PlainZIP

Cincinnati, OH · standard

ZIP Code 45242

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

22,055
617/sq mi
$124,567
Median income
$447,100
Median home value
69.7%
Bachelor's or higher

The verdict

Cincinnati pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 17%
home value, US ZIPs
617
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45242 against every reporting US ZIP.

ZIP code 45242 is a densely settled ZIP (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, with 22,055 residents across 35.7 square miles, a density of 617 people per square mile, in the New York time zone.

ZIP 45242 skews affluent, with a median household income of $124,567 (71% above the Ohio average), while per-capita income is $78,839. The poverty rate stands at 4.2% and the unemployment rate at 2.7%. On housing, the median home value is $447,100 (127% above the state average) with median rent at $1,782 per month, and 78.3% of occupied units are owner-occupied.

This is a highly-educated ZIP: 69.7% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45242 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45242

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45242.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45242, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

22,055

Population

35.7

Area (sq mi)

617

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45242?

41.3

Median Age

48.6%

Male

51.4%

Female

12.4%

Foreign-Born

White 77.2%
African American 5.0%
Asian 8.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 7.8%
Hispanic or Latino 6.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$124,567

Median Household Income

+71% vs state

$78,839

Per Capita Income

4.2%

Poverty Rate

2.7%

Unemployment Rate

20.2 min

Mean Commute Time

How ZIP 45242 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$124,567 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 80.8%
Bachelor's Degree or Higher 69.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,561

Total Housing Units

9,064

Occupied Units

497

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 78.3%
Renter 21.7%

$447,100

Median Home Value

+127% vs state

$1,782

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.1%

YoY Change (2024)

258

HPI Index (2000 = 100)

+158%

Total Change Since 2000

Home values in ZIP 45242 have increased 8.1% over the past year (2024). Since 2000, this ZIP has seen +158% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 176
2021 +6.7% 188
2022 +10.5% 207
2023 +15.1% 239
2024 +8.1% 258

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,740 business establishments in ZIP 45242, employing approximately 49,581 people with a combined annual payroll of $3,749,487,000.

1,740

Businesses

49,581

Employees

$3.7B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 295 16.9%
Health care and social assistance 270 15.5%
Finance and insurance 155 8.9%
Wholesale trade 138 7.9%
Retail trade 138 7.9%
Other services (except public administration) 133 7.6%
Administrative and support and waste management and remediation services 113 6.5%
Accommodation and food services 113 6.5%
Real estate and rental and leasing 92 5.3%
Construction 71 4.1%
Manufacturing 71 4.1%
Educational services 35 2.0%
Information 34 1.9%
Management of companies and enterprises 34 1.9%
Transportation and warehousing 28 1.6%
Arts, entertainment, and recreation 20 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45242 vs 45249 →

ZIP 45242 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45242 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45242 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45242 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45249 Cincinnati, OH 12,902 2.7 mi
45243 Cincinnati, OH 14,891 4.2 mi
45236 Cincinnati, OH 24,552 3.2 mi
45241 Cincinnati, OH 23,044 3.4 mi
45147 Miamiville, OH 147 4.4 mi
45111 Camp Dennison, OH 376 4.8 mi
45215 Cincinnati, OH 29,623 5.7 mi
45227 Cincinnati, OH 17,486 6.4 mi
45213 Cincinnati, OH 12,013 5.5 mi
45140 Loveland, OH 53,267 6.2 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45242 in? ▼
ZIP code 45242 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45242? ▼
ZIP code 45242 in Cincinnati, OH has a population of 22,055 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45242? ▼
The median household income in ZIP 45242 is $124,567, which is 63% above the national average of $76,288.
What is the average home value in ZIP 45242? ▼
The median home value in ZIP 45242 is $447,100, which is 61% above the national average of $278,155.
What is the demographic makeup of ZIP 45242? ▼
The largest racial group in ZIP 45242 is White at 77.2%. Hispanic or Latino residents make up 6.3% of the population.
How many businesses are in ZIP code 45242? ▼
ZIP code 45242 has 1,740 business establishments employing approximately 49,581 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45242? ▼
The top industries by establishment count in ZIP 45242 are: Professional, scientific, and technical services (295), Health care and social assistance (270), Finance and insurance (155). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45242? ▼
According to the FHFA House Price Index, home values in ZIP 45242 increased by 8.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 158%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45242? ▼
In ZIP code 45242, 80.8% of residents aged 25+ have a high school diploma or higher, and 69.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45242? ▼
The mean commute time for workers in ZIP code 45242 is 20.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45242? ▼
In ZIP code 45242, approximately 78.3% of occupied housing units are owner-occupied and 21.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45242? ▼
The poverty rate in ZIP code 45242 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.