ZIP Code 45204

standard

Source:

Cincinnati · Hamilton County · Ohio

Population
6,972

831/sq mi

Median income
$31,236

▼ 59% vs US

higher than 2% of US ZIPs

Median home value
$95,400

▼ 66% vs US

higher than 8% of US ZIPs

Bachelor's or higher
17.5%

Median age 27.6

Land area
8.4 sq mi

New York

ZIP code 45204 in Cincinnati, Ohio has a population of 6,972. The median household income is $31,236, which is 59% below the national average. Median home value is $95,400, 66% below the US average. 17.5% of residents hold a bachelor's degree or higher.

ZIP code 45204 is classified by USPS as a standard delivery area and covers roughly 8.4 square miles in Cincinnati, Hamilton County, Ohio. The area is home to 6,972 residents, producing a population density of 831 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45204 against Ohio and the nation.

On the economic side, the median household income for ZIP 45204 sits at $31,236 (57% below the Ohio average), while per-capita income is $19,053. The poverty rate stands at 51.2% and the unemployment rate at 8.8%. On housing, the median home value is $95,400 (52% below the state average) with median rent at $932 per month, and 43.7% of occupied units are owner-occupied, a direct signal of whether 45204 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.5% of adults hold a bachelor's degree or higher, the median age is 27.6, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45204 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45204

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45204.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45204, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,972

Population

8.4

Area (sq mi)

831

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45204?

27.6

Median Age

48.5%

Male

51.5%

Female

3.3%

Foreign-Born

White 38.1%
African American 40.4%
Asian 1.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.3%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$31,236

Median Household Income

-57% vs state

$19,053

Per Capita Income

51.2%

Poverty Rate

8.8%

Unemployment Rate

25.5 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.0%
Bachelor's Degree or Higher 17.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,625

Total Housing Units

3,014

Occupied Units

611

Vacant Units

2.75

Avg Household Size

Occupancy Type

Owner 43.7%
Renter 56.3%

$95,400

Median Home Value

-52% vs state

$932

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+27.9%

YoY Change (2024)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 45204 have increased 27.9% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.8% 125
2021 +6.0% 132
2022 +27.7% 169
2023 -8.2% 155
2024 +27.9% 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 94 business establishments in ZIP 45204, employing approximately 2,477 people with a combined annual payroll of $175,625,000.

94

Businesses

2,477

Employees

$175.6M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Manufacturing 14 14.9%
Health care and social assistance 11 11.7%
Other services (except public administration) 11 11.7%
Transportation and warehousing 10 10.6%
Professional, scientific, and technical services 9 9.6%
Construction 8 8.5%
Retail trade 8 8.5%
Wholesale trade 7 7.5%
Accommodation and food services 6 6.4%
Administrative and support and waste management and remediation services 5 5.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45204 vs 45205 →

ZIP Code City Population Distance
45205 Cincinnati, OH 19,389 1.0 mi
41016 Covington, KY 6,075 1.4 mi
45203 Cincinnati, OH 2,236 2.1 mi
45238 Cincinnati, OH 45,760 2.3 mi
45214 Cincinnati, OH 8,738 2.3 mi
45225 Cincinnati, OH 9,040 3.4 mi
41011 Covington, KY 25,872 3.0 mi
45051 Mount Saint Joseph, OH 177 4.0 mi
41017 Ft Mitchell, KY 38,940 4.7 mi
45202 Cincinnati, OH 15,483 3.8 mi

More ZIP Codes in Hamilton County

Frequently Asked Questions

What county is ZIP code 45204 in?
ZIP code 45204 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45204?
ZIP code 45204 in Cincinnati, OH has a population of 6,972 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45204?
The median household income in ZIP 45204 is $31,236, which is 59% below the national average of $76,288.
What is the average home value in ZIP 45204?
The median home value in ZIP 45204 is $95,400, which is 66% below the national average of $278,155.
What is the demographic makeup of ZIP 45204?
The largest racial group in ZIP 45204 is African American at 40.4%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 45204?
ZIP code 45204 has 94 business establishments employing approximately 2,477 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45204?
The top industries by establishment count in ZIP 45204 are: Manufacturing (14), Health care and social assistance (11), Other services (except public administration) (11). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 45204?
According to the FHFA House Price Index, home values in ZIP 45204 increased by 27.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45204?
In ZIP code 45204, 54.0% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45204?
The mean commute time for workers in ZIP code 45204 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45204?
In ZIP code 45204, approximately 43.7% of occupied housing units are owner-occupied and 56.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45204?
The poverty rate in ZIP code 45204 is 51.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cincinnati, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.