ZIP Code 45205
standardSource:
Cincinnati · Hamilton County · Ohio
- Population
- 19,389
- Median income
- $43,682
- Median home value
- $127,900
- Bachelor's or higher
- 21.2%
- Land area
- 7.5 sq mi
2,578/sq mi
▼ 43% vs US
higher than 8% of US ZIPs
▼ 54% vs US
higher than 19% of US ZIPs
Median age 30.7
New York
ZIP code 45205 in Cincinnati, Ohio has a population of 19,389. The median household income is $43,682, which is 43% below the national average. Median home value is $127,900, 54% below the US average. 21.2% of residents hold a bachelor's degree or higher.
ZIP code 45205 is classified by USPS as a standard delivery area and covers roughly 7.5 square miles in Cincinnati, Hamilton County, Ohio. The area is home to 19,389 residents, producing a population density of 2,578 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45205 against Ohio and the nation.
On the economic side, the median household income for ZIP 45205 sits at $43,682 (40% below the Ohio average), while per-capita income is $21,549. The poverty rate stands at 33.4% and the unemployment rate at 11.1%. On housing, the median home value is $127,900 (35% below the state average) with median rent at $895 per month, and 36.9% of occupied units are owner-occupied, a direct signal of whether 45205 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 21.2% of adults hold a bachelor's degree or higher, the median age is 30.7, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45205 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45205
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45205.
- Retail trade
Retail trade
26 establishments
- Health care and social assistance
Health care and social assistance
21 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Construction 9
Construction
9 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45205, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
19,389
Population
7.5
Area (sq mi)
2,578
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45205?
30.7
Median Age
47.2%
Male
52.8%
Female
11.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$43,682
Median Household Income
-40% vs state
$21,549
Per Capita Income
33.4%
Poverty Rate
11.1%
Unemployment Rate
27.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,964
Total Housing Units
7,009
Occupied Units
955
Vacant Units
2.63
Avg Household Size
Occupancy Type
$127,900
Median Home Value
-35% vs state
$895
Median Rent
1946
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.9%
YoY Change (2024)
210
HPI Index (2000 = 100)
+110%
Total Change Since 2000
Home values in ZIP 45205 have increased 2.9% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 127 |
| 2021 | +16.3% | 148 |
| 2022 | +15.0% | 170 |
| 2023 | +20.2% | 204 |
| 2024 | +2.9% | 210 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 120 business establishments in ZIP 45205, employing approximately 1,399 people with a combined annual payroll of $54,750,000.
120
Businesses
1,399
Employees
$54.8M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 26 | 21.7% |
| Health care and social assistance | 21 | 17.5% |
| Accommodation and food services | 12 | 10.0% |
| Other services (except public administration) | 12 | 10.0% |
| Construction | 9 | 7.5% |
| Administrative and support and waste management and remediation services | 9 | 7.5% |
| Real estate and rental and leasing | 8 | 6.7% |
| Professional, scientific, and technical services | 6 | 5.0% |
| Educational services | 5 | 4.2% |
| Finance and insurance | 4 | 3.3% |
| Transportation and warehousing | 3 | 2.5% |
| Information | 3 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45205 vs 45204 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45204 | Cincinnati, OH | 6,972 | 1.0 mi |
| 45238 | Cincinnati, OH | 45,760 | 1.9 mi |
| 45214 | Cincinnati, OH | 8,738 | 1.9 mi |
| 45203 | Cincinnati, OH | 2,236 | 2.3 mi |
| 41016 | Covington, KY | 6,075 | 2.1 mi |
| 45225 | Cincinnati, OH | 9,040 | 2.6 mi |
| 45211 | Cincinnati, OH | 36,111 | 3.4 mi |
| 45202 | Cincinnati, OH | 15,483 | 3.9 mi |
| 45219 | Cincinnati, OH | 16,526 | 3.5 mi |
| 45051 | Mount Saint Joseph, OH | 177 | 3.9 mi |
More ZIP Codes in Hamilton County
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Frequently Asked Questions
What county is ZIP code 45205 in? ▼
What is the population of ZIP code 45205? ▼
What is the median household income in ZIP 45205? ▼
What is the average home value in ZIP 45205? ▼
What is the demographic makeup of ZIP 45205? ▼
How many businesses are in ZIP code 45205? ▼
What are the main industries in ZIP code 45205? ▼
How have home values changed in ZIP code 45205? ▼
What is the education level in ZIP code 45205? ▼
What is the average commute time in ZIP 45205? ▼
What percentage of residents own vs. rent in ZIP 45205? ▼
What is the poverty rate in ZIP code 45205? ▼
ZIP Code Research Guides
Official Data Resources for Cincinnati, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.