Residential delivery area · Ohio

ZIP Code 45044: Middletown, OH

ZIP code 45044 uses the postal name Middletown, Ohio and lies mostly in Butler County (92% of its land) with the rest in Warren County (Census 2020 ZIP-county file). About 56,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Middletown's 2 residential ZIP codes. Median household income is $73,732 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Middletown (38%), Monroe (16%) and Four Bridges (5%); 41% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Ohio, Indiana, Kentucky and Michigan
450sectional center: Cincinnati, OH (SCF 450)
44delivery area within it
Town
Middletown · 2 residential ZIPs
County
Butler County (92%); Warren County (8%)
Census places
Middletown (38%); Monroe (16%); Four Bridges (5%) census-designated place
Neighborhoods
Oakland, Oakland GeoNames
Metro area
Cincinnati, OH-KY-IN
House districts
OH-8 (92%), OH-1 (8%) 119th Congress, by share of land
State
Ohio
Time zone
Eastern
Land area
37.8 sq mi · 1,488 people per sq mi

Where is ZIP code 45044?

45044 centers on 39.482°, -84.410° and covers 37.8 square miles of land plus 0.6 of water. It borders 8 ZIP codes: 45050, 45067, 45042, 45011, 45005, 45069, 45040, 45036.

45005 · Franklin45011 · Hamilton45036 · Lebanon45040 · Mason45042 · Middletown45050 · Monroe45067 · Trenton45069 · West Chester45044 · Middletown (this ZIP)450444501145036450424500545067450404506945005 · Franklin45011 · Hamilton45036 · Lebanon45040 · Mason45042 · Middletown45050 · Monroe45067 · Trenton45069 · West Chester45044 · Middletown (this ZIP)450444501145036450424500545067450404506945005 · Franklin45011 · Hamilton45036 · Lebanon45040 · Mason45042 · Middletown45050 · Monroe45067 · Trenton45069 · West Chester45044 · Middletown (this ZIP)4504445011450364504245005450674504045069
Shaded by median household income, in national fifths (ACS 2020-2024); 45044 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 45044, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 45044 compare with the rest of Middletown?

Rank of 45044 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure45044In MiddletownIn Butler CountyIn OH
People (ACS 2020-2024)56,2171st of 22nd of 1818th of 1,233
Median household income$74k1st of 28th of 13349th of 755
Median home value$242k1st of 27th of 15227th of 810

Its median household income is higher than in 53% of U.S. residential ZIP codes, and it is denser than 82% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 45044?

The 2020 Census counted 56,128 people in 45044; the ACS, which samples households over 2020-2024, estimates 56,217. Between the 2010 and 2020 censuses its population grew 6.3% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
56,217
2020 Census count
56,128+6.3% since 2010 (52,822)
Households
20,589
Median age
36.8

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 45044?

Of the 56,217 people the ACS estimates in 45044, 26.5% are under 18 and 14.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (71.3%), then Black (not Hispanic) (12.3%).

  • Under 1826.5%
  • 18 to 6459.4%
  • 65 and older14.1%
Age of the people of 45044 (ACS 2020-2024, B01001)
  • White, not Hispanic71.3%
  • Black, not Hispanic12.3%
  • Hispanic or Latino7.4%
  • Other or two or more6.5%
  • Asian, not Hispanic2.5%
Race and Hispanic origin in 45044 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 45044 earn?

Median household income is $73,732 (ACS 2020-2024), the 8th highest of the 13 ranked ZIP codes in Butler County. It is not measurably different from 2015-2019 ($68,122 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$73,732
Income per person
$37,640
Below the poverty line
13.6%
Unemployed (of the labor force)
5.4%
Adults 25+ with a bachelor's degree
29.8%
Adjusted gross income per tax return, 2022
$74,55425,110 returns; wages 77% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 45044?

FHFA's house price index for 45044, built from repeat sales and appraisals of the same homes, rose 103% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +4.1% in 2025.

Median home value (owners' estimate)
$241,600
Median gross rent
$1,076
Homes owned by their occupants
61.9%
Housing units
22,198
0 100 200 300 400 500 197619902000201020202025 0 100 200 300 400 500 197619902000201020202025 0 100 200 300 400 500 197619902000201020202025
Index = 100 in 1976, the first year FHFA reports for 45044; 2025: 548.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 45044?

797 business establishments had a location in this ZIP code in 2023, 40 more than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).

  • Other services (except public administration)110
  • Retail trade95
  • Health care and social assistance92
  • Accommodation and food services85
  • Construction64
  • Professional, scientific, and technical services62

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 45044?

ZIP codes that share a boundary with 45044, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
45050Monroe12,248$104k3.5 mi
45067Trenton15,471$82k3.9 mi
45042Middletown27,652$70k5.2 mi
45011Hamilton75,864$92k6.1 mi
45005Franklin32,251$75k7.2 mi
45069West Chester56,037$115k9.6 mi
45040Mason59,518$133k10.5 mi
45036Lebanon42,204$99k10.7 mi
45055Overpeck198–5.6 mi (near)
45062Seven Mile511$53k7.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.