ZIP Code 45044

standard

Source:

Middletown · Butler County · Ohio

Population
52,822

537/sq mi

Median income
$73,732

▼ 3% vs US

higher than 53% of US ZIPs

Median home value
$241,600

▼ 13% vs US

higher than 55% of US ZIPs

Bachelor's or higher
29.8%

Median age 36.8

Land area
98.4 sq mi

New York

ZIP code 45044 in Middletown, Ohio has a population of 52,822. The median household income is $73,732, which is 3% below the national average. Median home value is $241,600, 13% below the US average. 29.8% of residents hold a bachelor's degree or higher.

ZIP code 45044 is classified by USPS as a standard delivery area and covers roughly 98.4 square miles in Middletown, Butler County, Ohio. The area is home to 52,822 residents, producing a population density of 537 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 45044 against Ohio and the nation.

On the economic side, the median household income for ZIP 45044 sits at $73,732 (1% above the Ohio average), while per-capita income is $37,640. The poverty rate stands at 13.6% and the unemployment rate at 5.4%. On housing, the median home value is $241,600 (23% above the state average) with median rent at $1,076 per month, and 61.9% of occupied units are owner-occupied, a direct signal of whether 45044 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.8% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 24 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Butler County, so you can benchmark 45044 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 45044

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 45044.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 45044, Middletown, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

52,822

Population

98.4

Area (sq mi)

537

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45044?

36.8

Median Age

48.9%

Male

51.1%

Female

6.3%

Foreign-Born

White 72.4%
African American 12.5%
Asian 2.5%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 8.8%
Hispanic or Latino 7.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,732

Median Household Income

+1% vs state

$37,640

Per Capita Income

13.6%

Poverty Rate

5.4%

Unemployment Rate

23.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.6%
Bachelor's Degree or Higher 29.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

22,198

Total Housing Units

20,589

Occupied Units

1,609

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 61.9%
Renter 38.1%

$241,600

Median Home Value

+23% vs state

$1,076

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.3%

YoY Change (2024)

206

HPI Index (2000 = 100)

+106%

Total Change Since 2000

Home values in ZIP 45044 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +106% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.9% 134
2021 +12.3% 151
2022 +14.1% 172
2023 +10.8% 191
2024 +8.3% 206

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 797 business establishments in ZIP 45044, employing approximately 17,150 people with a combined annual payroll of $987,200,000.

797

Businesses

17,150

Employees

$987.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 110 13.8%
Retail trade 95 11.9%
Health care and social assistance 92 11.5%
Accommodation and food services 85 10.7%
Construction 64 8.0%
Professional, scientific, and technical services 62 7.8%
Wholesale trade 45 5.7%
Administrative and support and waste management and remediation services 44 5.5%
Finance and insurance 41 5.1%
Real estate and rental and leasing 41 5.1%
Manufacturing 38 4.8%
Transportation and warehousing 37 4.6%
Arts, entertainment, and recreation 14 1.8%
Educational services 12 1.5%
Information 11 1.4%
Management of companies and enterprises 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45044 vs 45050 →

ZIP Code City Population Distance
45050 Monroe, OH 8,548 1.3 mi
45067 Trenton, OH 13,898 5.8 mi
45069 West Chester, OH 49,060 7.6 mi
45011 Hamilton, OH 69,677 6.6 mi
45042 Middletown, OH 26,451 7.4 mi
45005 Franklin, OH 29,963 7.3 mi
45040 Mason, OH 50,627 7.7 mi
45034 Kings Mills, OH 1,184 9.6 mi
45039 Maineville, OH 22,814 11.4 mi

More ZIP Codes in Butler County

Frequently Asked Questions

What county is ZIP code 45044 in?
ZIP code 45044 (Middletown) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45044?
ZIP code 45044 in Middletown, OH has a population of 52,822 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45044?
The median household income in ZIP 45044 is $73,732, which is 3% below the national average of $76,288.
What is the average home value in ZIP 45044?
The median home value in ZIP 45044 is $241,600, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 45044?
The largest racial group in ZIP 45044 is White at 72.4%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 45044?
ZIP code 45044 has 797 business establishments employing approximately 17,150 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45044?
The top industries by establishment count in ZIP 45044 are: Other services (except public administration) (110), Retail trade (95), Health care and social assistance (92). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 45044?
According to the FHFA House Price Index, home values in ZIP 45044 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 106%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45044?
In ZIP code 45044, 62.6% of residents aged 25+ have a high school diploma or higher, and 29.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45044?
The mean commute time for workers in ZIP code 45044 is 23.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45044?
In ZIP code 45044, approximately 61.9% of occupied housing units are owner-occupied and 38.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45044?
The poverty rate in ZIP code 45044 is 13.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Middletown, OH

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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