PlainZIP

Cincinnati, OH · standard

ZIP Code 45204

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,972
831/sq mi
$31,236
Median income
$95,400
Median home value
17.5%
Bachelor's or higher

The verdict

Cincinnati pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

2th pct
household income, US ZIPs
8th pct
home value, US ZIPs
831
people per sq mi
44%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45204 against every reporting US ZIP.

ZIP code 45204 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 6,972 residents across 8.4 square miles, a density of 831 people per square mile, in the New York time zone.

ZIP 45204 sits on the lower end of the income spectrum: median household income is $31,236 (57% below the Ohio average), while per-capita income is $19,053. 51.2% of residents live below the poverty line, and the unemployment rate reads 8.8%. Median home value sits at $95,400 (52% below the state average), median rent at $932 a month, and owner-occupancy at 43.7%.

Educational attainment sits below the national norm: 17.5% of adults hold a bachelor's degree or higher, the median age is 27.6, and the average commute is 26 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 45204, plus 6 more within Hamilton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45204

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45204.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45204, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,972

Population

8.4

Area (sq mi)

831

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45204?

27.6

Median Age

48.5%

Male

51.5%

Female

3.3%

Foreign-Born

White 38.1%
African American 40.4%
Asian 1.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.3%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$31,236

Median Household Income

-57% vs state

$19,053

Per Capita Income

51.2%

Poverty Rate

8.8%

Unemployment Rate

25.5 min

Mean Commute Time

How ZIP 45204 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$31,236 2nd percentile higher than 2% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 17.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,625

Total Housing Units

3,014

Occupied Units

611

Vacant Units

2.75

Avg Household Size

Occupancy Type

Owner 43.7%
Renter 56.3%

$95,400

Median Home Value

-52% vs state

$932

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+27.9%

YoY Change (2024)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 45204 have increased 27.9% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.8% 125
2021 +6.0% 132
2022 +27.7% 169
2023 -8.2% 155
2024 +27.9% 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 94 business establishments in ZIP 45204, employing approximately 2,477 people with a combined annual payroll of $175,625,000.

94

Businesses

2,477

Employees

$175.6M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Manufacturing 14 14.9%
Health care and social assistance 11 11.7%
Other services (except public administration) 11 11.7%
Transportation and warehousing 10 10.6%
Professional, scientific, and technical services 9 9.6%
Construction 8 8.5%
Retail trade 8 8.5%
Wholesale trade 7 7.5%
Accommodation and food services 6 6.4%
Administrative and support and waste management and remediation services 5 5.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45204 vs 45205 →

ZIP 45204 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45204 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45204 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45204 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45205 Cincinnati, OH 19,389 1.0 mi
41016 Covington, KY 6,075 1.4 mi
45203 Cincinnati, OH 2,236 2.1 mi
45238 Cincinnati, OH 45,760 2.3 mi
45214 Cincinnati, OH 8,738 2.3 mi
45225 Cincinnati, OH 9,040 3.4 mi
41011 Covington, KY 25,872 3.0 mi
45051 Mount Saint Joseph, OH 177 4.0 mi
41017 Ft Mitchell, KY 38,940 4.7 mi
45202 Cincinnati, OH 15,483 3.8 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45204 in? ▼
ZIP code 45204 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45204? ▼
ZIP code 45204 in Cincinnati, OH has a population of 6,972 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45204? ▼
The median household income in ZIP 45204 is $31,236, which is 59% below the national average of $76,288.
What is the average home value in ZIP 45204? ▼
The median home value in ZIP 45204 is $95,400, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 45204? ▼
The largest racial group in ZIP 45204 is African American at 40.4%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 45204? ▼
ZIP code 45204 has 94 business establishments employing approximately 2,477 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45204? ▼
The top industries by establishment count in ZIP 45204 are: Manufacturing (14), Health care and social assistance (11), Other services (except public administration) (11). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 45204? ▼
According to the FHFA House Price Index, home values in ZIP 45204 increased by 27.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45204? ▼
In ZIP code 45204, 54.0% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45204? ▼
The mean commute time for workers in ZIP code 45204 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45204? ▼
In ZIP code 45204, approximately 43.7% of occupied housing units are owner-occupied and 56.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45204? ▼
The poverty rate in ZIP code 45204 is 51.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.