PlainZIP

Covington, KY · standard

ZIP Code 41014

Kenton County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,942
2,523/sq mi
$61,382
Median income
$164,700
Median home value
26.6%
Bachelor's or higher

The verdict

Covington pairs a below-median household income with below-median home values, in a suburban-density, mixed-tenure area.

32th pct
household income, US ZIPs
32th pct
home value, US ZIPs
2,523
people per sq mi
52%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41014 against every reporting US ZIP.

ZIP code 41014 is a mid-sized community (a standard USPS delivery area) in Covington, Kenton County, Kentucky, home to 6,942 residents across 2.8 square miles, a density of 2,523 people per square mile, in the New York time zone.

ZIP 41014 reports a modest median household income of $61,382 (3% above the Kentucky average), while per-capita income is $31,331. The poverty rate stands at 24.1% and the unemployment rate at 5.8%. Median home value sits at $164,700 (4% above the state average), median rent at $1,040 a month, and owner-occupancy at 52.0%.

Educational attainment sits below the national norm: 26.6% of adults hold a bachelor's degree or higher, the median age is 34.2, and the average commute is 21 minutes. To put 41014 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Kenton County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 41014

Top 5 sectors by establishment count in Covington, KY

Which industries have the most business establishments in ZIP 41014.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41014, Covington, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,942

Population

2.8

Area (sq mi)

2,523

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41014?

34.2

Median Age

50.8%

Male

49.2%

Female

5.1%

Foreign-Born

White 73.9%
African American 9.7%
Asian 2.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.1%
Hispanic or Latino 8.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,382

Median Household Income

+3% vs state

$31,331

Per Capita Income

24.1%

Poverty Rate

5.8%

Unemployment Rate

21.2 min

Mean Commute Time

How ZIP 41014 ranks nationally

Covington, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,382 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.1%
Bachelor's Degree or Higher 26.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,497

Total Housing Units

3,122

Occupied Units

375

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 52.0%
Renter 48.0%

$164,700

Median Home Value

+4% vs state

$1,040

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.7%

YoY Change (2024)

258

HPI Index (2000 = 100)

+158%

Total Change Since 2000

Home values in ZIP 41014 have decreased 0.7% over the past year (2024). Since 2000, this ZIP has seen +158% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 167
2021 +17.3% 196
2022 +12.6% 221
2023 +17.7% 260
2024 -0.7% 258

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 60 business establishments in ZIP 41014, employing approximately 590 people with a combined annual payroll of $33,648,000.

60

Businesses

590

Employees

$33.6M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Retail trade 11 18.3%
Construction 9 15.0%
Health care and social assistance 9 15.0%
Utilities 5 8.3%
Other services (except public administration) 5 8.3%
Manufacturing 4 6.7%
Wholesale trade 3 5.0%
Professional, scientific, and technical services 3 5.0%
Accommodation and food services 3 5.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41014 vs 41011 →

ZIP 41014 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41014 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41014 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41014 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41011 Covington, KY 25,872 1.3 mi
41071 Newport, KY 20,869 1.3 mi
45202 Cincinnati, OH 15,483 3.0 mi
41073 Bellevue, KY 5,955 2.9 mi
41016 Covington, KY 6,075 2.8 mi
45203 Cincinnati, OH 2,236 3.1 mi
41099 Newport, KY 1,169 2.9 mi
41075 Fort Thomas, KY 16,459 3.1 mi
45219 Cincinnati, OH 16,526 4.3 mi
45206 Cincinnati, OH 10,745 4.4 mi

More ZIP Codes in Kenton County

41017 standard
Ft Mitchell, KY
Pop: 38,940
41018 standard
Erlanger, KY
Pop: 27,345
41051 standard
Independence, KY
Pop: 26,796
41011 standard
Covington, KY
Pop: 25,872
41015 standard
Latonia, KY
Pop: 20,864
41016 standard
Covington, KY
Pop: 6,075

Related Areas

Kenton County Covington, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41014 in? ▼
ZIP code 41014 (Covington) is located in Kenton County, Kentucky. Kenton County contains multiple ZIP codes, see the full list at /counties/kenton-ky.
What is the population of ZIP code 41014? ▼
ZIP code 41014 in Covington, KY has a population of 6,942 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41014? ▼
The median household income in ZIP 41014 is $61,382, which is 20% below the national average of $76,288.
What is the average home value in ZIP 41014? ▼
The median home value in ZIP 41014 is $164,700, which is 41% below the national average of $278,155.
What is the demographic makeup of ZIP 41014? ▼
The largest racial group in ZIP 41014 is White at 73.9%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 41014? ▼
ZIP code 41014 has 60 business establishments employing approximately 590 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41014? ▼
The top industries by establishment count in ZIP 41014 are: Retail trade (11), Construction (9), Health care and social assistance (9). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 41014? ▼
According to the FHFA House Price Index, home values in ZIP 41014 decreased by 0.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 158%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41014? ▼
In ZIP code 41014, 56.1% of residents aged 25+ have a high school diploma or higher, and 26.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41014? ▼
The mean commute time for workers in ZIP code 41014 is 21.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41014? ▼
In ZIP code 41014, approximately 52.0% of occupied housing units are owner-occupied and 48.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41014? ▼
The poverty rate in ZIP code 41014 is 24.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.