PlainZIP

Middletown, OH · standard

ZIP Code 45044

Butler County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

52,822
537/sq mi
$73,732
Median income
$241,600
Median home value
29.8%
Bachelor's or higher

The verdict

Middletown pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated and unusually populous area.

Top 47%
household income, US ZIPs
Top 45%
home value, US ZIPs
537
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45044 against every reporting US ZIP.

ZIP code 45044 is a densely settled ZIP (a standard USPS delivery area) in Middletown, Butler County, Ohio, with 52,822 residents across 98.4 square miles, a density of 537 people per square mile, in the New York time zone.

ZIP 45044 lands in the middle-income range, with a median household income of $73,732 (1% above the Ohio average), while per-capita income is $37,640. Local economic indicators show a 13.6% poverty rate alongside 5.4% unemployment. The typical home here is valued at $241,600 (23% above the state average); renters pay a median of $1,076 monthly, and 61.9% of units are owner-occupied.

Educational attainment sits below the national norm: 29.8% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 24 minutes. Beyond these figures, 9 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Butler County, letting you compare 45044 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45044

Top 5 sectors by establishment count in Middletown, OH

Which industries have the most business establishments in ZIP 45044.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45044, Middletown, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

52,822

Population

98.4

Area (sq mi)

537

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45044?

36.8

Median Age

48.9%

Male

51.1%

Female

6.3%

Foreign-Born

White 72.4%
African American 12.5%
Asian 2.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 8.8%
Hispanic or Latino 7.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,732

Median Household Income

+1% vs state

$37,640

Per Capita Income

13.6%

Poverty Rate

5.4%

Unemployment Rate

23.6 min

Mean Commute Time

How ZIP 45044 ranks nationally

Middletown, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,732 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.6%
Bachelor's Degree or Higher 29.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,198

Total Housing Units

20,589

Occupied Units

1,609

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 61.9%
Renter 38.1%

$241,600

Median Home Value

+23% vs state

$1,076

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.3%

YoY Change (2024)

206

HPI Index (2000 = 100)

+106%

Total Change Since 2000

Home values in ZIP 45044 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +106% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.9% 134
2021 +12.3% 151
2022 +14.1% 172
2023 +10.8% 191
2024 +8.3% 206

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 797 business establishments in ZIP 45044, employing approximately 17,150 people with a combined annual payroll of $987,200,000.

797

Businesses

17,150

Employees

$987.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 110 13.8%
Retail trade 95 11.9%
Health care and social assistance 92 11.5%
Accommodation and food services 85 10.7%
Construction 64 8.0%
Professional, scientific, and technical services 62 7.8%
Wholesale trade 45 5.7%
Administrative and support and waste management and remediation services 44 5.5%
Finance and insurance 41 5.1%
Real estate and rental and leasing 41 5.1%
Manufacturing 38 4.8%
Transportation and warehousing 37 4.6%
Arts, entertainment, and recreation 14 1.8%
Educational services 12 1.5%
Information 11 1.4%
Management of companies and enterprises 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45044 vs 45050 →

ZIP 45044 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45044 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45044 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45044 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45050 Monroe, OH 8,548 1.3 mi
45067 Trenton, OH 13,898 5.8 mi
45069 West Chester, OH 49,060 7.6 mi
45011 Hamilton, OH 69,677 6.6 mi
45042 Middletown, OH 26,451 7.4 mi
45005 Franklin, OH 29,963 7.3 mi
45040 Mason, OH 50,627 7.7 mi
45034 Kings Mills, OH 1,184 9.6 mi
45039 Maineville, OH 22,814 11.4 mi

More ZIP Codes in Butler County

45011 standard
Hamilton, OH
Pop: 69,677
45013 standard
Hamilton, OH
Pop: 52,613
45069 standard
West Chester, OH
Pop: 49,060
45014 standard
Fairfield, OH
Pop: 43,917
45056 standard
Oxford, OH
Pop: 27,038
45042 standard
Middletown, OH
Pop: 26,451

Related Areas

Butler County Middletown, OH Ohio

Frequently Asked Questions

What county is ZIP code 45044 in? ▼
ZIP code 45044 (Middletown) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45044? ▼
ZIP code 45044 in Middletown, OH has a population of 52,822 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45044? ▼
The median household income in ZIP 45044 is $73,732, which is 3% below the national average of $76,288.
What is the average home value in ZIP 45044? ▼
The median home value in ZIP 45044 is $241,600, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 45044? ▼
The largest racial group in ZIP 45044 is White at 72.4%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 45044? ▼
ZIP code 45044 has 797 business establishments employing approximately 17,150 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45044? ▼
The top industries by establishment count in ZIP 45044 are: Other services (except public administration) (110), Retail trade (95), Health care and social assistance (92). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45044? ▼
According to the FHFA House Price Index, home values in ZIP 45044 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 106%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45044? ▼
In ZIP code 45044, 62.6% of residents aged 25+ have a high school diploma or higher, and 29.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45044? ▼
The mean commute time for workers in ZIP code 45044 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45044? ▼
In ZIP code 45044, approximately 61.9% of occupied housing units are owner-occupied and 38.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45044? ▼
The poverty rate in ZIP code 45044 is 13.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.