ZIP Code 45245
standardSource:
Cincinnati · Clermont County · Ohio
- Population
- 18,542
- Median income
- $80,147
- Median home value
- $285,900
- Bachelor's or higher
- 32.3%
- Land area
- 40.9 sq mi
454/sq mi
▲ 5% vs US
higher than 62% of US ZIPs
▲ 3% vs US
higher than 64% of US ZIPs
Median age 41.7
New York
ZIP code 45245 in Cincinnati, Ohio has a population of 18,542. The median household income is $80,147, which is 5% above the national average. Median home value is $285,900, 3% above the US average. 32.3% of residents hold a bachelor's degree or higher.
ZIP code 45245 is classified by USPS as a standard delivery area and covers roughly 40.9 square miles in Cincinnati, Clermont County, Ohio. The area is home to 18,542 residents, producing a population density of 454 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45245 against Ohio and the nation.
On the economic side, the median household income for ZIP 45245 sits at $80,147 (10% above the Ohio average), while per-capita income is $48,964. The poverty rate stands at 7.5% and the unemployment rate at 2.9%. On housing, the median home value is $285,900 (45% above the state average) with median rent at $1,223 per month, and 62.6% of occupied units are owner-occupied, a direct signal of whether 45245 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 32.3% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Clermont County, so you can benchmark 45245 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 45245
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 45245.
- Retail trade
Retail trade
138 establishments
- Accommodation and food services
Accommodation and food services
73 establishments
- Health care and social assistance
Health care and social assistance
72 establishments
- Other services (except public administration) 48
Other services (except public administration)
48 establishments
- Professional, scientific, and technical services 40
Professional, scientific, and technical services
40 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45245, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
18,542
Population
40.9
Area (sq mi)
454
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45245?
41.7
Median Age
47.9%
Male
52.1%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,147
Median Household Income
+10% vs state
$48,964
Per Capita Income
7.5%
Poverty Rate
2.9%
Unemployment Rate
23.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
9,007
Total Housing Units
8,714
Occupied Units
293
Vacant Units
2.28
Avg Household Size
Occupancy Type
$285,900
Median Home Value
+45% vs state
$1,223
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.9%
YoY Change (2024)
214
HPI Index (2000 = 100)
+114%
Total Change Since 2000
Home values in ZIP 45245 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +114% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.2% | 144 |
| 2021 | +12.8% | 162 |
| 2022 | +18.8% | 192 |
| 2023 | +6.1% | 204 |
| 2024 | +4.9% | 214 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 580 business establishments in ZIP 45245, employing approximately 12,963 people with a combined annual payroll of $660,574,000.
580
Businesses
12,963
Employees
$660.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 138 | 23.8% |
| Accommodation and food services | 73 | 12.6% |
| Health care and social assistance | 72 | 12.4% |
| Other services (except public administration) | 48 | 8.3% |
| Professional, scientific, and technical services | 40 | 6.9% |
| Finance and insurance | 39 | 6.7% |
| Real estate and rental and leasing | 34 | 5.9% |
| Construction | 30 | 5.2% |
| Administrative and support and waste management and remediation services | 28 | 4.8% |
| Wholesale trade | 22 | 3.8% |
| Transportation and warehousing | 15 | 2.6% |
| Manufacturing | 14 | 2.4% |
| Information | 11 | 1.9% |
| Arts, entertainment, and recreation | 9 | 1.6% |
| Educational services | 6 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45245 vs 45255 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45255 | Cincinnati, OH | 21,775 | 2.8 mi |
| 45244 | Cincinnati, OH | 28,565 | 4.8 mi |
| 45102 | Amelia, OH | 22,680 | 4.9 mi |
| 45230 | Cincinnati, OH | 27,536 | 6.2 mi |
| 41059 | Melbourne, KY | 2,712 | 5.5 mi |
| 45174 | Terrace Park, OH | 2,258 | 6.9 mi |
| 41085 | Silver Grove, KY | 724 | 6.6 mi |
| 45150 | Milford, OH | 31,394 | 7.5 mi |
| 45111 | Camp Dennison, OH | 376 | 9.3 mi |
| 45157 | New Richmond, OH | 9,758 | 7.7 mi |
More ZIP Codes in Clermont County
Related Areas
Frequently Asked Questions
What county is ZIP code 45245 in? ▼
What is the population of ZIP code 45245? ▼
What is the median household income in ZIP 45245? ▼
What is the average home value in ZIP 45245? ▼
What is the demographic makeup of ZIP 45245? ▼
How many businesses are in ZIP code 45245? ▼
What are the main industries in ZIP code 45245? ▼
How have home values changed in ZIP code 45245? ▼
What is the education level in ZIP code 45245? ▼
What is the average commute time in ZIP 45245? ▼
What percentage of residents own vs. rent in ZIP 45245? ▼
What is the poverty rate in ZIP code 45245? ▼
ZIP Code Research Guides
Official Data Resources for Cincinnati, OH
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.