PlainZIP

Cincinnati, OH · standard

ZIP Code 45232

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,358
1,039/sq mi
$28,367
Median income
$130,500
Median home value
15.3%
Bachelor's or higher

The verdict

Cincinnati pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, renter-heavy area.

2th pct
household income, US ZIPs
20th pct
home value, US ZIPs
1,039
people per sq mi
21%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45232 against every reporting US ZIP.

ZIP code 45232 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 6,358 residents across 6.1 square miles, a density of 1,039 people per square mile, in the New York time zone.

ZIP 45232 sits on the lower end of the income spectrum: median household income is $28,367 (61% below the Ohio average), while per-capita income is $19,973. Local economic indicators show a 40.4% poverty rate alongside 20.9% unemployment. Median home value sits at $130,500 (34% below the state average), median rent at $616 a month, and owner-occupancy at 21.3%.

Educational attainment sits below the national norm: 15.3% of adults hold a bachelor's degree or higher, the median age is 28.3, and the average commute is -. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 45232, plus 6 more within Hamilton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45232

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45232.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45232, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,358

Population

6.1

Area (sq mi)

1,039

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45232?

28.3

Median Age

43.6%

Male

56.4%

Female

3.7%

Foreign-Born

White 17.1%
African American 64.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.2%
Hispanic or Latino 9.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$28,367

Median Household Income

-61% vs state

$19,973

Per Capita Income

40.4%

Poverty Rate

20.9%

Unemployment Rate

How ZIP 45232 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$28,367 2nd percentile higher than 2% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.6%
Bachelor's Degree or Higher 15.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,238

Total Housing Units

2,975

Occupied Units

263

Vacant Units

2.14

Avg Household Size

Occupancy Type

Owner 21.3%
Renter 78.7%

$130,500

Median Home Value

-34% vs state

$616

Median Rent

1948

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.6%

YoY Change (2024)

234

HPI Index (2000 = 100)

+134%

Total Change Since 2000

Home values in ZIP 45232 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +134% cumulative appreciation.

Year Annual Change HPI Index
2020 +42.5% 176
2021 +12.8% 198
2022 +5.2% 208
2023 +9.6% 228
2024 +2.6% 234

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 136 business establishments in ZIP 45232, employing approximately 4,489 people with a combined annual payroll of $396,482,000.

136

Businesses

4,489

Employees

$396.5M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Manufacturing 21 15.4%
Retail trade 20 14.7%
Construction 15 11.0%
Other services (except public administration) 12 8.8%
Transportation and warehousing 11 8.1%
Real estate and rental and leasing 11 8.1%
Administrative and support and waste management and remediation services 9 6.6%
Health care and social assistance 8 5.9%
Management of companies and enterprises 7 5.2%
Wholesale trade 6 4.4%
Accommodation and food services 6 4.4%
Professional, scientific, and technical services 4 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45232 vs 45217 →

ZIP 45232 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45232 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45232 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45232 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45217 Cincinnati, OH 6,566 1.3 mi
45224 Cincinnati, OH 19,837 1.7 mi
45220 Cincinnati, OH 15,313 2.4 mi
45216 Cincinnati, OH 9,570 2.0 mi
45223 Cincinnati, OH 12,360 2.2 mi
45229 Cincinnati, OH 13,020 2.4 mi
45219 Cincinnati, OH 16,526 3.8 mi
45237 Cincinnati, OH 20,021 3.2 mi
45212 Cincinnati, OH 22,253 3.4 mi
45207 Cincinnati, OH 7,974 3.5 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45232 in? ▼
ZIP code 45232 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45232? ▼
ZIP code 45232 in Cincinnati, OH has a population of 6,358 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45232? ▼
The median household income in ZIP 45232 is $28,367, which is 63% below the national average of $76,288.
What is the average home value in ZIP 45232? ▼
The median home value in ZIP 45232 is $130,500, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 45232? ▼
The largest racial group in ZIP 45232 is African American at 64.5%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 45232? ▼
ZIP code 45232 has 136 business establishments employing approximately 4,489 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45232? ▼
The top industries by establishment count in ZIP 45232 are: Manufacturing (21), Retail trade (20), Construction (15). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45232? ▼
According to the FHFA House Price Index, home values in ZIP 45232 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45232? ▼
In ZIP code 45232, 50.6% of residents aged 25+ have a high school diploma or higher, and 15.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45232? ▼
In ZIP code 45232, approximately 21.3% of occupied housing units are owner-occupied and 78.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45232? ▼
The poverty rate in ZIP code 45232 is 40.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.