Residential delivery area · Ohio

ZIP Code 45039: Maineville, OH

ZIP code 45039 uses the postal name Maineville, Ohio and lies entirely in Warren County (Census 2020 ZIP-county file). About 28,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $108,794 (Census Bureau, ACS 2020-2024). By Census place, 11% of its land lies in Landen (a census-designated place), and 9% in smaller places; 80% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Ohio, Indiana, Kentucky and Michigan
450sectional center: Cincinnati, OH (SCF 450)
39delivery area within it
Town
Maineville · its only residential ZIP
Census places
Landen census-designated place
Metro area
Cincinnati, OH-KY-IN
House district
OH-1 119th Congress
State
Ohio
Time zone
Eastern
Land area
15.6 sq mi · 1,820 people per sq mi

Where is ZIP code 45039?

45039 centers on 39.327°, -84.237° and covers 15.6 square miles of land plus 0.4 of water. It borders 6 ZIP codes: 45034, 45065, 45040, 45140, 45152, 45036.

45034 · Kings Mills45036 · Lebanon45040 · Mason45065 · South Lebanon45140 · Loveland45152 · Morrow45039 · Maineville (this ZIP)45039451524514045040450654503445034 · Kings Mills45036 · Lebanon45040 · Mason45065 · South Lebanon45140 · Loveland45152 · Morrow45039 · Maineville (this ZIP)450394515245140450404506545034 · Kings Mills45036 · Lebanon45040 · Mason45065 · South Lebanon45140 · Loveland45152 · Morrow45039 · Maineville (this ZIP)4503945152451404504045065
Shaded by median household income, in national fifths (ACS 2020-2024); 45039 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 45039, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 45039 compare with the rest of Warren County?

Rank of 45039 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure45039In Warren CountyIn OH
People (ACS 2020-2024)28,3358th of 21116th of 1,233
Median household income$109k6th of 1757th of 755
Median home value$327k9th of 1881st of 810

Its median household income is higher than in 86% of U.S. residential ZIP codes, and it is denser than 84% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 45039?

The 2020 Census counted 27,529 people in 45039; the ACS, which samples households over 2020-2024, estimates 28,335. Between the 2010 and 2020 censuses its population grew 20.7% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
28,335
2020 Census count
27,529+20.7% since 2010 (22,814)
Households
10,945
Median age
39.5

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 45039?

Of the 28,335 people the ACS estimates in 45039, 23.9% are under 18 and 17.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.1%).

  • Under 1823.9%
  • 18 to 6459.0%
  • 65 and older17.2%
Age of the people of 45039 (ACS 2020-2024, B01001)
  • White, not Hispanic85.1%
  • Hispanic or Latino4.8%
  • Asian, not Hispanic4.4%
  • Other or two or more2.9%
  • Black, not Hispanic2.7%
Race and Hispanic origin in 45039 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 45039 earn?

Median household income is $108,794 (ACS 2020-2024), the 6th highest of the 17 ranked ZIP codes in Warren County. It is not measurably different from 2015-2019 ($121,883 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$108,794
Income per person
$50,383
Below the poverty line
4.1%
Unemployed (of the labor force)
1.3%
Adults 25+ with a bachelor's degree
51.6%
Adjusted gross income per tax return, 2022
$104,32914,420 returns; wages 72% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 45039?

FHFA's house price index for 45039, built from repeat sales and appraisals of the same homes, rose 96% from 2015 to 2025 and rose 57% from 2020 to 2025, and moved +7.3% in 2025.

Median home value (owners' estimate)
$327,200
Median gross rent
$1,677
Homes owned by their occupants
83.8%
Housing units
11,401
0 200 400 600 197719902000201020202025 0 200 400 600 197719902000201020202025 0 200 400 600 197719902000201020202025
Index = 100 in 1977, the first year FHFA reports for 45039; 2025: 568.1. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 45039?

360 business establishments had a location in this ZIP code in 2023, 40 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services44
  • Health care and social assistance42
  • Other services (except public administration)41
  • Construction40
  • Retail trade36
  • Accommodation and food services30

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 45039?

ZIP codes that share a boundary with 45039, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
45034Kings Mills968$152k2.1 mi
45065South Lebanon7,053$105k3.2 mi
45040Mason59,518$133k4.4 mi
45140Loveland57,211$115k5.1 mi
45152Morrow14,850$123k6.4 mi
45036Lebanon42,204$99k8.1 mi
45249Cincinnati14,490$106k6.0 mi (near)
45242Cincinnati22,623$125k8.5 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.