PlainZIP

Cincinnati, OH · standard

ZIP Code 45248

Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,915
809/sq mi
$84,510
Median income
$217,100
Median home value
35.2%
Bachelor's or higher

The verdict

Cincinnati pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.

Top 33%
household income, US ZIPs
48th pct
home value, US ZIPs
809
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45248 against every reporting US ZIP.

ZIP code 45248 is a densely settled ZIP (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, with 24,915 residents across 30.8 square miles, a density of 809 people per square mile, in the New York time zone.

ZIP 45248 lands in the middle-income range, with a median household income of $84,510 (16% above the Ohio average), while per-capita income is $44,124. Local economic indicators show a 5.0% poverty rate alongside 2.9% unemployment. On housing, the median home value is $217,100 (10% above the state average) with median rent at $1,048 per month, and 90.3% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 35.2% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is 25 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 45248, plus 6 more within Hamilton County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45248

Top 5 sectors by establishment count in Cincinnati, OH

Which industries have the most business establishments in ZIP 45248.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45248, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

24,915

Population

30.8

Area (sq mi)

809

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45248?

44.1

Median Age

48.2%

Male

51.8%

Female

1.6%

Foreign-Born

White 92.4%
African American 1.7%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.2%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$84,510

Median Household Income

+16% vs state

$44,124

Per Capita Income

5.0%

Poverty Rate

2.9%

Unemployment Rate

24.9 min

Mean Commute Time

How ZIP 45248 ranks nationally

Cincinnati, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$84,510 Top 33% higher than 67% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.0%
Bachelor's Degree or Higher 35.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,663

Total Housing Units

9,481

Occupied Units

182

Vacant Units

2.37

Avg Household Size

Occupancy Type

Owner 90.3%
Renter 9.7%

$217,100

Median Home Value

+10% vs state

$1,048

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.5%

YoY Change (2024)

185

HPI Index (2000 = 100)

+85%

Total Change Since 2000

Home values in ZIP 45248 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +85% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 126
2021 +10.2% 138
2022 +16.1% 161
2023 +10.3% 177
2024 +4.5% 185

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 346 business establishments in ZIP 45248, employing approximately 4,820 people with a combined annual payroll of $205,669,000.

346

Businesses

4,820

Employees

$205.7M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 44 12.7%
Health care and social assistance 43 12.4%
Retail trade 39 11.3%
Professional, scientific, and technical services 33 9.5%
Other services (except public administration) 33 9.5%
Real estate and rental and leasing 31 9.0%
Finance and insurance 29 8.4%
Accommodation and food services 29 8.4%
Administrative and support and waste management and remediation services 20 5.8%
Wholesale trade 11 3.2%
Manufacturing 8 2.3%
Transportation and warehousing 8 2.3%
Educational services 6 1.7%
Arts, entertainment, and recreation 6 1.7%
Information 4 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45248 vs 45233 →

ZIP 45248 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45248 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45248 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45248 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45233 Cincinnati, OH 15,808 3.2 mi
45247 Cincinnati, OH 22,082 3.9 mi
45211 Cincinnati, OH 36,111 3.5 mi
45001 Addyston, OH 606 3.2 mi
45051 Mount Saint Joseph, OH 177 4.7 mi
45041 Miamitown, OH 199 3.9 mi
45002 Cleves, OH 13,388 4.5 mi
45238 Cincinnati, OH 45,760 4.7 mi
45033 Hooven, OH 276 5.5 mi
41048 Hebron, KY 13,959 5.4 mi

More ZIP Codes in Hamilton County

45238 standard
Cincinnati, OH
Pop: 45,760
45231 standard
Cincinnati, OH
Pop: 40,893
45211 standard
Cincinnati, OH
Pop: 36,111
45215 standard
Cincinnati, OH
Pop: 29,623
45244 standard
Cincinnati, OH
Pop: 28,565
45239 standard
Cincinnati, OH
Pop: 28,315

Related Areas

Hamilton County Cincinnati, OH Ohio

Frequently Asked Questions

What county is ZIP code 45248 in? ▼
ZIP code 45248 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45248? ▼
ZIP code 45248 in Cincinnati, OH has a population of 24,915 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45248? ▼
The median household income in ZIP 45248 is $84,510, which is 11% above the national average of $76,288.
What is the average home value in ZIP 45248? ▼
The median home value in ZIP 45248 is $217,100, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 45248? ▼
The largest racial group in ZIP 45248 is White at 92.4%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 45248? ▼
ZIP code 45248 has 346 business establishments employing approximately 4,820 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45248? ▼
The top industries by establishment count in ZIP 45248 are: Construction (44), Health care and social assistance (43), Retail trade (39). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45248? ▼
According to the FHFA House Price Index, home values in ZIP 45248 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 85%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45248? ▼
In ZIP code 45248, 66.0% of residents aged 25+ have a high school diploma or higher, and 35.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45248? ▼
The mean commute time for workers in ZIP code 45248 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45248? ▼
In ZIP code 45248, approximately 90.3% of occupied housing units are owner-occupied and 9.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45248? ▼
The poverty rate in ZIP code 45248 is 5.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.