Cincinnati, OH · standard
ZIP Code 45248
Hamilton County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 24,915
- 809/sq mi High-density area
- $84,510
- Median income Above-median income area
- $217,100
- Median home value Near-median home value
- 35.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cincinnati pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.
- Top 33%
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 809
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45248 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45248 (Cincinnati, OH) rose +4.5% from 2023 to 2024. The all-transactions index moved from 177.2 in 2023 to 185.1 in 2024 (2000 = 100).
ZIP code 45248 is a densely settled ZIP (a standard USPS delivery area) in Cincinnati, Hamilton County, Ohio, with 24,915 residents across 30.8 square miles, a density of 809 people per square mile, in the New York time zone.
ZIP 45248 lands in the middle-income range, with a median household income of $84,510 (16% above the average Ohio ZIP), while per-capita income is $44,124. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.0% and unemployment is 2.9%. Median home value is $217,100 (10% above the average Ohio ZIP) and median rent is $1,048; 90.3% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 35.2% of adults hold a bachelor's degree or higher, the median age is 44.1, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hamilton County, so 45248 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45248
Top 5 sectors by establishment count in Cincinnati, OH
Which industries have the most business establishments in ZIP 45248.
- Construction
Construction
44 establishments
- Health care and social assistance
Health care and social assistance
43 establishments
- Retail trade
Retail trade
39 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
33 establishments
- Other services (except public administration)
Other services (except public administration)
33 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45248, Cincinnati, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
24,915
Population
30.8
Area (sq mi)
809
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45248?
44.1
Median Age
48.2%
Male
51.8%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,510
Median Household Income
+16% vs state ZIP avg
$44,124
Per Capita Income
5.0%
Poverty Rate
2.9%
Unemployment Rate
24.9 min
Mean Commute Time
How ZIP 45248 ranks among Ohio ZIPs
Cincinnati, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$84,510 Top 25% higher than 75% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,663housing units
9,663
Total Housing Units
9,481
Occupied Units
182
Vacant Units
2.37
Avg Household Size
Occupancy Type
$217,100
Median Home Value
+10% vs state ZIP avg
$1,048
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.5%
YoY Change (2024)
185
HPI Index (2000 = 100)
+85%
Total Change Since 2000
Home values in ZIP 45248 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +85% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.5% | 126 |
| 2021 | +10.2% | 138 |
| 2022 | +16.1% | 161 |
| 2023 | +10.3% | 177 |
| 2024 | +4.5% | 185 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 346 business establishments in ZIP 45248, employing approximately 4,820 people with a combined annual payroll of $205,669,000.
346
Businesses
4,820
Employees
$205.7M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 44 | 12.7% |
| Health care and social assistance | 43 | 12.4% |
| Retail trade | 39 | 11.3% |
| Professional, scientific, and technical services | 33 | 9.5% |
| Other services (except public administration) | 33 | 9.5% |
| Real estate and rental and leasing | 31 | 9.0% |
| Finance and insurance | 29 | 8.4% |
| Accommodation and food services | 29 | 8.4% |
| Administrative and support and waste management and remediation services | 20 | 5.8% |
| Wholesale trade | 11 | 3.2% |
| Manufacturing | 8 | 2.3% |
| Transportation and warehousing | 8 | 2.3% |
| Educational services | 6 | 1.7% |
| Arts, entertainment, and recreation | 6 | 1.7% |
| Information | 4 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45248 vs 45233 →
ZIP 45248 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45238
Cincinnati (45238)
45,760 residents
- 45211
Cincinnati (45211)
36,111 residents
- 45248
Cincinnati (45248)
24,915 residents
- 45247
Cincinnati (45247)
22,082 residents
- 45233 15,808
Cincinnati (45233)
15,808 residents
- 41048 13,959
Hebron (41048)
13,959 residents
- 45002 13,388
Cleves (45002)
13,388 residents
- 45001 606
Addyston (45001)
606 residents
- 45033 276
Hooven (45033)
276 residents
What this shows Among its immediate neighbors, ZIP 45248 ranks #3 by population - useful context the national average alone can't give.
ZIP 45248 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41048
Hebron (41048)
$137,398 median income
- 45233
Cincinnati (45233)
$110,742 median income
- 45247
Cincinnati (45247)
$94,603 median income
- 45248
Cincinnati (45248)
$84,510 median income
- 45002
Cleves (45002)
$81,229 median income
- 45051
Mount Saint Joseph (45051)
$66,932 median income
- 45238
Cincinnati (45238)
$66,277 median income
- 45211 $53,868
Cincinnati (45211)
$53,868 median income
- 45001 $50,417
Addyston (45001)
$50,417 median income
What this shows By household income, ZIP 45248 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45233 | Cincinnati, OH | 15,808 | 3.2 mi |
| 45247 | Cincinnati, OH | 22,082 | 3.9 mi |
| 45211 | Cincinnati, OH | 36,111 | 3.5 mi |
| 45001 | Addyston, OH | 606 | 3.2 mi |
| 45051 | Mount Saint Joseph, OH | 177 | 4.7 mi |
| 45041 | Miamitown, OH | 199 | 3.9 mi |
| 45002 | Cleves, OH | 13,388 | 4.5 mi |
| 45238 | Cincinnati, OH | 45,760 | 4.7 mi |
| 45033 | Hooven, OH | 276 | 5.5 mi |
| 41048 | Hebron, KY | 13,959 | 5.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45248, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (24,915 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hamilton County
Related Areas
Frequently Asked Questions
What county is ZIP code 45248 in?
ZIP code 45248 (Cincinnati) is located in Hamilton County, Ohio. Hamilton County contains multiple ZIP codes, see the full list at /counties/hamilton-oh.
What is the population of ZIP code 45248?
ZIP code 45248 in Cincinnati, OH has a population of 24,915 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45248?
The median household income in ZIP 45248 is $84,510, which is 11% above the national average of $76,288.
What is the average home value in ZIP 45248?
The median home value in ZIP 45248 is $217,100, which is 22% below the national average of $278,155.
What is the demographic makeup of ZIP 45248?
The largest racial group in ZIP 45248 is White at 92.4%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 45248?
ZIP code 45248 has 346 business establishments employing approximately 4,820 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45248?
The top industries by establishment count in ZIP 45248 are: Construction (44), Health care and social assistance (43), Retail trade (39). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45248?
According to the FHFA House Price Index, home values in ZIP 45248 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 85%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45248?
In ZIP code 45248, 66.0% of residents aged 25+ have a high school diploma or higher, and 35.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45248?
The mean commute time for workers in ZIP code 45248 is 24.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45248?
In ZIP code 45248, approximately 90.3% of occupied housing units are owner-occupied and 9.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45248?
The poverty rate in ZIP code 45248 is 5.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45248's numbers, next.
- See how ZIP 45248 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cincinnati, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.