PlainZIP

Monroe, OH · standard

ZIP Code 45050

Butler County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,548
443/sq mi
$104,282
Median income
$293,100
Median home value
41.0%
Bachelor's or higher

The verdict

Monroe pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 34%
home value, US ZIPs
443
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45050 against every reporting US ZIP.

ZIP code 45050 is a mid-sized community (a standard USPS delivery area) in Monroe, Butler County, Ohio, home to 8,548 residents across 19.3 square miles, a density of 443 people per square mile, in the New York time zone.

ZIP 45050 lands in the middle-income range, with a median household income of $104,282 (43% above the Ohio average), while per-capita income is $40,243. 4.8% of residents live below the poverty line, and the unemployment rate reads 4.0%. Median home value sits at $293,100 (49% above the state average), median rent at $1,590 a month, and owner-occupancy at 79.0%.

A solid share of residents have a four-year degree: 41.0% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 24 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Butler County, letting you compare 45050 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 45050

Top 5 sectors by establishment count in Monroe, OH

Which industries have the most business establishments in ZIP 45050.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45050, Monroe, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,548

Population

19.3

Area (sq mi)

443

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 45050?

36.8

Median Age

47.9%

Male

52.1%

Female

6.3%

Foreign-Born

White 81.2%
African American 3.1%
Asian 4.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.2%
Hispanic or Latino 4.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,282

Median Household Income

+43% vs state

$40,243

Per Capita Income

4.8%

Poverty Rate

4.0%

Unemployment Rate

23.7 min

Mean Commute Time

How ZIP 45050 ranks nationally

Monroe, OH household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,282 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.7%
Bachelor's Degree or Higher 41.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,288

Total Housing Units

4,288

Occupied Units

0

Vacant Units

2.82

Avg Household Size

Occupancy Type

Owner 79.0%
Renter 21.0%

$293,100

Median Home Value

+49% vs state

$1,590

Median Rent

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.3%

YoY Change (2024)

209

HPI Index (2000 = 100)

+109%

Total Change Since 2000

Home values in ZIP 45050 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.7% 141
2021 +12.5% 158
2022 +10.2% 174
2023 +13.6% 198
2024 +5.3% 209

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 401 business establishments in ZIP 45050, employing approximately 8,122 people with a combined annual payroll of $433,021,000.

401

Businesses

8,122

Employees

$433.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 111 27.7%
Accommodation and food services 52 13.0%
Information 48 12.0%
Wholesale trade 26 6.5%
Other services (except public administration) 23 5.7%
Transportation and warehousing 22 5.5%
Real estate and rental and leasing 19 4.7%
Health care and social assistance 19 4.7%
Manufacturing 16 4.0%
Professional, scientific, and technical services 15 3.7%
Construction 14 3.5%
Administrative and support and waste management and remediation services 13 3.2%
Finance and insurance 11 2.7%
Utilities 4 1.0%
Arts, entertainment, and recreation 4 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 45050 vs 45044 →

ZIP 45050 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 45050 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 45050 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 45050 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
45044 Middletown, OH 52,822 1.3 mi
45036 Lebanon, OH 37,504 7.4 mi
45040 Mason, OH 50,627 6.9 mi
45005 Franklin, OH 29,963 6.9 mi
45069 West Chester, OH 49,060 7.6 mi
45011 Hamilton, OH 69,677 7.7 mi
45067 Trenton, OH 13,898 7.0 mi
45042 Middletown, OH 26,451 8.3 mi
45034 Kings Mills, OH 1,184 8.5 mi
45065 South Lebanon, OH 4,442 9.5 mi

More ZIP Codes in Butler County

45011 standard
Hamilton, OH
Pop: 69,677
45044 standard
Middletown, OH
Pop: 52,822
45013 standard
Hamilton, OH
Pop: 52,613
45069 standard
West Chester, OH
Pop: 49,060
45014 standard
Fairfield, OH
Pop: 43,917
45056 standard
Oxford, OH
Pop: 27,038

Related Areas

Butler County Monroe, OH Ohio

Frequently Asked Questions

What county is ZIP code 45050 in? ▼
ZIP code 45050 (Monroe) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45050? ▼
ZIP code 45050 in Monroe, OH has a population of 8,548 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45050? ▼
The median household income in ZIP 45050 is $104,282, which is 37% above the national average of $76,288.
What is the average home value in ZIP 45050? ▼
The median home value in ZIP 45050 is $293,100, which is 5% above the national average of $278,155.
What is the demographic makeup of ZIP 45050? ▼
The largest racial group in ZIP 45050 is White at 81.2%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 45050? ▼
ZIP code 45050 has 401 business establishments employing approximately 8,122 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45050? ▼
The top industries by establishment count in ZIP 45050 are: Retail trade (111), Accommodation and food services (52), Information (48). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45050? ▼
According to the FHFA House Price Index, home values in ZIP 45050 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45050? ▼
In ZIP code 45050, 61.7% of residents aged 25+ have a high school diploma or higher, and 41.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45050? ▼
The mean commute time for workers in ZIP code 45050 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45050? ▼
In ZIP code 45050, approximately 79.0% of occupied housing units are owner-occupied and 21.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45050? ▼
The poverty rate in ZIP code 45050 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.