Melbourne, KY · standard

ZIP Code 41059

Campbell County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,712
77/sq mi Moderate-density area
$58,553
Median income Below-median income area
$217,400
Median home value Near-median home value
20.3%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Melbourne pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

27th pct
household income, US ZIPs
48th pct
home value, US ZIPs
77
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41059 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 41059 (Melbourne, KY) rose +56.9% from 2023 to 2024.

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 41059 covers 35.4 square miles in Melbourne, Campbell County, Kentucky (a standard USPS delivery area), with a modest 2,712 residents on file, a density of 77 people per square mile, in the New York time zone.

ZIP 41059 reports a modest median household income of $58,553 (2% below the average Kentucky ZIP), while per-capita income is $35,519. The poverty rate is 9.7%, with unemployment at 3.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $217,400 (37% above the average Kentucky ZIP), while 81.3% of occupied homes are owner-occupied and median rent is $684.

Educational attainment sits below the national norm: 20.3% of adults hold a bachelor's degree or higher, the median age is 43.5, and the average commute is 28 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Campbell County, so 41059 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 41059

Top 5 sectors by establishment count in Melbourne, KY

Which industries have the most business establishments in ZIP 41059.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41059, Melbourne, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,712

Population

35.4

Area (sq mi)

77

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41059?

43.5

Median Age

49.0%

Male

51.0%

Female

0.1%

Foreign-Born

White 97.1%
African American 0.1%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 0.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,553

Median Household Income

-2% vs state ZIP avg

$35,519

Per Capita Income

9.7%

Poverty Rate

3.0%

Unemployment Rate

27.5 min

Mean Commute Time

How ZIP 41059 ranks among Kentucky ZIPs

Melbourne, KY household income vs. every Kentucky ZIP code

Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$58,553 Top 47% higher than 53% of 646 Kentucky ZIPs

This ZIP $0 $200K+ every Kentucky ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.9%
Bachelor's Degree or Higher 20.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,160

Total Housing Units

1,120

Occupied Units

40

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 81.3%
Renter 18.7%

$217,400

Median Home Value

+37% vs state ZIP avg

$684

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 32 business establishments in ZIP 41059, employing approximately 186 people with a combined annual payroll of $6,469,000.

32

Businesses

186

Employees

$6.5M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 9 28.1%
Other services (except public administration) 5 15.6%
Real estate and rental and leasing 4 12.5%
Retail trade 3 9.4%
Accommodation and food services 3 9.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41059 vs 45255 →

ZIP 41059 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41059 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41059 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41059 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45255 Cincinnati, OH 21,775 3.7 mi
41085 Silver Grove, KY 724 3.1 mi
41076 Newport, KY 16,468 4.8 mi
45230 Cincinnati, OH 27,536 5.2 mi
45245 Cincinnati, OH 18,542 5.5 mi
45244 Cincinnati, OH 28,565 7.8 mi
41001 Alexandria, KY 16,412 7.0 mi
41099 Newport, KY 1,169 6.7 mi
45102 Amelia, OH 22,680 7.8 mi
41007 California, KY 4,193 8.3 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 41059, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (2,712 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Campbell County

Frequently Asked Questions

What county is ZIP code 41059 in?

ZIP code 41059 (Melbourne) is located in Campbell County, Kentucky. Campbell County contains multiple ZIP codes, see the full list at /counties/campbell-ky.

What is the population of ZIP code 41059?

ZIP code 41059 in Melbourne, KY has a population of 2,712 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 41059?

The median household income in ZIP 41059 is $58,553, which is 23% below the national average of $76,288.

What is the average home value in ZIP 41059?

The median home value in ZIP 41059 is $217,400, which is 22% below the national average of $278,155.

What is the demographic makeup of ZIP 41059?

The largest racial group in ZIP 41059 is White at 97.1%. Hispanic or Latino residents make up 0.1% of the population.

How many businesses are in ZIP code 41059?

ZIP code 41059 has 32 business establishments employing approximately 186 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 41059?

The top industries by establishment count in ZIP 41059 are: Construction (9), Other services (except public administration) (5), Real estate and rental and leasing (4). There are 5 industry sectors represented in total.

What is the education level in ZIP code 41059?

In ZIP code 41059, 64.9% of residents aged 25+ have a high school diploma or higher, and 20.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 41059?

The mean commute time for workers in ZIP code 41059 is 27.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 41059?

In ZIP code 41059, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 41059?

The poverty rate in ZIP code 41059 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 41059's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 41059's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.