Covington, KY · standard
ZIP Code 41011
Kenton County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 25,872
- 1,403/sq mi High-density area
- $69,970
- Median income Near-median income area
- $304,200
- Median home value Above-median home value
- 47.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Covington pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.
- 47th pct
- household income, US ZIPs
- Top 33%
- home value, US ZIPs
- 1,403
- people per sq mi
- 46%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41011 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 41011 (Covington, KY) rose +5.8% from 2023 to 2024. The all-transactions index moved from 245.5 in 2023 to 259.7 in 2024 (2000 = 100).
ZIP code 41011 is a densely settled ZIP (a standard USPS delivery area) in Covington, Kenton County, Kentucky, with 25,872 residents across 18.4 square miles, a density of 1,403 people per square mile, in the New York time zone.
ZIP 41011 reports a modest median household income of $69,970 (17% above the average Kentucky ZIP), while per-capita income is $48,547. The poverty rate is 15.9%, with unemployment at 5.0%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $304,200 (91% above the average Kentucky ZIP), with only 46.1% owner-occupied homes and median rent of $1,088.
A solid share of residents have a four-year degree: 47.5% of adults hold a bachelor's degree or higher, the median age is 36.6, and the average commute is 19 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Kenton County, so 41011 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 41011
Top 5 sectors by establishment count in Covington, KY
Which industries have the most business establishments in ZIP 41011.
- Professional, scientific, and technical services
Professional, scientific, and technical services
140 establishments
- Accommodation and food services
Accommodation and food services
113 establishments
- Health care and social assistance
Health care and social assistance
104 establishments
- Retail trade
Retail trade
86 establishments
- Other services (except public administration)
Other services (except public administration)
71 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41011, Covington, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
25,872
Population
18.4
Area (sq mi)
1,403
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41011?
36.6
Median Age
50.9%
Male
49.1%
Female
7.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,970
Median Household Income
+17% vs state ZIP avg
$48,547
Per Capita Income
15.9%
Poverty Rate
5.0%
Unemployment Rate
19.4 min
Mean Commute Time
How ZIP 41011 ranks among Kentucky ZIPs
Covington, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$69,970 Top 25% higher than 75% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,566housing units
14,566
Total Housing Units
12,373
Occupied Units
2,193
Vacant Units
2.16
Avg Household Size
Occupancy Type
$304,200
Median Home Value
+91% vs state ZIP avg
$1,088
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.8%
YoY Change (2024)
260
HPI Index (2000 = 100)
+160%
Total Change Since 2000
Home values in ZIP 41011 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 177 |
| 2021 | +10.3% | 195 |
| 2022 | +15.3% | 224 |
| 2023 | +9.4% | 246 |
| 2024 | +5.8% | 260 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 773 business establishments in ZIP 41011, employing approximately 11,282 people with a combined annual payroll of $667,640,000.
773
Businesses
11,282
Employees
$667.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 140 | 18.1% |
| Accommodation and food services | 113 | 14.6% |
| Health care and social assistance | 104 | 13.4% |
| Retail trade | 86 | 11.1% |
| Other services (except public administration) | 71 | 9.2% |
| Finance and insurance | 56 | 7.2% |
| Construction | 43 | 5.6% |
| Real estate and rental and leasing | 41 | 5.3% |
| Administrative and support and waste management and remediation services | 24 | 3.1% |
| Wholesale trade | 21 | 2.7% |
| Information | 21 | 2.7% |
| Arts, entertainment, and recreation | 13 | 1.7% |
| Manufacturing | 12 | 1.6% |
| Transportation and warehousing | 10 | 1.3% |
| Management of companies and enterprises | 10 | 1.3% |
| Educational services | 8 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41011 vs 41014 →
ZIP 41011 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41017
Ft Mitchell (41017)
38,940 residents
- 41011
Covington (41011)
25,872 residents
- 41071
Newport (41071)
20,869 residents
- 45219
Cincinnati (45219)
16,526 residents
- 45202 15,483
Cincinnati (45202)
15,483 residents
- 45214 8,738
Cincinnati (45214)
8,738 residents
- 45204 6,972
Cincinnati (45204)
6,972 residents
- 41014 6,942
Covington (41014)
6,942 residents
- 41016 6,075
Covington (41016)
6,075 residents
What this shows Among its immediate neighbors, ZIP 41011 ranks #2 by population - useful context the national average alone can't give.
ZIP 41011 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41017
Ft Mitchell (41017)
$97,274 median income
- 45202
Cincinnati (45202)
$95,633 median income
- 41016
Covington (41016)
$71,172 median income
- 41073
Bellevue (41073)
$71,166 median income
- 41011
Covington (41011)
$69,970 median income
- 41014
Covington (41014)
$61,382 median income
- 41071
Newport (41071)
$59,976 median income
- 45219 $35,657
Cincinnati (45219)
$35,657 median income
- 45204 $31,236
Cincinnati (45204)
$31,236 median income
What this shows By household income, ZIP 41011 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 41014 | Covington, KY | 6,942 | 1.3 mi |
| 41016 | Covington, KY | 6,075 | 1.7 mi |
| 45203 | Cincinnati, OH | 2,236 | 2.5 mi |
| 41071 | Newport, KY | 20,869 | 2.5 mi |
| 45202 | Cincinnati, OH | 15,483 | 3.2 mi |
| 45214 | Cincinnati, OH | 8,738 | 3.9 mi |
| 45204 | Cincinnati, OH | 6,972 | 3.0 mi |
| 41017 | Ft Mitchell, KY | 38,940 | 3.2 mi |
| 45219 | Cincinnati, OH | 16,526 | 4.2 mi |
| 41073 | Bellevue, KY | 5,955 | 3.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41011, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (25,872 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Kenton County
Related Areas
Frequently Asked Questions
What county is ZIP code 41011 in?
ZIP code 41011 (Covington) is located in Kenton County, Kentucky. Kenton County contains multiple ZIP codes, see the full list at /counties/kenton-ky.
What is the population of ZIP code 41011?
ZIP code 41011 in Covington, KY has a population of 25,872 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41011?
The median household income in ZIP 41011 is $69,970, which is 8% below the national average of $76,288.
What is the average home value in ZIP 41011?
The median home value in ZIP 41011 is $304,200, which is 9% above the national average of $278,155.
What is the demographic makeup of ZIP 41011?
The largest racial group in ZIP 41011 is White at 72.9%. Hispanic or Latino residents make up 11.5% of the population.
How many businesses are in ZIP code 41011?
ZIP code 41011 has 773 business establishments employing approximately 11,282 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41011?
The top industries by establishment count in ZIP 41011 are: Professional, scientific, and technical services (140), Accommodation and food services (113), Health care and social assistance (104). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 41011?
According to the FHFA House Price Index, home values in ZIP 41011 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41011?
In ZIP code 41011, 68.1% of residents aged 25+ have a high school diploma or higher, and 47.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41011?
The mean commute time for workers in ZIP code 41011 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41011?
In ZIP code 41011, approximately 46.1% of occupied housing units are owner-occupied and 53.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41011?
The poverty rate in ZIP code 41011 is 15.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41011's numbers, next.
- See how ZIP 41011 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Covington, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.