Cincinnati, OH · standard
ZIP Code 45204
Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,972
- 831/sq mi High-density area
- $31,236
- Median income Below-median income area
- $95,400
- Median home value Below-median home value
- 17.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cincinnati pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.
- 2nd pct
- household income, US ZIPs
- 8th pct
- home value, US ZIPs
- 831
- people per sq mi
- 44%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45204 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45204 (Cincinnati, OH) rose +27.9% from 2023 to 2024. The all-transactions index moved from 155.2 in 2023 to 198.5 in 2024 (2000 = 100).
ZIP code 45204 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 6,972 residents across 8.4 square miles, a density of 831 people per square mile, in the New York time zone.
ZIP 45204 sits on the lower end of the income spectrum: median household income is $31,236 (57% below the average Ohio ZIP), while per-capita income is $19,053. The poverty rate is 51.2%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $95,400 (52% below the average Ohio ZIP), and median rent is $932; owner occupancy is 43.7%.
Educational attainment sits below the national norm: 17.5% of adults hold a bachelor's degree or higher, the median age is 27.6, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 45204 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45204
Top 5 sectors by establishment count in Cincinnati, OH
Which industries have the most business establishments in ZIP 45204.
- Manufacturing
Manufacturing
14 establishments
- Health care and social assistance
Health care and social assistance
11 establishments
- Other services (except public administration)
Other services (except public administration)
11 establishments
- Transportation and warehousing
Transportation and warehousing
10 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45204, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,972
Population
8.4
Area (sq mi)
831
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45204?
27.6
Median Age
48.5%
Male
51.5%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$31,236
Median Household Income
-57% vs state ZIP avg
$19,053
Per Capita Income
51.2%
Poverty Rate
8.8%
Unemployment Rate
25.5 min
Mean Commute Time
How ZIP 45204 ranks among Ohio ZIPs
Cincinnati, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$31,236 2nd percentile higher than 2% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,625housing units
3,625
Total Housing Units
3,014
Occupied Units
611
Vacant Units
2.75
Avg Household Size
Occupancy Type
$95,400
Median Home Value
-52% vs state ZIP avg
$932
Median Rent
1954
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+27.9%
YoY Change (2024)
199
HPI Index (2000 = 100)
+99%
Total Change Since 2000
Home values in ZIP 45204 have increased 27.9% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 125 |
| 2021 | +6.0% | 132 |
| 2022 | +27.7% | 169 |
| 2023 | -8.2% | 155 |
| 2024 | +27.9% | 199 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 94 business establishments in ZIP 45204, employing approximately 2,477 people with a combined annual payroll of $175,625,000.
94
Businesses
2,477
Employees
$175.6M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 14 | 14.9% |
| Health care and social assistance | 11 | 11.7% |
| Other services (except public administration) | 11 | 11.7% |
| Transportation and warehousing | 10 | 10.6% |
| Professional, scientific, and technical services | 9 | 9.6% |
| Construction | 8 | 8.5% |
| Retail trade | 8 | 8.5% |
| Wholesale trade | 7 | 7.5% |
| Accommodation and food services | 6 | 6.4% |
| Administrative and support and waste management and remediation services | 5 | 5.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45204 vs 45205 →
ZIP 45204 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45238
Cincinnati (45238)
45,760 residents
- 41017
Ft Mitchell (41017)
38,940 residents
- 41011
Covington (41011)
25,872 residents
- 45205
Cincinnati (45205)
19,389 residents
- 45202 15,483
Cincinnati (45202)
15,483 residents
- 45225 9,040
Cincinnati (45225)
9,040 residents
- 45214 8,738
Cincinnati (45214)
8,738 residents
- 45204 6,972
Cincinnati (45204)
6,972 residents
- 41016 6,075
Covington (41016)
6,075 residents
What this shows Among its immediate neighbors, ZIP 45204 ranks #8 by population - useful context the national average alone can't give.
ZIP 45204 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41017
Ft Mitchell (41017)
$97,274 median income
- 45202
Cincinnati (45202)
$95,633 median income
- 41016
Covington (41016)
$71,172 median income
- 41011
Covington (41011)
$69,970 median income
- 45051
Mount Saint Joseph (45051)
$66,932 median income
- 45238
Cincinnati (45238)
$66,277 median income
- 45205
Cincinnati (45205)
$43,682 median income
- 45204 $31,236
Cincinnati (45204)
$31,236 median income
- 45214 $27,852
Cincinnati (45214)
$27,852 median income
What this shows By household income, ZIP 45204 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45205 | Cincinnati, OH | 19,389 | 1.0 mi |
| 41016 | Covington, KY | 6,075 | 1.4 mi |
| 45203 | Cincinnati, OH | 2,236 | 2.1 mi |
| 45238 | Cincinnati, OH | 45,760 | 2.3 mi |
| 45214 | Cincinnati, OH | 8,738 | 2.3 mi |
| 45225 | Cincinnati, OH | 9,040 | 3.4 mi |
| 41011 | Covington, KY | 25,872 | 3.0 mi |
| 45051 | Mount Saint Joseph, OH | 177 | 4.0 mi |
| 41017 | Ft Mitchell, KY | 38,940 | 4.7 mi |
| 45202 | Cincinnati, OH | 15,483 | 3.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45204, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,972 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45204 in?
ZIP code 45204 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45204?
ZIP code 45204 in Cincinnati, OH has a population of 6,972 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45204?
The median household income in ZIP 45204 is $31,236, which is 59% below the national average of $76,288.
What is the average home value in ZIP 45204?
The median home value in ZIP 45204 is $95,400, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 45204?
The largest racial group in ZIP 45204 is African American at 40.4%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 45204?
ZIP code 45204 has 94 business establishments employing approximately 2,477 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45204?
The top industries by establishment count in ZIP 45204 are: Manufacturing (14), Health care and social assistance (11), Other services (except public administration) (11). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 45204?
According to the FHFA House Price Index, home values in ZIP 45204 increased by 27.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45204?
In ZIP code 45204, 54.0% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45204?
The mean commute time for workers in ZIP code 45204 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45204?
In ZIP code 45204, approximately 43.7% of occupied housing units are owner-occupied and 56.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45204?
The poverty rate in ZIP code 45204 is 51.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45204's numbers, next.
- See how ZIP 45204 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cincinnati, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.