PlainZIP

Middletown, OH · standard

ZIP Code 45042

Butler County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,451
207/sq mi
$69,520
Median income
$202,200
Median home value
21.2%
Bachelor's or higher

The verdict

Middletown pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

46th pct
household income, US ZIPs
44th pct
home value, US ZIPs
207
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45042 against every reporting US ZIP.

ZIP code 45042 is a densely settled ZIP (a standard USPS delivery area) in Middletown, Butler County, Ohio, with 26,451 residents across 127.7 square miles, a density of 207 people per square mile, in the New York time zone.

ZIP 45042 reports a modest median household income of $69,520 (5% below the Ohio average), while per-capita income is $39,573. Local economic indicators show a 11.0% poverty rate alongside 2.9% unemployment. The typical home here is valued at $202,200 (3% above the state average); renters pay a median of $922 monthly, and 72.2% of units are owner-occupied.

Educational attainment sits below the national norm: 21.2% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Butler County, so you can benchmark 45042 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45042

Top 5 sectors by establishment count in Middletown, OH

Which industries have the most business establishments in ZIP 45042.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45042, Middletown, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,451

Population

127.7

Area (sq mi)

207

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45042?

41.6

Median Age

50.3%

Male

49.7%

Female

3.4%

Foreign-Born

White 88.0%
African American 2.8%
Asian 0.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,520

Median Household Income

-5% vs state

$39,573

Per Capita Income

11.0%

Poverty Rate

2.9%

Unemployment Rate

25.3 min

Mean Commute Time

How ZIP 45042 ranks nationally

Middletown, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,520 46th percentile higher than 46% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.4%
Bachelor's Degree or Higher 21.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,216

Total Housing Units

11,578

Occupied Units

638

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 72.2%
Renter 27.8%

$202,200

Median Home Value

+3% vs state

$922

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.0%

YoY Change (2024)

179

HPI Index (2000 = 100)

+79%

Total Change Since 2000

Home values in ZIP 45042 have increased 2.0% over the past year (2024). Since 2000, this ZIP has seen +79% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.9% 123
2021 +11.2% 136
2022 +16.6% 159
2023 +10.2% 175
2024 +2.0% 179

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 355 business establishments in ZIP 45042, employing approximately 3,695 people with a combined annual payroll of $185,010,000.

355

Businesses

3,695

Employees

$185.0M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 50 14.1%
Health care and social assistance 48 13.5%
Other services (except public administration) 38 10.7%
Construction 37 10.4%
Accommodation and food services 31 8.7%
Professional, scientific, and technical services 26 7.3%
Manufacturing 23 6.5%
Transportation and warehousing 19 5.3%
Wholesale trade 18 5.1%
Finance and insurance 17 4.8%
Real estate and rental and leasing 17 4.8%
Administrative and support and waste management and remediation services 16 4.5%
Arts, entertainment, and recreation 9 2.5%
Educational services 5 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45042 vs 45067 →

ZIP 45042 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45042 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45042 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45042 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45067 Trenton, OH 13,898 4.7 mi
45327 Germantown, OH 8,917 6.1 mi
45005 Franklin, OH 29,963 7.2 mi
45044 Middletown, OH 52,822 7.4 mi
45325 Farmersville, OH 2,647 9.9 mi
45070 West Elkton, OH 192 7.0 mi
45050 Monroe, OH 8,548 8.3 mi
45011 Hamilton, OH 69,677 8.9 mi
45062 Seven Mile, OH 688 7.8 mi
45330 Gratis, OH 834 8.4 mi

More ZIP Codes in Butler County

45011 standard
Hamilton, OH
Pop: 69,677
45044 standard
Middletown, OH
Pop: 52,822
45013 standard
Hamilton, OH
Pop: 52,613
45069 standard
West Chester, OH
Pop: 49,060
45014 standard
Fairfield, OH
Pop: 43,917
45056 standard
Oxford, OH
Pop: 27,038

Related Areas

Butler County Middletown, OH Ohio

Frequently Asked Questions

What county is ZIP code 45042 in? ▼
ZIP code 45042 (Middletown) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45042? ▼
ZIP code 45042 in Middletown, OH has a population of 26,451 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45042? ▼
The median household income in ZIP 45042 is $69,520, which is 9% below the national average of $76,288.
What is the average home value in ZIP 45042? ▼
The median home value in ZIP 45042 is $202,200, which is 27% below the national average of $278,155.
What is the demographic makeup of ZIP 45042? ▼
The largest racial group in ZIP 45042 is White at 88.0%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 45042? ▼
ZIP code 45042 has 355 business establishments employing approximately 3,695 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45042? ▼
The top industries by establishment count in ZIP 45042 are: Retail trade (50), Health care and social assistance (48), Other services (except public administration) (38). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 45042? ▼
According to the FHFA House Price Index, home values in ZIP 45042 increased by 2.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 79%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45042? ▼
In ZIP code 45042, 57.4% of residents aged 25+ have a high school diploma or higher, and 21.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45042? ▼
The mean commute time for workers in ZIP code 45042 is 25.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45042? ▼
In ZIP code 45042, approximately 72.2% of occupied housing units are owner-occupied and 27.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45042? ▼
The poverty rate in ZIP code 45042 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.