ZIP Code 45232

standard

Source:

Cincinnati · Hamilton County · Ohio

Population
6,358

1,039/sq mi

Median income
$28,367

▼ 63% vs US

higher than 2% of US ZIPs

Median home value
$130,500

▼ 53% vs US

higher than 20% of US ZIPs

Bachelor's or higher
15.3%

Median age 28.3

Land area
6.1 sq mi

New York

ZIP code 45232 in Cincinnati, Ohio has a population of 6,358. The median household income is $28,367, which is 63% below the national average. Median home value is $130,500, 53% below the US average. 15.3% of residents hold a bachelor's degree or higher.

ZIP code 45232 is classified by USPS as a standard delivery area and covers roughly 6.1 square miles in Cincinnati, Hamilton County, Ohio. The area is home to 6,358 residents, producing a population density of 1,039 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45232 against Ohio and the nation.

On the economic side, the median household income for ZIP 45232 sits at $28,367 (61% below the Ohio average), while per-capita income is $19,973. The poverty rate stands at 40.4% and the unemployment rate at 20.9%. On housing, the median home value is $130,500 (34% below the state average) with median rent at $616 per month, and 21.3% of occupied units are owner-occupied, a direct signal of whether 45232 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.3% of adults hold a bachelor's degree or higher, the median age is 28.3, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45232 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45232

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45232.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45232, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,358

Population

6.1

Area (sq mi)

1,039

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45232?

28.3

Median Age

43.6%

Male

56.4%

Female

3.7%

Foreign-Born

White 17.1%
African American 64.5%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.2%
Hispanic or Latino 9.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$28,367

Median Household Income

-61% vs state

$19,973

Per Capita Income

40.4%

Poverty Rate

20.9%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.6%
Bachelor's Degree or Higher 15.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,238

Total Housing Units

2,975

Occupied Units

263

Vacant Units

2.14

Avg Household Size

Occupancy Type

Owner 21.3%
Renter 78.7%

$130,500

Median Home Value

-34% vs state

$616

Median Rent

1948

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.6%

YoY Change (2024)

234

HPI Index (2000 = 100)

+134%

Total Change Since 2000

Home values in ZIP 45232 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +134% cumulative appreciation.

Year Annual Change HPI Index
2020 +42.5% 176
2021 +12.8% 198
2022 +5.2% 208
2023 +9.6% 228
2024 +2.6% 234

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 136 business establishments in ZIP 45232, employing approximately 4,489 people with a combined annual payroll of $396,482,000.

136

Businesses

4,489

Employees

$396.5M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Manufacturing 21 15.4%
Retail trade 20 14.7%
Construction 15 11.0%
Other services (except public administration) 12 8.8%
Transportation and warehousing 11 8.1%
Real estate and rental and leasing 11 8.1%
Administrative and support and waste management and remediation services 9 6.6%
Health care and social assistance 8 5.9%
Management of companies and enterprises 7 5.2%
Wholesale trade 6 4.4%
Accommodation and food services 6 4.4%
Professional, scientific, and technical services 4 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45232 vs 45217 →

ZIP Code City Population Distance
45217 Cincinnati, OH 6,566 1.3 mi
45224 Cincinnati, OH 19,837 1.7 mi
45220 Cincinnati, OH 15,313 2.4 mi
45216 Cincinnati, OH 9,570 2.0 mi
45223 Cincinnati, OH 12,360 2.2 mi
45229 Cincinnati, OH 13,020 2.4 mi
45219 Cincinnati, OH 16,526 3.8 mi
45237 Cincinnati, OH 20,021 3.2 mi
45212 Cincinnati, OH 22,253 3.4 mi
45207 Cincinnati, OH 7,974 3.5 mi

More ZIP Codes in Hamilton County

Frequently Asked Questions

What county is ZIP code 45232 in?
ZIP code 45232 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45232?
ZIP code 45232 in Cincinnati, OH has a population of 6,358 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45232?
The median household income in ZIP 45232 is $28,367, which is 63% below the national average of $76,288.
What is the average home value in ZIP 45232?
The median home value in ZIP 45232 is $130,500, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 45232?
The largest racial group in ZIP 45232 is African American at 64.5%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 45232?
ZIP code 45232 has 136 business establishments employing approximately 4,489 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45232?
The top industries by establishment count in ZIP 45232 are: Manufacturing (21), Retail trade (20), Construction (15). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45232?
According to the FHFA House Price Index, home values in ZIP 45232 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45232?
In ZIP code 45232, 50.6% of residents aged 25+ have a high school diploma or higher, and 15.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45232?
In ZIP code 45232, approximately 21.3% of occupied housing units are owner-occupied and 78.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45232?
The poverty rate in ZIP code 45232 is 40.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cincinnati, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.