PlainZIP

Covington, KY · standard

ZIP Code 41011

Kenton County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,872
1,403/sq mi
$69,970
Median income
$304,200
Median home value
47.5%
Bachelor's or higher

The verdict

Covington pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.

47th pct
household income, US ZIPs
Top 33%
home value, US ZIPs
1,403
people per sq mi
46%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41011 against every reporting US ZIP.

ZIP code 41011 is a densely settled ZIP (a standard USPS delivery area) in Covington, Kenton County, Kentucky, with 25,872 residents across 18.4 square miles, a density of 1,403 people per square mile, in the New York time zone.

ZIP 41011 reports a modest median household income of $69,970 (17% above the Kentucky average), while per-capita income is $48,547. Poverty here runs at 15.9%, with unemployment measured at 5.0%. Median home value sits at $304,200 (91% above the state average), median rent at $1,088 a month, and owner-occupancy at 46.1%.

A solid share of residents have a four-year degree: 47.5% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 19 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kenton County, so you can benchmark 41011 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 41011

Top 5 sectors by establishment count in Covington, KY

Which industries have the most business establishments in ZIP 41011.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41011, Covington, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

25,872

Population

18.4

Area (sq mi)

1,403

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41011?

36.6

Median Age

50.9%

Male

49.1%

Female

7.4%

Foreign-Born

White 72.9%
African American 8.8%
Asian 1.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 10.6%
Hispanic or Latino 11.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,970

Median Household Income

+17% vs state

$48,547

Per Capita Income

15.9%

Poverty Rate

5.0%

Unemployment Rate

19.4 min

Mean Commute Time

How ZIP 41011 ranks nationally

Covington, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,970 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.1%
Bachelor's Degree or Higher 47.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,566

Total Housing Units

12,373

Occupied Units

2,193

Vacant Units

2.16

Avg Household Size

Occupancy Type

Owner 46.1%
Renter 53.9%

$304,200

Median Home Value

+91% vs state

$1,088

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.8%

YoY Change (2024)

260

HPI Index (2000 = 100)

+160%

Total Change Since 2000

Home values in ZIP 41011 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 177
2021 +10.3% 195
2022 +15.3% 224
2023 +9.4% 246
2024 +5.8% 260

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 773 business establishments in ZIP 41011, employing approximately 11,282 people with a combined annual payroll of $667,640,000.

773

Businesses

11,282

Employees

$667.6M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 140 18.1%
Accommodation and food services 113 14.6%
Health care and social assistance 104 13.4%
Retail trade 86 11.1%
Other services (except public administration) 71 9.2%
Finance and insurance 56 7.2%
Construction 43 5.6%
Real estate and rental and leasing 41 5.3%
Administrative and support and waste management and remediation services 24 3.1%
Wholesale trade 21 2.7%
Information 21 2.7%
Arts, entertainment, and recreation 13 1.7%
Manufacturing 12 1.6%
Transportation and warehousing 10 1.3%
Management of companies and enterprises 10 1.3%
Educational services 8 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41011 vs 41014 →

ZIP 41011 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41011 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41011 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41011 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41014 Covington, KY 6,942 1.3 mi
41016 Covington, KY 6,075 1.7 mi
45203 Cincinnati, OH 2,236 2.5 mi
41071 Newport, KY 20,869 2.5 mi
45202 Cincinnati, OH 15,483 3.2 mi
45214 Cincinnati, OH 8,738 3.9 mi
45204 Cincinnati, OH 6,972 3.0 mi
41017 Ft Mitchell, KY 38,940 3.2 mi
45219 Cincinnati, OH 16,526 4.2 mi
41073 Bellevue, KY 5,955 3.6 mi

More ZIP Codes in Kenton County

41017 standard
Ft Mitchell, KY
Pop: 38,940
41018 standard
Erlanger, KY
Pop: 27,345
41051 standard
Independence, KY
Pop: 26,796
41015 standard
Latonia, KY
Pop: 20,864
41014 standard
Covington, KY
Pop: 6,942
41016 standard
Covington, KY
Pop: 6,075

Related Areas

Kenton County Covington, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41011 in? ▼
ZIP code 41011 (Covington) is located in Kenton County, Kentucky. Kenton County contains multiple ZIP codes, see the full list at /counties/kenton-ky.
What is the population of ZIP code 41011? ▼
ZIP code 41011 in Covington, KY has a population of 25,872 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41011? ▼
The median household income in ZIP 41011 is $69,970, which is 8% below the national average of $76,288.
What is the average home value in ZIP 41011? ▼
The median home value in ZIP 41011 is $304,200, which is 9% above the national average of $278,155.
What is the demographic makeup of ZIP 41011? ▼
The largest racial group in ZIP 41011 is White at 72.9%. Hispanic or Latino residents make up 11.5% of the population.
How many businesses are in ZIP code 41011? ▼
ZIP code 41011 has 773 business establishments employing approximately 11,282 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41011? ▼
The top industries by establishment count in ZIP 41011 are: Professional, scientific, and technical services (140), Accommodation and food services (113), Health care and social assistance (104). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 41011? ▼
According to the FHFA House Price Index, home values in ZIP 41011 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41011? ▼
In ZIP code 41011, 68.1% of residents aged 25+ have a high school diploma or higher, and 47.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41011? ▼
The mean commute time for workers in ZIP code 41011 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41011? ▼
In ZIP code 41011, approximately 46.1% of occupied housing units are owner-occupied and 53.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41011? ▼
The poverty rate in ZIP code 41011 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.