Cincinnati, OH · standard

ZIP Code 45223

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,360
822/sq mi
$49,312
Median income
$210,100
Median home value
45.6%
Bachelor's or higher

The verdict

Cincinnati pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

13th pct
household income, US ZIPs
46th pct
home value, US ZIPs
822
people per sq mi
49%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45223 against every reporting US ZIP.

ZIP code 45223 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 12,360 residents across 15.0 square miles, a density of 822 people per square mile, in the New York time zone.

ZIP 45223 reports a modest median household income of $49,312 (32% below the Ohio average), while per-capita income is $34,246. Poverty here runs at 26.9%, with unemployment measured at 8.5%. The typical home here is valued at $210,100 (7% above the state average); renters pay a median of $948 monthly, and 48.6% of units are owner-occupied.

A solid share of residents have a four-year degree: 45.6% of adults hold a bachelor's degree or higher, the median age is 35.7, and the average commute is 25 minutes. To put 45223 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Hamilton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45223

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45223.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45223, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,360

Population

15.0

Area (sq mi)

822

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45223?

35.7

Median Age

51.6%

Male

48.4%

Female

5.8%

Foreign-Born

White 50.3%
African American 32.6%
Asian 0.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.0%
Hispanic or Latino 6.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,312

Median Household Income

-32% vs state

$34,246

Per Capita Income

26.9%

Poverty Rate

8.5%

Unemployment Rate

24.6 min

Mean Commute Time

How ZIP 45223 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$49,312 13th percentile higher than 13% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.4%
Bachelor's Degree or Higher 45.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,076

Total Housing Units

6,512

Occupied Units

564

Vacant Units

2.17

Avg Household Size

Occupancy Type

Owner 48.6%
Renter 51.4%

$210,100

Median Home Value

+7% vs state

$948

Median Rent

1941

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.1%

YoY Change (2024)

262

HPI Index (2000 = 100)

+162%

Total Change Since 2000

Home values in ZIP 45223 have increased 1.1% over the past year (2024). Since 2000, this ZIP has seen +162% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 195
2021 +13.1% 220
2022 +4.8% 231
2023 +12.5% 260
2024 +1.1% 262

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 266 business establishments in ZIP 45223, employing approximately 3,424 people with a combined annual payroll of $199,275,000.

266

Businesses

3,424

Employees

$199.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 38 14.3%
Retail trade 35 13.2%
Manufacturing 28 10.5%
Construction 24 9.0%
Professional, scientific, and technical services 24 9.0%
Health care and social assistance 24 9.0%
Other services (except public administration) 18 6.8%
Wholesale trade 17 6.4%
Transportation and warehousing 13 4.9%
Real estate and rental and leasing 12 4.5%
Administrative and support and waste management and remediation services 10 3.8%
Educational services 7 2.6%
Finance and insurance 5 1.9%
Arts, entertainment, and recreation 5 1.9%
Information 3 1.1%
Management of companies and enterprises 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45223 vs 45225 →

ZIP 45223 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45223 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45223 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45223 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45225 Cincinnati, OH 9,040 2.0 mi
45224 Cincinnati, OH 19,837 2.3 mi
45232 Cincinnati, OH 6,358 2.2 mi
45220 Cincinnati, OH 15,313 2.2 mi
45214 Cincinnati, OH 8,738 3.4 mi
45217 Cincinnati, OH 6,566 2.8 mi
45211 Cincinnati, OH 36,111 2.8 mi
45239 Cincinnati, OH 28,315 2.8 mi
45219 Cincinnati, OH 16,526 3.6 mi
45229 Cincinnati, OH 13,020 3.6 mi

More ZIP Codes in Hamilton County

Frequently Asked Questions

What county is ZIP code 45223 in?
ZIP code 45223 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45223?
ZIP code 45223 in Cincinnati, OH has a population of 12,360 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45223?
The median household income in ZIP 45223 is $49,312, which is 35% below the national average of $76,288.
What is the average home value in ZIP 45223?
The median home value in ZIP 45223 is $210,100, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 45223?
The largest racial group in ZIP 45223 is White at 50.3%. Hispanic or Latino residents make up 6.5% of the population.
How many businesses are in ZIP code 45223?
ZIP code 45223 has 266 business establishments employing approximately 3,424 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45223?
The top industries by establishment count in ZIP 45223 are: Accommodation and food services (38), Retail trade (35), Manufacturing (28). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45223?
According to the FHFA House Price Index, home values in ZIP 45223 increased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 162%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45223?
In ZIP code 45223, 69.4% of residents aged 25+ have a high school diploma or higher, and 45.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45223?
The mean commute time for workers in ZIP code 45223 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45223?
In ZIP code 45223, approximately 48.6% of occupied housing units are owner-occupied and 51.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45223?
The poverty rate in ZIP code 45223 is 26.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.