Monroe, OH · standard
ZIP Code 45050
Butler County, Ohio - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,548
- 443/sq mi High-density area
- $104,282
- Median income Above-median income area
- $293,100
- Median home value Near-median home value
- 41.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Monroe pairs an upper-quartile household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 16%
- household income, US ZIPs
- Top 34%
- home value, US ZIPs
- 443
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 45050 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 45050 (Monroe, OH) rose +5.3% from 2023 to 2024. The all-transactions index moved from 198.2 in 2023 to 208.6 in 2024 (2000 = 100).
ZIP code 45050 is a mid-sized community (a standard USPS delivery area) in Monroe, Butler County, Ohio, home to 8,548 residents across 19.3 square miles, a density of 443 people per square mile, in the New York time zone.
ZIP 45050 lands in the middle-income range, with a median household income of $104,282 (43% above the average Ohio ZIP), while per-capita income is $40,243. The poverty rate is 4.8%, with unemployment at 4.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $293,100 (49% above the average Ohio ZIP), while 79.0% of occupied homes are owner-occupied and median rent is $1,590.
A solid share of residents have a four-year degree: 41.0% of adults hold a bachelor's degree or higher, the median age is 36.8, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Butler County, so 45050 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 45050
Top 5 sectors by establishment count in Monroe, OH
Which industries have the most business establishments in ZIP 45050.
- Retail trade
Retail trade
111 establishments
- Accommodation and food services
Accommodation and food services
52 establishments
- Information
Information
48 establishments
- Wholesale trade 26
Wholesale trade
26 establishments
- Other services (except public administration) 23
Other services (except public administration)
23 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 45050, Monroe, OH · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,548
Population
19.3
Area (sq mi)
443
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 45050?
36.8
Median Age
47.9%
Male
52.1%
Female
6.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$104,282
Median Household Income
+43% vs state ZIP avg
$40,243
Per Capita Income
4.8%
Poverty Rate
4.0%
Unemployment Rate
23.7 min
Mean Commute Time
How ZIP 45050 ranks among Ohio ZIPs
Monroe, OH household income vs. every Ohio ZIP code
Median household income among 1,127 reporting Ohio ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$104,282 Top 9% higher than 91% of 1,127 Ohio ZIPs
Each bar is a $20K-wide band; taller bars hold more Ohio ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,288housing units
4,288
Total Housing Units
4,288
Occupied Units
0
Vacant Units
2.82
Avg Household Size
Occupancy Type
$293,100
Median Home Value
+49% vs state ZIP avg
$1,590
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.3%
YoY Change (2024)
209
HPI Index (2000 = 100)
+109%
Total Change Since 2000
Home values in ZIP 45050 have increased 5.3% over the past year (2024). Since 2000, this ZIP has seen +109% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.7% | 141 |
| 2021 | +12.5% | 158 |
| 2022 | +10.2% | 174 |
| 2023 | +13.6% | 198 |
| 2024 | +5.3% | 209 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 401 business establishments in ZIP 45050, employing approximately 8,122 people with a combined annual payroll of $433,021,000.
401
Businesses
8,122
Employees
$433.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 111 | 27.7% |
| Accommodation and food services | 52 | 13.0% |
| Information | 48 | 12.0% |
| Wholesale trade | 26 | 6.5% |
| Other services (except public administration) | 23 | 5.7% |
| Transportation and warehousing | 22 | 5.5% |
| Real estate and rental and leasing | 19 | 4.7% |
| Health care and social assistance | 19 | 4.7% |
| Manufacturing | 16 | 4.0% |
| Professional, scientific, and technical services | 15 | 3.7% |
| Construction | 14 | 3.5% |
| Administrative and support and waste management and remediation services | 13 | 3.2% |
| Finance and insurance | 11 | 2.7% |
| Utilities | 4 | 1.0% |
| Arts, entertainment, and recreation | 4 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 45050 vs 45044 →
ZIP 45050 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45011
Hamilton (45011)
69,677 residents
- 45044
Middletown (45044)
52,822 residents
- 45040
Mason (45040)
50,627 residents
- 45069
West Chester (45069)
49,060 residents
- 45036
Lebanon (45036)
37,504 residents
- 45005
Franklin (45005)
29,963 residents
- 45042 26,451
Middletown (45042)
26,451 residents
- 45067 13,898
Trenton (45067)
13,898 residents
- 45050 8,548
Monroe (45050)
8,548 residents
What this shows Among its immediate neighbors, ZIP 45050 ranks #9 by population - useful context the national average alone can't give.
ZIP 45050 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 45034
Kings Mills (45034)
$151,875 median income
- 45040
Mason (45040)
$133,240 median income
- 45069
West Chester (45069)
$114,631 median income
- 45065
South Lebanon (45065)
$104,795 median income
- 45050
Monroe (45050)
$104,282 median income
- 45036
Lebanon (45036)
$99,128 median income
- 45011
Hamilton (45011)
$91,873 median income
- 45067
Trenton (45067)
$81,605 median income
- 45005
Franklin (45005)
$75,399 median income
What this shows By household income, ZIP 45050 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 45044 | Middletown, OH | 52,822 | 1.3 mi |
| 45036 | Lebanon, OH | 37,504 | 7.4 mi |
| 45040 | Mason, OH | 50,627 | 6.9 mi |
| 45005 | Franklin, OH | 29,963 | 6.9 mi |
| 45069 | West Chester, OH | 49,060 | 7.6 mi |
| 45011 | Hamilton, OH | 69,677 | 7.7 mi |
| 45067 | Trenton, OH | 13,898 | 7.0 mi |
| 45042 | Middletown, OH | 26,451 | 8.3 mi |
| 45034 | Kings Mills, OH | 1,184 | 8.5 mi |
| 45065 | South Lebanon, OH | 4,442 | 9.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 45050, both outside OH so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,548 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Butler County
Related Areas
Frequently Asked Questions
What county is ZIP code 45050 in?
ZIP code 45050 (Monroe) is located in Butler County, Ohio. Butler County contains multiple ZIP codes, see the full list at /counties/butler-oh.
What is the population of ZIP code 45050?
ZIP code 45050 in Monroe, OH has a population of 8,548 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 45050?
The median household income in ZIP 45050 is $104,282, which is 37% above the national average of $76,288.
What is the average home value in ZIP 45050?
The median home value in ZIP 45050 is $293,100, which is 5% above the national average of $278,155.
What is the demographic makeup of ZIP 45050?
The largest racial group in ZIP 45050 is White at 81.2%. Hispanic or Latino residents make up 4.8% of the population.
How many businesses are in ZIP code 45050?
ZIP code 45050 has 401 business establishments employing approximately 8,122 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 45050?
The top industries by establishment count in ZIP 45050 are: Retail trade (111), Accommodation and food services (52), Information (48). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 45050?
According to the FHFA House Price Index, home values in ZIP 45050 increased by 5.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 109%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 45050?
In ZIP code 45050, 61.7% of residents aged 25+ have a high school diploma or higher, and 41.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 45050?
The mean commute time for workers in ZIP code 45050 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 45050?
In ZIP code 45050, approximately 79.0% of occupied housing units are owner-occupied and 21.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 45050?
The poverty rate in ZIP code 45050 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 45050's numbers, next.
- See how ZIP 45050 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Monroe, OH ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.