PlainZIP

Cincinnati, OH · standard

ZIP Code 45224

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,837
1,192/sq mi
$56,471
Median income
$204,000
Median home value
36.5%
Bachelor's or higher

The verdict

Cincinnati pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

23th pct
household income, US ZIPs
44th pct
home value, US ZIPs
1,192
people per sq mi
60%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45224 against every reporting US ZIP.

ZIP code 45224 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 19,837 residents across 16.6 square miles, a density of 1,192 people per square mile, in the New York time zone.

ZIP 45224 reports a modest median household income of $56,471 (23% below the Ohio average), while per-capita income is $34,859. Local economic indicators show a 19.9% poverty rate alongside 7.9% unemployment. On housing, the median home value is $204,000 (3% above the state average) with median rent at $959 per month, and 59.5% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 36.5% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 24 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hamilton County, letting you compare 45224 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45224

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45224.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45224, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,837

Population

16.6

Area (sq mi)

1,192

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45224?

44.0

Median Age

45.8%

Male

54.2%

Female

3.9%

Foreign-Born

White 41.3%
African American 47.2%
Asian 1.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 6.9%
Hispanic or Latino 5.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,471

Median Household Income

-23% vs state

$34,859

Per Capita Income

19.9%

Poverty Rate

7.9%

Unemployment Rate

23.8 min

Mean Commute Time

How ZIP 45224 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,471 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.0%
Bachelor's Degree or Higher 36.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,015

Total Housing Units

9,535

Occupied Units

480

Vacant Units

2.23

Avg Household Size

Occupancy Type

Owner 59.5%
Renter 40.5%

$204,000

Median Home Value

+3% vs state

$959

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.0%

YoY Change (2024)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 45224 have increased 1.0% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.0% 132
2021 +12.5% 148
2022 +18.8% 176
2023 +11.9% 197
2024 +1.0% 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 232 business establishments in ZIP 45224, employing approximately 7,976 people with a combined annual payroll of $661,564,000.

232

Businesses

7,976

Employees

$661.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 46 19.8%
Retail trade 40 17.2%
Other services (except public administration) 28 12.1%
Accommodation and food services 19 8.2%
Professional, scientific, and technical services 17 7.3%
Administrative and support and waste management and remediation services 15 6.5%
Construction 13 5.6%
Finance and insurance 11 4.7%
Information 9 3.9%
Transportation and warehousing 7 3.0%
Manufacturing 6 2.6%
Real estate and rental and leasing 5 2.2%
Educational services 5 2.2%
Wholesale trade 4 1.7%
Arts, entertainment, and recreation 4 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45224 vs 45232 →

ZIP 45224 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45224 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45224 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45224 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45232 Cincinnati, OH 6,358 1.7 mi
45223 Cincinnati, OH 12,360 2.3 mi
45216 Cincinnati, OH 9,570 2.7 mi
45231 Cincinnati, OH 40,893 3.1 mi
45239 Cincinnati, OH 28,315 2.6 mi
45220 Cincinnati, OH 15,313 3.7 mi
45217 Cincinnati, OH 6,566 3.0 mi
45218 Cincinnati, OH 3,846 4.5 mi
45225 Cincinnati, OH 9,040 4.2 mi
45240 Cincinnati, OH 27,286 5.8 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45224 in? ▼
ZIP code 45224 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45224? ▼
ZIP code 45224 in Cincinnati, OH has a population of 19,837 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45224? ▼
The median household income in ZIP 45224 is $56,471, which is 26% below the national average of $76,288.
What is the average home value in ZIP 45224? ▼
The median home value in ZIP 45224 is $204,000, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 45224? ▼
The largest racial group in ZIP 45224 is African American at 47.2%. Hispanic or Latino residents make up 5.7% of the population.
How many businesses are in ZIP code 45224? ▼
ZIP code 45224 has 232 business establishments employing approximately 7,976 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45224? ▼
The top industries by establishment count in ZIP 45224 are: Health care and social assistance (46), Retail trade (40), Other services (except public administration) (28). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45224? ▼
According to the FHFA House Price Index, home values in ZIP 45224 increased by 1.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45224? ▼
In ZIP code 45224, 65.0% of residents aged 25+ have a high school diploma or higher, and 36.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45224? ▼
The mean commute time for workers in ZIP code 45224 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45224? ▼
In ZIP code 45224, approximately 59.5% of occupied housing units are owner-occupied and 40.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45224? ▼
The poverty rate in ZIP code 45224 is 19.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.