Middletown, OH · standard
ZIP Code 45042
Butler County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,451
- 207/sq mi High-density area
- $69,520
- Median income Near-median income area
- $202,200
- Median home value Near-median home value
- 21.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Middletown pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.
- 46th pct
- household income, US ZIPs
- 44th pct
- home value, US ZIPs
- 207
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45042 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45042 (Middletown, OH) rose +2.0% from 2023 to 2024. The all-transactions index moved from 175.3 in 2023 to 178.7 in 2024 (2000 = 100).
ZIP code 45042 is a densely settled ZIP (a standard USPS delivery area) in Middletown, Butler County, Ohio, with 26,451 residents across 127.7 square miles, a density of 207 people per square mile, in the New York time zone.
ZIP 45042 reports a modest median household income of $69,520 (5% below the average Ohio ZIP), while per-capita income is $39,573. The poverty rate is 11.0%, with unemployment at 2.9%; those measures add context to the income figure. Median home value is $202,200 (3% above the average Ohio ZIP) and median rent is $922; 72.2% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 21.2% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Butler County, so 45042 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45042
Top 5 sectors by establishment count in Middletown, OH
Which industries have the most business establishments in ZIP 45042.
- Retail trade
Retail trade
50 establishments
- Health care and social assistance
Health care and social assistance
48 establishments
- Other services (except public administration)
Other services (except public administration)
38 establishments
- Construction
Construction
37 establishments
- Accommodation and food services
Accommodation and food services
31 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45042, Middletown, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
26,451
Population
127.7
Area (sq mi)
207
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45042?
41.6
Median Age
50.3%
Male
49.7%
Female
3.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,520
Median Household Income
-5% vs state ZIP avg
$39,573
Per Capita Income
11.0%
Poverty Rate
2.9%
Unemployment Rate
25.3 min
Mean Commute Time
How ZIP 45042 ranks among Ohio ZIPs
Middletown, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$69,520 48th percentile higher than 48% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,216housing units
12,216
Total Housing Units
11,578
Occupied Units
638
Vacant Units
2.38
Avg Household Size
Occupancy Type
$202,200
Median Home Value
+3% vs state ZIP avg
$922
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.0%
YoY Change (2024)
179
HPI Index (2000 = 100)
+79%
Total Change Since 2000
Home values in ZIP 45042 have increased 2.0% over the past year (2024). Since 2000, this ZIP has seen +79% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.9% | 123 |
| 2021 | +11.2% | 136 |
| 2022 | +16.6% | 159 |
| 2023 | +10.2% | 175 |
| 2024 | +2.0% | 179 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 355 business establishments in ZIP 45042, employing approximately 3,695 people with a combined annual payroll of $185,010,000.
355
Businesses
3,695
Employees
$185.0M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 50 | 14.1% |
| Health care and social assistance | 48 | 13.5% |
| Other services (except public administration) | 38 | 10.7% |
| Construction | 37 | 10.4% |
| Accommodation and food services | 31 | 8.7% |
| Professional, scientific, and technical services | 26 | 7.3% |
| Manufacturing | 23 | 6.5% |
| Transportation and warehousing | 19 | 5.3% |
| Wholesale trade | 18 | 5.1% |
| Finance and insurance | 17 | 4.8% |
| Real estate and rental and leasing | 17 | 4.8% |
| Administrative and support and waste management and remediation services | 16 | 4.5% |
| Arts, entertainment, and recreation | 9 | 2.5% |
| Educational services | 5 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45042 vs 45067 →
ZIP 45042 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45011
Hamilton (45011)
69,677 residents
- 45044
Middletown (45044)
52,822 residents
- 45005
Franklin (45005)
29,963 residents
- 45042 26,451
Middletown (45042)
26,451 residents
- 45067 13,898
Trenton (45067)
13,898 residents
- 45327 8,917
Germantown (45327)
8,917 residents
- 45050 8,548
Monroe (45050)
8,548 residents
- 45325 2,647
Farmersville (45325)
2,647 residents
- 45330 834
Gratis (45330)
834 residents
What this shows Among its immediate neighbors, ZIP 45042 ranks #4 by population - useful context the national average alone can't give.
ZIP 45042 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45050
Monroe (45050)
$104,282 median income
- 45327
Germantown (45327)
$94,741 median income
- 45011
Hamilton (45011)
$91,873 median income
- 45067
Trenton (45067)
$81,605 median income
- 45325
Farmersville (45325)
$81,250 median income
- 45330
Gratis (45330)
$76,964 median income
- 45005
Franklin (45005)
$75,399 median income
- 45044
Middletown (45044)
$73,732 median income
- 45042
Middletown (45042)
$69,520 median income
What this shows By household income, ZIP 45042 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45067 | Trenton, OH | 13,898 | 4.7 mi |
| 45327 | Germantown, OH | 8,917 | 6.1 mi |
| 45005 | Franklin, OH | 29,963 | 7.2 mi |
| 45044 | Middletown, OH | 52,822 | 7.4 mi |
| 45325 | Farmersville, OH | 2,647 | 9.9 mi |
| 45070 | West Elkton, OH | 192 | 7.0 mi |
| 45050 | Monroe, OH | 8,548 | 8.3 mi |
| 45011 | Hamilton, OH | 69,677 | 8.9 mi |
| 45062 | Seven Mile, OH | 688 | 7.8 mi |
| 45330 | Gratis, OH | 834 | 8.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45042, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (26,451 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Butler County
Related Areas
Frequently Asked Questions
What county is ZIP code 45042 in?
ZIP code 45042 (Middletown) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45042?
ZIP code 45042 in Middletown, OH has a population of 26,451 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45042?
The median household income in ZIP 45042 is $69,520, which is 9% below the national average of $76,288.
What is the average home value in ZIP 45042?
The median home value in ZIP 45042 is $202,200, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 45042?
The largest racial group in ZIP 45042 is White at 88.0%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 45042?
ZIP code 45042 has 355 business establishments employing approximately 3,695 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45042?
The top industries by establishment count in ZIP 45042 are: Retail trade (50), Health care and social assistance (48), Other services (except public administration) (38). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45042?
According to the FHFA House Price Index, home values in ZIP 45042 increased by 2.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 79%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45042?
In ZIP code 45042, 57.4% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45042?
The mean commute time for workers in ZIP code 45042 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45042?
In ZIP code 45042, approximately 72.2% of occupied housing units are owner-occupied and 27.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45042?
The poverty rate in ZIP code 45042 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45042's numbers, next.
- See how ZIP 45042 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Middletown, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.