Cincinnati, OH · standard
ZIP Code 45232
Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,358
- 1,039/sq mi High-density area
- $28,367
- Median income Below-median income area
- $130,500
- Median home value Below-median home value
- 15.3%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cincinnati pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, renter-heavy area.
- 2nd pct
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 1,039
- people per sq mi
- 21%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45232 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45232 (Cincinnati, OH) rose +2.6% from 2023 to 2024. The all-transactions index moved from 228.3 in 2023 to 234.3 in 2024 (2000 = 100).
ZIP code 45232 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 6,358 residents across 6.1 square miles, a density of 1,039 people per square mile, in the New York time zone.
ZIP 45232 sits on the lower end of the income spectrum: median household income is $28,367 (61% below the average Ohio ZIP), while per-capita income is $19,973. Economic pressure is pronounced: 40.4% of residents are below the poverty line and unemployment is 20.9%. Home values sit below the statewide ZIP benchmark: the median is $130,500 (34% below the average Ohio ZIP), and median rent is $616; owner occupancy is 21.3%.
Educational attainment sits below the national norm: 15.3% of adults hold a bachelor's degree or higher, the median age is 28.3, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 45232 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45232
Top 5 sectors by establishment count in Cincinnati, OH
Which industries have the most business establishments in ZIP 45232.
- Manufacturing
Manufacturing
21 establishments
- Retail trade
Retail trade
20 establishments
- Construction
Construction
15 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Transportation and warehousing
Transportation and warehousing
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45232, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,358
Population
6.1
Area (sq mi)
1,039
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45232?
28.3
Median Age
43.6%
Male
56.4%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$28,367
Median Household Income
-61% vs state ZIP avg
$19,973
Per Capita Income
40.4%
Poverty Rate
20.9%
Unemployment Rate
How ZIP 45232 ranks among Ohio ZIPs
Cincinnati, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$28,367 2nd percentile higher than 2% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,238housing units
3,238
Total Housing Units
2,975
Occupied Units
263
Vacant Units
2.14
Avg Household Size
Occupancy Type
$130,500
Median Home Value
-34% vs state ZIP avg
$616
Median Rent
1948
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2024)
234
HPI Index (2000 = 100)
+134%
Total Change Since 2000
Home values in ZIP 45232 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +134% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +42.5% | 176 |
| 2021 | +12.8% | 198 |
| 2022 | +5.2% | 208 |
| 2023 | +9.6% | 228 |
| 2024 | +2.6% | 234 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 136 business establishments in ZIP 45232, employing approximately 4,489 people with a combined annual payroll of $396,482,000.
136
Businesses
4,489
Employees
$396.5M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 21 | 15.4% |
| Retail trade | 20 | 14.7% |
| Construction | 15 | 11.0% |
| Other services (except public administration) | 12 | 8.8% |
| Transportation and warehousing | 11 | 8.1% |
| Real estate and rental and leasing | 11 | 8.1% |
| Administrative and support and waste management and remediation services | 9 | 6.6% |
| Health care and social assistance | 8 | 5.9% |
| Management of companies and enterprises | 7 | 5.2% |
| Wholesale trade | 6 | 4.4% |
| Accommodation and food services | 6 | 4.4% |
| Professional, scientific, and technical services | 4 | 2.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45232 vs 45217 →
ZIP 45232 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45212
Cincinnati (45212)
22,253 residents
- 45237
Cincinnati (45237)
20,021 residents
- 45224
Cincinnati (45224)
19,837 residents
- 45219
Cincinnati (45219)
16,526 residents
- 45220
Cincinnati (45220)
15,313 residents
- 45229
Cincinnati (45229)
13,020 residents
- 45223
Cincinnati (45223)
12,360 residents
- 45216
Cincinnati (45216)
9,570 residents
- 45207 7,974
Cincinnati (45207)
7,974 residents
What this shows Among its immediate neighbors, ZIP 45232 ranks #0 by population - useful context the national average alone can't give.
ZIP 45232 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45212
Cincinnati (45212)
$72,422 median income
- 45217
Cincinnati (45217)
$62,200 median income
- 45224
Cincinnati (45224)
$56,471 median income
- 45220
Cincinnati (45220)
$53,440 median income
- 45207
Cincinnati (45207)
$49,801 median income
- 45223
Cincinnati (45223)
$49,312 median income
- 45237
Cincinnati (45237)
$44,913 median income
- 45216
Cincinnati (45216)
$44,099 median income
- 45219
Cincinnati (45219)
$35,657 median income
What this shows By household income, ZIP 45232 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45217 | Cincinnati, OH | 6,566 | 1.3 mi |
| 45224 | Cincinnati, OH | 19,837 | 1.7 mi |
| 45220 | Cincinnati, OH | 15,313 | 2.4 mi |
| 45216 | Cincinnati, OH | 9,570 | 2.0 mi |
| 45223 | Cincinnati, OH | 12,360 | 2.2 mi |
| 45229 | Cincinnati, OH | 13,020 | 2.4 mi |
| 45219 | Cincinnati, OH | 16,526 | 3.8 mi |
| 45237 | Cincinnati, OH | 20,021 | 3.2 mi |
| 45212 | Cincinnati, OH | 22,253 | 3.4 mi |
| 45207 | Cincinnati, OH | 7,974 | 3.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45232, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,358 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45232 in?
ZIP code 45232 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45232?
ZIP code 45232 in Cincinnati, OH has a population of 6,358 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45232?
The median household income in ZIP 45232 is $28,367, which is 63% below the national average of $76,288.
What is the average home value in ZIP 45232?
The median home value in ZIP 45232 is $130,500, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 45232?
The largest racial group in ZIP 45232 is African American at 64.5%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 45232?
ZIP code 45232 has 136 business establishments employing approximately 4,489 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45232?
The top industries by establishment count in ZIP 45232 are: Manufacturing (21), Retail trade (20), Construction (15). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45232?
According to the FHFA House Price Index, home values in ZIP 45232 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 134%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45232?
In ZIP code 45232, 50.6% of residents aged 25+ have a high school diploma or higher, and 15.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 45232?
In ZIP code 45232, approximately 21.3% of occupied housing units are owner-occupied and 78.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45232?
The poverty rate in ZIP code 45232 is 40.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45232's numbers, next.
- See how ZIP 45232 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cincinnati, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.