243, 83.5% of residents aged 25+ have a high school diploma or higher, and 72.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45243?
The mean commute time for workers in ZIP code 45243 is 21.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45243?
In ZIP code 45243, approximately 91.7% of occupied housing units are owner-occupied and 8.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45243?
The poverty rate in ZIP code 45243 is 2.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 45243's numbers, next.
- See how ZIP 45243 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cincinnati, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.