ZIP Code 45220
standardSource:
Cincinnati · Hamilton County · Ohio
- Population
- 15,313
- Median income
- $53,440
- Median home value
- $402,900
- Bachelor's or higher
- 59.0%
- Land area
- 7.4 sq mi
2,063/sq mi
▼ 30% vs US
higher than 19% of US ZIPs
▲ 45% vs US
higher than 80% of US ZIPs
Median age 29.1
New York
ZIP code 45220 in Cincinnati, Ohio has a population of 15,313. The median household income is $53,440, which is 30% below the national average. Median home value is $402,900, 45% above the US average. 59.0% of residents hold a bachelor's degree or higher.
ZIP code 45220 is classified by USPS as a standard delivery area and covers roughly 7.4 square miles in Cincinnati, Hamilton County, Ohio. The area is home to 15,313 residents, producing a population density of 2,063 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45220 against Ohio and the nation.
On the economic side, the median household income for ZIP 45220 sits at $53,440 (27% below the Ohio average), while per-capita income is $42,255. The poverty rate stands at 23.9% and the unemployment rate at 2.8%. On housing, the median home value is $402,900 (104% above the state average) with median rent at $970 per month, and 29.0% of occupied units are owner-occupied, a direct signal of whether 45220 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 59.0% of adults hold a bachelor's degree or higher, the median age is 29.1, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45220 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45220
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45220.
- Health care and social assistance
Health care and social assistance
44 establishments
- Other services (except public administration)
Other services (except public administration)
35 establishments
- Accommodation and food services
Accommodation and food services
28 establishments
- Retail trade
Retail trade
19 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
19 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45220, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
15,313
Population
7.4
Area (sq mi)
2,063
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45220?
29.1
Median Age
54.7%
Male
45.3%
Female
19.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,440
Median Household Income
-27% vs state
$42,255
Per Capita Income
23.9%
Poverty Rate
2.8%
Unemployment Rate
21.2 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,350
Total Housing Units
6,632
Occupied Units
718
Vacant Units
1.96
Avg Household Size
Occupancy Type
$402,900
Median Home Value
+104% vs state
$970
Median Rent
1941
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.7%
YoY Change (2024)
228
HPI Index (2000 = 100)
+128%
Total Change Since 2000
Home values in ZIP 45220 have increased 10.7% over the past year (2024). Since 2000, this ZIP has seen +128% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.4% | 153 |
| 2021 | +9.4% | 167 |
| 2022 | +19.2% | 199 |
| 2023 | +3.5% | 206 |
| 2024 | +10.7% | 228 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 189 business establishments in ZIP 45220, employing approximately 9,241 people with a combined annual payroll of $751,292,000.
189
Businesses
9,241
Employees
$751.3M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 44 | 23.3% |
| Other services (except public administration) | 35 | 18.5% |
| Accommodation and food services | 28 | 14.8% |
| Retail trade | 19 | 10.1% |
| Professional, scientific, and technical services | 19 | 10.1% |
| Real estate and rental and leasing | 14 | 7.4% |
| Administrative and support and waste management and remediation services | 6 | 3.2% |
| Finance and insurance | 5 | 2.6% |
| Construction | 4 | 2.1% |
| Wholesale trade | 4 | 2.1% |
| Educational services | 4 | 2.1% |
| Arts, entertainment, and recreation | 4 | 2.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45220 vs 45219 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45219 | Cincinnati, OH | 16,526 | 1.5 mi |
| 45225 | Cincinnati, OH | 9,040 | 1.7 mi |
| 45229 | Cincinnati, OH | 13,020 | 1.8 mi |
| 45217 | Cincinnati, OH | 6,566 | 1.8 mi |
| 45232 | Cincinnati, OH | 6,358 | 2.4 mi |
| 45214 | Cincinnati, OH | 8,738 | 2.2 mi |
| 45223 | Cincinnati, OH | 12,360 | 2.2 mi |
| 45207 | Cincinnati, OH | 7,974 | 2.7 mi |
| 45203 | Cincinnati, OH | 2,236 | 3.1 mi |
| 45206 | Cincinnati, OH | 10,745 | 2.4 mi |
More ZIP Codes in Hamilton County
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Frequently Asked Questions
What county is ZIP code 45220 in? ▼
What is the population of ZIP code 45220? ▼
What is the median household income in ZIP 45220? ▼
What is the average home value in ZIP 45220? ▼
What is the demographic makeup of ZIP 45220? ▼
How many businesses are in ZIP code 45220? ▼
What are the main industries in ZIP code 45220? ▼
How have home values changed in ZIP code 45220? ▼
What is the education level in ZIP code 45220? ▼
What is the average commute time in ZIP 45220? ▼
What percentage of residents own vs. rent in ZIP 45220? ▼
What is the poverty rate in ZIP code 45220? ▼
ZIP Code Research Guides
Official Data Resources for Cincinnati, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.