PlainZIP

West Chester, OH · standard

ZIP Code 45069

Butler County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

49,060
666/sq mi
$114,631
Median income
$345,000
Median home value
52.9%
Bachelor's or higher

The verdict

West Chester pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 27%
home value, US ZIPs
666
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45069 against every reporting US ZIP.

ZIP code 45069 is a densely settled ZIP (a standard USPS delivery area) in West Chester, Butler County, Ohio, with 49,060 residents across 73.6 square miles, a density of 666 people per square mile, in the New York time zone.

ZIP 45069 skews affluent, with a median household income of $114,631 (57% above the Ohio average), while per-capita income is $52,770. Poverty here runs at 6.8%, with unemployment measured at 5.2%. Median home value sits at $345,000 (75% above the state average), median rent at $1,672 a month, and owner-occupancy at 76.8%.

This is a highly-educated ZIP: 52.9% of adults hold a bachelor's degree or higher, the median age is 38.3, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Butler County, so you can benchmark 45069 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45069

Top 5 sectors by establishment count in West Chester, OH

Which industries have the most business establishments in ZIP 45069.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45069, West Chester, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

49,060

Population

73.6

Area (sq mi)

666

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45069?

38.3

Median Age

49.5%

Male

50.5%

Female

13.1%

Foreign-Born

White 72.3%
African American 8.6%
Asian 10.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 5.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$114,631

Median Household Income

+57% vs state

$52,770

Per Capita Income

6.8%

Poverty Rate

5.2%

Unemployment Rate

22.9 min

Mean Commute Time

How ZIP 45069 ranks nationally

West Chester, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$114,631 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.1%
Bachelor's Degree or Higher 52.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,703

Total Housing Units

21,173

Occupied Units

530

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 76.8%
Renter 23.2%

$345,000

Median Home Value

+75% vs state

$1,672

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.3%

YoY Change (2024)

225

HPI Index (2000 = 100)

+125%

Total Change Since 2000

Home values in ZIP 45069 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +125% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 145
2021 +13.2% 164
2022 +17.6% 193
2023 +9.3% 211
2024 +6.3% 225

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,871 business establishments in ZIP 45069, employing approximately 40,627 people with a combined annual payroll of $2,428,052,000.

1,871

Businesses

40,627

Employees

$2.4B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 233 12.4%
Health care and social assistance 227 12.1%
Accommodation and food services 225 12.0%
Professional, scientific, and technical services 197 10.5%
Other services (except public administration) 145 7.8%
Wholesale trade 135 7.2%
Finance and insurance 128 6.8%
Transportation and warehousing 102 5.5%
Administrative and support and waste management and remediation services 102 5.5%
Construction 98 5.2%
Real estate and rental and leasing 97 5.2%
Manufacturing 47 2.5%
Arts, entertainment, and recreation 42 2.2%
Information 35 1.9%
Management of companies and enterprises 34 1.8%
Educational services 22 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45069 vs 45241 →

ZIP 45069 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45069 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45069 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45069 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45241 Cincinnati, OH 23,044 4.5 mi
45246 Cincinnati, OH 15,133 4.7 mi
45040 Mason, OH 50,627 5.3 mi
45044 Middletown, OH 52,822 7.6 mi
45236 Cincinnati, OH 24,552 9.2 mi
45015 Hamilton, OH 12,038 7.0 mi
45249 Cincinnati, OH 12,902 6.4 mi
45242 Cincinnati, OH 22,055 7.4 mi
45014 Fairfield, OH 43,917 7.5 mi
45050 Monroe, OH 8,548 7.6 mi

More ZIP Codes in Butler County

45011 standard
Hamilton, OH
Pop: 69,677
45044 standard
Middletown, OH
Pop: 52,822
45013 standard
Hamilton, OH
Pop: 52,613
45014 standard
Fairfield, OH
Pop: 43,917
45056 standard
Oxford, OH
Pop: 27,038
45042 standard
Middletown, OH
Pop: 26,451

Related Areas

Butler County West Chester, OH Ohio

Frequently Asked Questions

What county is ZIP code 45069 in? ▼
ZIP code 45069 (West Chester) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45069? ▼
ZIP code 45069 in West Chester, OH has a population of 49,060 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45069? ▼
The median household income in ZIP 45069 is $114,631, which is 50% above the national average of $76,288.
What is the average home value in ZIP 45069? ▼
The median home value in ZIP 45069 is $345,000, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 45069? ▼
The largest racial group in ZIP 45069 is White at 72.3%. Hispanic or Latino residents make up 5.0% of the population.
How many businesses are in ZIP code 45069? ▼
ZIP code 45069 has 1,871 business establishments employing approximately 40,627 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45069? ▼
The top industries by establishment count in ZIP 45069 are: Retail trade (233), Health care and social assistance (227), Accommodation and food services (225). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45069? ▼
According to the FHFA House Price Index, home values in ZIP 45069 increased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 125%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45069? ▼
In ZIP code 45069, 71.1% of residents aged 25+ have a high school diploma or higher, and 52.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45069? ▼
The mean commute time for workers in ZIP code 45069 is 22.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45069? ▼
In ZIP code 45069, approximately 76.8% of occupied housing units are owner-occupied and 23.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45069? ▼
The poverty rate in ZIP code 45069 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.