PlainZIP

Cincinnati, OH · standard

ZIP Code 45205

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,389
2,578/sq mi
$43,682
Median income
$127,900
Median home value
21.2%
Bachelor's or higher

The verdict

Cincinnati pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a suburban-density, renter-heavy area.

8th pct
household income, US ZIPs
19th pct
home value, US ZIPs
2,578
people per sq mi
37%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45205 against every reporting US ZIP.

ZIP code 45205 is a mid-sized community (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, home to 19,389 residents across 7.5 square miles, a density of 2,578 people per square mile, in the New York time zone.

ZIP 45205 reports a modest median household income of $43,682 (40% below the Ohio average), while per-capita income is $21,549. 33.4% of residents live below the poverty line, and the unemployment rate reads 11.1%. Median home value sits at $127,900 (35% below the state average), median rent at $895 a month, and owner-occupancy at 36.9%.

Educational attainment sits below the national norm: 21.2% of adults hold a bachelor's degree or higher, the median age is 30.7, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hamilton County, so you can benchmark 45205 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45205

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45205.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45205, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,389

Population

7.5

Area (sq mi)

2,578

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45205?

30.7

Median Age

47.2%

Male

52.8%

Female

11.4%

Foreign-Born

White 35.1%
African American 38.5%
Asian 2.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 12.2%
Hispanic or Latino 17.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$43,682

Median Household Income

-40% vs state

$21,549

Per Capita Income

33.4%

Poverty Rate

11.1%

Unemployment Rate

27.3 min

Mean Commute Time

How ZIP 45205 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$43,682 8th percentile higher than 8% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.5%
Bachelor's Degree or Higher 21.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,964

Total Housing Units

7,009

Occupied Units

955

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 36.9%
Renter 63.1%

$127,900

Median Home Value

-35% vs state

$895

Median Rent

1946

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.9%

YoY Change (2024)

210

HPI Index (2000 = 100)

+110%

Total Change Since 2000

Home values in ZIP 45205 have increased 2.9% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 127
2021 +16.3% 148
2022 +15.0% 170
2023 +20.2% 204
2024 +2.9% 210

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 120 business establishments in ZIP 45205, employing approximately 1,399 people with a combined annual payroll of $54,750,000.

120

Businesses

1,399

Employees

$54.8M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 26 21.7%
Health care and social assistance 21 17.5%
Accommodation and food services 12 10.0%
Other services (except public administration) 12 10.0%
Construction 9 7.5%
Administrative and support and waste management and remediation services 9 7.5%
Real estate and rental and leasing 8 6.7%
Professional, scientific, and technical services 6 5.0%
Educational services 5 4.2%
Finance and insurance 4 3.3%
Transportation and warehousing 3 2.5%
Information 3 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45205 vs 45204 →

ZIP 45205 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45205 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45205 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45205 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45204 Cincinnati, OH 6,972 1.0 mi
45238 Cincinnati, OH 45,760 1.9 mi
45214 Cincinnati, OH 8,738 1.9 mi
45203 Cincinnati, OH 2,236 2.3 mi
41016 Covington, KY 6,075 2.1 mi
45225 Cincinnati, OH 9,040 2.6 mi
45211 Cincinnati, OH 36,111 3.4 mi
45202 Cincinnati, OH 15,483 3.9 mi
45219 Cincinnati, OH 16,526 3.5 mi
45051 Mount Saint Joseph, OH 177 3.9 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45205 in? ▼
ZIP code 45205 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45205? ▼
ZIP code 45205 in Cincinnati, OH has a population of 19,389 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45205? ▼
The median household income in ZIP 45205 is $43,682, which is 43% below the national average of $76,288.
What is the average home value in ZIP 45205? ▼
The median home value in ZIP 45205 is $127,900, which is 54% below the national average of $278,155.
What is the demographic makeup of ZIP 45205? ▼
The largest racial group in ZIP 45205 is African American at 38.5%. Hispanic or Latino residents make up 17.8% of the population.
How many businesses are in ZIP code 45205? ▼
ZIP code 45205 has 120 business establishments employing approximately 1,399 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45205? ▼
The top industries by establishment count in ZIP 45205 are: Retail trade (26), Health care and social assistance (21), Accommodation and food services (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 45205? ▼
According to the FHFA House Price Index, home values in ZIP 45205 increased by 2.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 110%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45205? ▼
In ZIP code 45205, 52.5% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45205? ▼
The mean commute time for workers in ZIP code 45205 is 27.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45205? ▼
In ZIP code 45205, approximately 36.9% of occupied housing units are owner-occupied and 63.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45205? ▼
The poverty rate in ZIP code 45205 is 33.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.