West Chester, OH · standard
ZIP Code 45069
Butler County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 49,060
- 666/sq mi High-density area
- $114,631
- Median income Above-median income area
- $345,000
- Median home value Above-median home value
- 52.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
West Chester pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 11%
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 666
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45069 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45069 (West Chester, OH) rose +6.3% from 2023 to 2024. The all-transactions index moved from 211.2 in 2023 to 224.6 in 2024 (2000 = 100).
ZIP code 45069 is a densely settled ZIP (a standard USPS delivery area) in West Chester, Butler County, Ohio, with 49,060 residents across 73.6 square miles, a density of 666 people per square mile, in the New York time zone.
ZIP 45069 skews affluent, with a median household income of $114,631 (57% above the average Ohio ZIP), while per-capita income is $52,770. The poverty rate is 6.8%, with unemployment at 5.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $345,000 (75% above the average Ohio ZIP), while 76.8% of occupied homes are owner-occupied and median rent is $1,672.
This is a highly-educated ZIP: 52.9% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 23 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Butler County, so 45069 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45069
Top 5 sectors by establishment count in West Chester, OH
Which industries have the most business establishments in ZIP 45069.
- Retail trade
Retail trade
233 establishments
- Health care and social assistance
Health care and social assistance
227 establishments
- Accommodation and food services
Accommodation and food services
225 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
197 establishments
- Other services (except public administration)
Other services (except public administration)
145 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45069, West Chester, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
49,060
Population
73.6
Area (sq mi)
666
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45069?
38.3
Median Age
49.5%
Male
50.5%
Female
13.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$114,631
Median Household Income
+57% vs state ZIP avg
$52,770
Per Capita Income
6.8%
Poverty Rate
5.2%
Unemployment Rate
22.9 min
Mean Commute Time
How ZIP 45069 ranks nationally
West Chester, OH household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$114,631 Top 11% higher than 89% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
21,703housing units
21,703
Total Housing Units
21,173
Occupied Units
530
Vacant Units
2.63
Avg Household Size
Occupancy Type
$345,000
Median Home Value
+75% vs state ZIP avg
$1,672
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.3%
YoY Change (2024)
225
HPI Index (2000 = 100)
+125%
Total Change Since 2000
Home values in ZIP 45069 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +125% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 145 |
| 2021 | +13.2% | 164 |
| 2022 | +17.6% | 193 |
| 2023 | +9.3% | 211 |
| 2024 | +6.3% | 225 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,871 business establishments in ZIP 45069, employing approximately 40,627 people with a combined annual payroll of $2,428,052,000.
1,871
Businesses
40,627
Employees
$2.4B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 233 | 12.4% |
| Health care and social assistance | 227 | 12.1% |
| Accommodation and food services | 225 | 12.0% |
| Professional, scientific, and technical services | 197 | 10.5% |
| Other services (except public administration) | 145 | 7.8% |
| Wholesale trade | 135 | 7.2% |
| Finance and insurance | 128 | 6.8% |
| Transportation and warehousing | 102 | 5.5% |
| Administrative and support and waste management and remediation services | 102 | 5.5% |
| Construction | 98 | 5.2% |
| Real estate and rental and leasing | 97 | 5.2% |
| Manufacturing | 47 | 2.5% |
| Arts, entertainment, and recreation | 42 | 2.2% |
| Information | 35 | 1.9% |
| Management of companies and enterprises | 34 | 1.8% |
| Educational services | 22 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45069 vs 45241 →
ZIP 45069 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45044
Middletown (45044)
52,822 residents
- 45040
Mason (45040)
50,627 residents
- 45069
West Chester (45069)
49,060 residents
- 45014
Fairfield (45014)
43,917 residents
- 45236
Cincinnati (45236)
24,552 residents
- 45241
Cincinnati (45241)
23,044 residents
- 45242
Cincinnati (45242)
22,055 residents
- 45246 15,133
Cincinnati (45246)
15,133 residents
- 45249 12,902
Cincinnati (45249)
12,902 residents
What this shows Among its immediate neighbors, ZIP 45069 ranks #3 by population - useful context the national average alone can't give.
ZIP 45069 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45040
Mason (45040)
$133,240 median income
- 45242
Cincinnati (45242)
$124,567 median income
- 45069
West Chester (45069)
$114,631 median income
- 45249
Cincinnati (45249)
$105,804 median income
- 45050
Monroe (45050)
$104,282 median income
- 45241
Cincinnati (45241)
$103,585 median income
- 45236
Cincinnati (45236)
$84,037 median income
- 45014
Fairfield (45014)
$75,661 median income
- 45044
Middletown (45044)
$73,732 median income
What this shows By household income, ZIP 45069 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45241 | Cincinnati, OH | 23,044 | 4.5 mi |
| 45246 | Cincinnati, OH | 15,133 | 4.7 mi |
| 45040 | Mason, OH | 50,627 | 5.3 mi |
| 45044 | Middletown, OH | 52,822 | 7.6 mi |
| 45236 | Cincinnati, OH | 24,552 | 9.2 mi |
| 45015 | Hamilton, OH | 12,038 | 7.0 mi |
| 45249 | Cincinnati, OH | 12,902 | 6.4 mi |
| 45242 | Cincinnati, OH | 22,055 | 7.4 mi |
| 45014 | Fairfield, OH | 43,917 | 7.5 mi |
| 45050 | Monroe, OH | 8,548 | 7.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45069, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (49,060 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Butler County
Related Areas
Frequently Asked Questions
What county is ZIP code 45069 in?
ZIP code 45069 (West Chester) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45069?
ZIP code 45069 in West Chester, OH has a population of 49,060 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45069?
The median household income in ZIP 45069 is $114,631, which is 50% above the national average of $76,288.
What is the average home value in ZIP 45069?
The median home value in ZIP 45069 is $345,000, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 45069?
The largest racial group in ZIP 45069 is White at 72.3%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 45069?
ZIP code 45069 has 1,871 business establishments employing approximately 40,627 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45069?
The top industries by establishment count in ZIP 45069 are: Retail trade (233), Health care and social assistance (227), Accommodation and food services (225). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45069?
According to the FHFA House Price Index, home values in ZIP 45069 increased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 125%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45069?
In ZIP code 45069, 71.1% of residents aged 25+ have a high school diploma or higher, and 52.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45069?
The mean commute time for workers in ZIP code 45069 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45069?
In ZIP code 45069, approximately 76.8% of occupied housing units are owner-occupied and 23.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45069?
The poverty rate in ZIP code 45069 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45069's numbers, next.
- See how ZIP 45069 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where West Chester, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.