ZIP Code 45242
standardSource:
Cincinnati · Hamilton County · Ohio
- Population
- 22,055
- Median income
- $124,567
- Median home value
- $447,100
- Bachelor's or higher
- 69.7%
- Land area
- 35.7 sq mi
617/sq mi
▲ 63% vs US
higher than 92% of US ZIPs
▲ 61% vs US
higher than 83% of US ZIPs
Median age 41.3
New York
ZIP code 45242 in Cincinnati, Ohio has a population of 22,055. The median household income is $124,567, which is 63% above the national average. Median home value is $447,100, 61% above the US average. 69.7% of residents hold a bachelor's degree or higher.
ZIP code 45242 is classified by USPS as a standard delivery area and covers roughly 35.7 square miles in Cincinnati, Hamilton County, Ohio. The area is home to 22,055 residents, producing a population density of 617 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45242 against Ohio and the nation.
On the economic side, the median household income for ZIP 45242 sits at $124,567 (71% above the Ohio average), while per-capita income is $78,839. The poverty rate stands at 4.2% and the unemployment rate at 2.7%. On housing, the median home value is $447,100 (127% above the state average) with median rent at $1,782 per month, and 78.3% of occupied units are owner-occupied, a direct signal of whether 45242 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 69.7% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 20 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45242 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45242
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45242.
- Professional, scientific, and technical services
Professional, scientific, and technical services
295 establishments
- Health care and social assistance
Health care and social assistance
270 establishments
- Finance and insurance
Finance and insurance
155 establishments
- Wholesale trade
Wholesale trade
138 establishments
- Retail trade
Retail trade
138 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45242, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
22,055
Population
35.7
Area (sq mi)
617
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45242?
41.3
Median Age
48.6%
Male
51.4%
Female
12.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$124,567
Median Household Income
+71% vs state
$78,839
Per Capita Income
4.2%
Poverty Rate
2.7%
Unemployment Rate
20.2 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
9,561
Total Housing Units
9,064
Occupied Units
497
Vacant Units
2.45
Avg Household Size
Occupancy Type
$447,100
Median Home Value
+127% vs state
$1,782
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.1%
YoY Change (2024)
258
HPI Index (2000 = 100)
+158%
Total Change Since 2000
Home values in ZIP 45242 have increased 8.1% over the past year (2024). Since 2000, this ZIP has seen +158% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.0% | 176 |
| 2021 | +6.7% | 188 |
| 2022 | +10.5% | 207 |
| 2023 | +15.1% | 239 |
| 2024 | +8.1% | 258 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,740 business establishments in ZIP 45242, employing approximately 49,581 people with a combined annual payroll of $3,749,487,000.
1,740
Businesses
49,581
Employees
$3.7B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 295 | 16.9% |
| Health care and social assistance | 270 | 15.5% |
| Finance and insurance | 155 | 8.9% |
| Wholesale trade | 138 | 7.9% |
| Retail trade | 138 | 7.9% |
| Other services (except public administration) | 133 | 7.6% |
| Administrative and support and waste management and remediation services | 113 | 6.5% |
| Accommodation and food services | 113 | 6.5% |
| Real estate and rental and leasing | 92 | 5.3% |
| Construction | 71 | 4.1% |
| Manufacturing | 71 | 4.1% |
| Educational services | 35 | 2.0% |
| Information | 34 | 1.9% |
| Management of companies and enterprises | 34 | 1.9% |
| Transportation and warehousing | 28 | 1.6% |
| Arts, entertainment, and recreation | 20 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45242 vs 45249 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45249 | Cincinnati, OH | 12,902 | 2.7 mi |
| 45243 | Cincinnati, OH | 14,891 | 4.2 mi |
| 45236 | Cincinnati, OH | 24,552 | 3.2 mi |
| 45241 | Cincinnati, OH | 23,044 | 3.4 mi |
| 45147 | Miamiville, OH | 147 | 4.4 mi |
| 45111 | Camp Dennison, OH | 376 | 4.8 mi |
| 45215 | Cincinnati, OH | 29,623 | 5.7 mi |
| 45227 | Cincinnati, OH | 17,486 | 6.4 mi |
| 45213 | Cincinnati, OH | 12,013 | 5.5 mi |
| 45140 | Loveland, OH | 53,267 | 6.2 mi |
More ZIP Codes in Hamilton County
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Frequently Asked Questions
What county is ZIP code 45242 in? ▼
What is the population of ZIP code 45242? ▼
What is the median household income in ZIP 45242? ▼
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How many businesses are in ZIP code 45242? ▼
What are the main industries in ZIP code 45242? ▼
How have home values changed in ZIP code 45242? ▼
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What is the average commute time in ZIP 45242? ▼
What percentage of residents own vs. rent in ZIP 45242? ▼
What is the poverty rate in ZIP code 45242? ▼
ZIP Code Research Guides
Official Data Resources for Cincinnati, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.